$599,000
SOLD FEB 8, 2025
5 Beds
3.5 Baths
3,805 Sq Ft
0.34 Acres

Recently Sold

$157 Per Sq Ft

8% Below List Price

1 Day on Market

Highlights

  • Home fronts a pond
  • Pond View
  • Traditional Architecture
  • Carmel Elementary School Rated A
  • Fireplace in Kitchen
  • No HOA

About This Home

As of February 2025

Welcome home to this beautifully updated 5-bedroom, 4-bathroom home in Carmel that offers the perfect blend of modern design, comfort, and convenience. Located just 2 minutes from Clay Terrace and 4 houses from the Monon Trail entrance, this home is ideally situated for both tranquility and easy access to shopping, dining, and outdoor recreation. The main level features a stunning office with soaring windows and tall ceilings, providing a bright and inspiring space for work or creativity. The updated kitchen boasts a large island, new granite countertops, and a double-sided fireplace that seamlessly connects the kitchen to the spacious living room, creating an inviting atmosphere for both relaxation and entertaining. The living room offers beautiful views of the serene pond in the backyard, which can be further enjoyed from the expansive deck - perfect for outdoor gatherings or unwinding in the fresh air. The primary suite also overlooks the pond, offering a peaceful retreat. The primary bath is a true highlight, with an all-marble design and high-end finishes, creating a spa-like experience for your every day use. The fully finished basement is an entertainer's dream, with tall ceilings, a spacious bedroom, a full bathroom, and generous living areas ready for your next gathering. Whether hosting friends or enjoying family time, this space offers limitless potential. With its ideal location, exceptional finishes, and beautiful pond view with access, this home provides a rare opportunity to live in comfort and style. Don't miss your chance to call this stunning property yours! HOA Free***

Last Agent to Sell the Property

Scott Chain

RE/MAX Advanced Realty Brokerage Email: scottchain@indyhomepros.com License #RB21000691 Listed on: 01/16/2025

RE/MAX Advanced Realty

Co-Listed By

Megan Mullen

Dropped Members Brokerage Email: scottchain@indyhomepros.com License #RB24001369

Last Buyer's Agent

Scott Chain

RE/MAX Advanced Realty Brokerage Email: scottchain@indyhomepros.com License #RB21000691 Listed on: 01/16/2025

RE/MAX Advanced Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,696

Year Built

  • Built in 1993

Lot Details

  • 0.34 Acre Lot
  • Home fronts a pond
  • Cul-De-Sac

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Concrete Perimeter Foundation

Interior Spaces

  • 2-Story Property
  • Family Room with Fireplace
  • Family or Dining Combination
  • Pond Views
  • Attic Access Panel
  • Finished Basement

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Disposal
  • Fireplace in Kitchen

Flooring

  • Carpet
  • Vinyl Plank

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Dryer
  • Washer

Utilities

  • Heat Pump System
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Cedar Lake Subdivision

Listing and Financial Details

  • Legal Lot and Block 25 / 2
  • Assessor Parcel Number 290924106007000018
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,696

Year Built

Built in 1993

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: TraditonalAmerican
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2023
  • Year Built: 1993
  • Building Area Total: 3805
  • Garage Y N: Yes
  • Lot Size Acres: 0.34
  • Subdivision Name: Cedar Lake
  • Transaction Type: Sale
  • Accessibility Features YN: No
  • MBR_AttributionContact: scottchain@indyhomepros.com
  • Attribution Contact: scottchain@indyhomepros.com
  • Special Features: None

Interior Features

  • Basement: Yes
  • Basement Type: Finished
  • Appliances: Electric Cooktop, Dishwasher, Dryer, Disposal, Gas Water Heater, Laundry Connection in Unit, Microwave, Electric Oven, Refrigerator, Washer, Water Softener Owned
  • Levels: Two
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 1242
  • Fireplace Features: Family Room, Kitchen
  • Fireplaces: 1
  • Interior Amenities: Attic Access
  • Living Area: 3805
  • Other Equipment: Not Applicable
  • Eating Area: Dining Combo/Family Room
  • Basement Full Bathrooms: 1
  • Main Level Full Bathrooms: 0
  • Main Level Sq Ft: 1390
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 1
  • Upper Level Sq Ft: 1173
  • ResoLivingAreaSource: Assessor
  • Rooms Basement: 4

Exterior Features

  • Construction Materials: Brick
  • Foundation Details: Concrete Perimeter
  • List Price: 649000
  • View: Pond
  • View Y N: Yes
  • Waterfront Features: Pond
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Attached
  • Garage Sq Ft: 944

Utilities

  • Cooling: Central Electric
  • Heating: Heat Pump
  • Water Source: Municipal/City
  • Solid Waste: No

Condo/Co-op/Association

  • Association YN: No

Lot Info

  • Lot Features: Cul-De-Sac
  • Property Attached Yn: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 14810
  • Parcel Number: 290924106007000018
  • Acres: 1/4-1/2 Acre
  • Price Acre: 1761765

Green Features

  • Green Certification Y N: No

Tax Info

  • Tax Annual Amount: 3696
  • Tax Block: 2
  • Tax Lot: 25
  • Semi Annual Property Tax Amt: 1848
  • Tax Exemption: Homestead Tax Exemption

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 16, 2025
Closed on
Feb 7, 2025
Sold by
Chain Scott
Bought by
Mcgill Daniel K and Mcgill Sarah
Seller's Agent
Scott Chain
RE/MAX Advanced Realty
Buyer's Agent
Scott Chain
RE/MAX Advanced Realty
List Price
$649,000
Sold Price
$599,000
Premium/Discount to List
-$50,000
-7.7%
Views
17
Current Estimated Value
$610,800

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,800
Avg. Annual Appreciation
4.20%
Original Mortgage
$149,000
Outstanding Balance
$147,973
Interest Rate
6%
Mortgage Type
New Conventional
Estimated Equity
$463,485

Purchase Details

Closed on
Nov 12, 2024
Sold by
Sheriff Of Hamilton County State Of Indi
Bought by
Chain Scott

Purchase Details

Closed on
Aug 1, 2023
Sold by
Ayala David N and Ayala Melissa B
Bought by
Ayala David N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$305,250
Interest Rate
6.67%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 17, 2012
Sold by
Ayala David N
Bought by
Ayala David N and Ayala Melissa B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,272
Interest Rate
3.53%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 18, 2010
Sold by
Secretary Of Veterans Affairs
Bought by
Ayala David N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$186,303
Interest Rate
4.31%
Mortgage Type
FHA

Purchase Details

Closed on
May 13, 2010
Sold by
Midfirst Bank
Bought by
The Secretary Of Veterans Affairs

Purchase Details

Closed on
Sep 22, 2000
Sold by
Kerber Frederick J
Bought by
Grubbs Gerald E and Grubbs Anne C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$197,670
Interest Rate
7.22%
Mortgage Type
VA
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $599,000 Trademark Title Services
Sheriffs Deed $410,500 None Listed On Document
Sheriffs Deed $410,500 None Listed On Document
Quit Claim Deed -- --
Interfamily Deed Transfer -- Indiana Title Services
Quit Claim Deed $190,000 None Available
Corporate Deed -- None Available
Sheriffs Deed $221,842 None Available
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $149,000 New Conventional
Previous Owner $305,250 FHA
Previous Owner $235,000 New Conventional
Previous Owner $235,000 New Conventional
Previous Owner $248,000 New Conventional
Previous Owner $36,000 Unknown
Previous Owner $190,272 FHA
Previous Owner $186,303 FHA
Previous Owner $197,670 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/08/2025 02/08/25 Sold $599,000 -7.7% $157 / Sq Ft
01/17/2025 01/17/25 Pending -- -- --
01/16/2025 01/16/25 For Sale $649,000 -- $171 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,651 $343,100 $87,600 $255,500
2023 $3,696 $349,800 $87,600 $262,200
2022 $3,395 $298,500 $87,600 $210,900
2021 $3,166 $280,600 $87,600 $193,000
2020 $3,184 $282,200 $89,200 $193,000
2019 $3,154 $280,000 $58,000 $222,000
2018 $2,946 $267,700 $58,000 $209,700
2017 $2,710 $254,000 $58,000 $196,000
2016 $2,585 $242,600 $58,000 $184,600
2014 $2,048 $210,600 $40,700 $169,900
2013 $2,048 $205,000 $40,700 $164,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22018148

MIBOR Broker Listing Cooperative®

APN: 29-09-24-106-007.000-018