NOT LISTED FOR SALE

Estimated Value: $221,000 - $341,000

2 Beds
1.5 Baths
1,414 Sq Ft
$194/Sq Ft Est. Value

Last Sold November 28, 2022

Last sale price $205,000 $145 Per Sq Ft

Est. 34% increase in value since last sale

Current estimated payment $1,657/month

Highlights

  • City View
  • Property is near public transit
  • Private Yard
  • Pine Trees
  • High Ceiling
  • No HOA

About This Home

As of November 2022

Welcome to 1415 Garrard in Historic Helentown! Picture yourself living in this delightful, full brick, Covington home. With soaring ceilings & original hardwood floors, this home is a true stunner. You'll love the natural light that pours through the many windows of this home & fills it with warmth & happiness. You'll also appreciate the intact historic details, like the original fireplace, the natural woodwork & the transom windows. But truly, one of the most unique & hard to find treasures of this home, is its large & private yard. Enter thru the original wrought iron gate & walk along the one-of-a-kind salvaged brick walkway to the private back patio & incredibly spacious lawn. And if all that wasn't enough, don't forget the off-street parking and garage.

Last Agent to Sell the Property

Annie Venerable

Pivot Realty Group License #222368 Listed on: 10/26/2022

Last Buyer's Agent

Laura Mullen

Huff Realty - Ft. Mitchell License #222626

Huff Realty - Ft. Mitchell

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1895

Lot Details

  • 4,635 Sq Ft Lot
  • Lot Dimensions are 40x126
  • Wrought Iron Fence
  • Wood Fence
  • Level Lot
  • Pine Trees
  • Private Yard
  • Historic Home

Parking

  • 2 Car Garage
  • Rear-Facing Garage
  • Driveway
  • Off-Street Parking

Property Views

  • City
  • Neighborhood

Home Design

  • Brick Exterior Construction
  • Stone Foundation
  • Shingle Roof

Interior Spaces

  • 1,414 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Woodwork
  • Beamed Ceilings
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • Track Lighting
  • Non-Functioning Fireplace
  • Wood Frame Window
  • Panel Doors
  • Family Room
  • Formal Dining Room
  • Storage
  • Washer
  • Concrete Flooring
  • Basement
  • Laundry in Basement

Kitchen

  • Eat-In Kitchen
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Tile Countertops

Bedrooms and Bathrooms

  • 2 Bedrooms

Outdoor Features

  • Patio
  • Exterior Lighting
  • Outdoor Storage

Location

  • Property is near public transit

Schools

  • Sixth District Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Forced Air Heating and Cooling System
  • 220 Volts
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 055-13-16-012.00

Home Details

Home Type

Single Family

Year Built

Built in 1895

Lot Details

0

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.11
  • Year Built: 1895
  • Lot Size: 40x126
  • Road Frontage Type: City Street
  • Directions: Garrard St. to 1415
  • Architectural Style: Historic
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Sixth District Elementary
  • Location Tax Legal Info:Middle or Junior School: Holmes Middle School
  • Location Tax Legal Info:High School: Holmes Senior High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 40x126
  • General Property Description:Approx SqFt2: 1414.0
  • Remarks Misc:Agent Only Remarks: Buyer to verify all info. Roof = 7 years old HVAC = 3 years
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Room Type:Family Room4: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: SD1
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.1064
  • General Property Description:Living Area: 1414.0
  • Structure Type:House: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 055-13-16-012.00
  • Appliances Refrigerators: Yes
  • Vegetation:Pine Trees: Yes
  • General Property Description:Fireplaces Total: 1
  • Washers: Yes
  • Fencing:Wood3: Yes
  • Foundation:Stone3: Yes
  • Laundry Features:In Basement: Yes
  • View:City3: Yes
  • Architecture:Historic: Yes
  • Other Structures:Storage: Yes
  • Fencing:Wrought Iron: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Kitchen Island, Track Lighting, Tile Counters, Storage, Stone Counters, Eat-in Kitchen, Chandelier, Built-in Features, 220 Volts, Beamed Ceilings, Ceiling Fan(s), High Ceilings, Multi Panel Doors, Natural Woodwork, Recessed Lighting
  • Heating: Forced Air
  • Levels: Two
  • Flooring: Concrete
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Gas Cooktop, Gas Range, Dishwasher, Microwave, Refrigerator, Washer
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Inoperable
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1414.0
  • Window Features: Wood Frames
  • Appliances Dishwasher: Yes
  • Appliances:Gas Cooktop: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Built-in Features2: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Kitchen Island2: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Storage2: Yes
  • Family Room Features:See Remarks6: Yes
  • Appliances:Gas Range: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Fireplace Features:Inoperable: Yes
  • Basement:Concrete Flooring: Yes
  • Interior Features:Natural Woodwork: Yes
  • Interior Features:Chandelier2: Yes
  • Interior Features:Track Lighting: Yes
  • Interior Features:Stone Counters: Yes
  • Interior Features:Recessed Lighting: Yes
  • Interior Features:Beamed Ceilings: Yes
  • Interior Features:Tile Counters: Yes
  • Dining Room Features:See Remarks22: Yes
  • Kitchen Features:See Remarks8: Yes
  • Primary Bedroom Features:See Remarks16: Yes
  • Primary Bath Features:See Remarks15: Yes
  • Interior Features 220 Volts: Yes

Exterior Features

  • View: City, Neighborhood
  • Fencing: Wrought Iron, Wood
  • Roof: Shingle
  • Lot Features: Level, Near Public Transit
  • View: Yes
  • Construction Type: Brick
  • Exterior Features: Fenced, Private Yard, Lighting
  • Foundation Details: Stone
  • Other Structures: Garage(s), Storage
  • Patio And Porch Features: Patio
  • Construction Materials:Brick2: Yes
  • Patio and Porch Features:Patio: Yes
  • Exterior Features:Fenced: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Private Yard: Yes
  • Exterior Features:Lighting: Yes
  • Window Features:Wood Frames: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage Faces Rear, Off Street
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street2: Yes
  • Other Structures:Garage(s): Yes
  • Parking Features:Garage Faces Rear: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: In Basement
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Natural Gas Available
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Sixth District Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Lot Size Sq Ft: 4634.78
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 26, 2022
Closed on
Nov 28, 2022
Sold by
Covert Sara and Covert Thomas
Bought by
House Elizabeth
Seller's Agent
Annie Venerable
Pivot Realty Group
Buyer's Agent
Laura Mullen
Huff Realty - Ft. Mitchell
List Price
$209,500
Sold Price
$205,000
Premium/Discount to List
-$4,500
-2.15%
Views
30
Current Estimated Value
$273,985

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$68,985
Avg. Annual Appreciation
9.81%
Original Mortgage
$194,750
Outstanding Balance
$188,317
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$85,668

Purchase Details

Closed on
Jan 25, 2013
Sold by
Powers Fayes E
Bought by
Clifford Sara J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,150
Interest Rate
3.38%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
House Elizabeth $205,000 --
House Elizabeth $205,000 None Listed On Document
Clifford Sara J $33,500 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open House Elizabeth $194,750
Closed House Elizabeth $194,750
Previous Owner Clifford Sara J $30,150
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/28/2022 11/28/22 Sold $205,000 -2.1% $145 / Sq Ft
10/27/2022 10/27/22 Pending -- -- --
10/26/2022 10/26/22 For Sale $209,500 -- $148 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,716 $205,000 $5,000 $200,000
2024 $2,696 $205,000 $5,000 $200,000
2023 $2,731 $205,000 $5,000 $200,000
2022 $860 $60,600 $5,000 $55,600
2021 $576 $33,500 $3,000 $30,500
2020 $573 $33,500 $3,000 $30,500
2019 $579 $33,500 $3,000 $30,500
2018 $590 $33,500 $3,000 $30,500
2017 $598 $33,500 $5,000 $28,500
2015 $760 $33,500 $5,000 $28,500
2014 $689 $33,500 $5,000 $28,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 609012

Northern Kentucky Multiple Listing Service

APN: 055-13-16-012.00