NOT LISTED FOR SALE

Estimated Value: $373,245 - $393,000

5 Beds
3 Baths
1,951 Sq Ft
$195/Sq Ft Est. Value

Last Sold September 30, 2014

Last sale price $190,000 $97 Per Sq Ft

Est. 101% increase in value since last sale

Current estimated payment $2,689/month

52 Days on Market

Highlights

  • Attached Garage
  • Hofer Elementary School Rated A-
  • Forced Air Heating and Cooling System

About This Home

As of September 2014

BEAUTIFUL 5 BEDROOMS 2.5 BATS SINGLE FAMILY HOME WITH A 2 CAR ATTACHED GARAGE! STONE PATIO, HARDWOOD FLOORS, FIRE PLACE IN THE LIVING ROOM! BUILT IN 2003 HOME IS APPROX 2020 SQ.FT LOCATED NEAR PARKS, SCHOOLS AND SHOPPING! This is a Fannie Mae HomePath property. Purchase this property for as little as 5% down! This property is approved for HomePath Mortgage Financing and for HomePath Renovation Mortgage Financing.

Last Agent to Sell the Property

Saul Zenkevicius

Z Team Listed on: 07/08/2014

Last Buyer's Agent

Maurice Lynch

Diamond Real Estate Inc License #471006195

Home Details

Home Type

  • Single Family

Year Built

  • 2003

Lot Details

  • 8,712

HOA Fees

  • $13 per month

Parking

  • Attached Garage
  • Garage Is Owned

Home Design

  • Vinyl Siding

Finished Basement

  • Partial Basement
  • Finished Basement Bathroom

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Lake Michigan Water

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $5,000 Seller Concession

Home Details

Home Type

Single Family

Year Built

2003

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • Recent Rehab: Yes
  • Age: 11-15 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 2.1
  • Type Detached: 2 Stories
  • Estimated Year Built: 2003
  • Tax Exemptions: Homeowner
  • Special Features: 20
  • Property Sub Type: Detached
  • Year Built: 2003

Interior Features

  • Number Of Rooms: 8
  • Living Room: Dimensions: 18X23, On Level: Main Level
  • Basement: Partial
  • Basement: Finished
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 5
  • Below Grade Bedrooms: 1
  • Above Grade Bedrooms: 4
  • Dining Room: Dimensions: 9X12, On Level: Main Level
  • Kitchen Type: Dimensions: 11X12, On Level: Main Level
  • Additional Rooms: 5th Bedroom
  • Master Bedroom: Dimensions: 10X14, On Level: Main Level
  • Additional Room 1 Name: 5th Bdrm, Dimensions: 7X12, On Level: Main Level
  • Bedroom 2: Dimensions: 14X15, On Level: Main Level
  • Bedroom 3: Dimensions: 10X10, On Level: Main Level
  • Bedroom 4: Dimensions: 13X19, On Level: Basement
  • Estimated Sq Ft: 1951

Exterior Features

  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding
  • Acreage: 0.2

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Lake Michigan
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Association Fees: 160
  • Management Phone: 815-773-4542

Fee Information

  • Management Company: Eagle Ridge Homeowners Association

Schools

  • Junior High Dist: 30

Lot Info

  • Lot Dimensions: 8680 SQ.FT.
  • Parcel Identification Number: 0506052010200000

Tax Info

  • Taxes: 5374.04

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 10, 2017
Sold by
Alvarez Jesse A and Alvarez Luis A
Bought by
Alvarez Luis A and Alvarez Leticia
Current Estimated Value
$381,061

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$186,277
Outstanding Balance
$157,597
Interest Rate
4.4%
Mortgage Type
FHA
Estimated Equity
$223,464

Purchase Details

Closed on
Nov 10, 2016
Sold by
Alvarez Jesse A
Bought by
Alvarez Jesse A and Alvarez Luis A

Purchase Details

Listed on
Jul 8, 2014
Closed on
Sep 9, 2014
Sold by
Fannie Mae
Bought by
Alvarez Jesse A
Seller's Agent
Saul Zenkevicius
Z Team
Buyer's Agent
Maurice Lynch
Diamond Real Estate Inc
List Price
$196,900
Sold Price
$190,000
Premium/Discount to List
-$6,900
-3.5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.37%
Original Mortgage
$183,658
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 29, 2013
Sold by
Lovera Delia Aurora and Lovera Alberto
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Nov 28, 2007
Sold by
Magoo Ventures Llc
Bought by
Lovera Delia Aurora

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,900
Interest Rate
6.31%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 29, 2006
Sold by
Smith Kelly L and Washington Mutual Bank
Bought by
Magoo Ventures Llc

Purchase Details

Closed on
Jul 31, 2002
Sold by
Phoenix Developers Llc
Bought by
Smith Kelly L and Ragan Jennifer A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$192,417
Interest Rate
6.7%
Mortgage Type
VA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Alvarez Luis A -- Network Title Llc
Alvarez Jesse A -- None Available
Alvarez Jesse A $190,000 Attorneys Title Guaranty Fun
Federal National Mortgage Association -- None Available
Lovera Delia Aurora $225,000 First American Title Ins Co
Magoo Ventures Llc $187,000 None Available
Smith Kelly L $189,000 First American Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Alvarez Luis A $186,277
Closed Alvarez Jesse A $183,658
Previous Owner Lovera Delia Aurora $224,900
Previous Owner Smith Kelly L $192,417
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/30/2014 09/30/14 Sold $190,000 +2.8% $97 / Sq Ft
08/29/2014 08/29/14 Pending -- -- --
08/11/2014 08/11/14 Price Changed $184,900 -6.1% $95 / Sq Ft
07/08/2014 07/08/14 For Sale $196,900 -- $101 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,229 $101,727 $17,598 $84,129
2023 $8,229 $99,625 $15,811 $83,814
2022 $7,679 $88,737 $14,961 $73,776
2021 $7,199 $83,478 $14,074 $69,404
2020 $6,741 $78,448 $14,074 $64,374
2019 $6,537 $75,250 $13,500 $61,750
2018 $6,649 $74,350 $13,500 $60,850
2017 $6,466 $71,200 $13,500 $57,700
2016 $6,371 $67,950 $13,500 $54,450
2015 $5,475 $63,260 $12,160 $51,100
2014 $5,475 $60,373 $12,160 $48,213
2013 $5,475 $60,373 $12,160 $48,213
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08666394

Midwest Real Estate Data (MRED)

APN: 05-06-05-201-020