$730,000
SOLD JUL 15, 2025
3 Beds
1 Bath
1,008 Sq Ft
$415/mo HOA Fee

Recently Sold

$724 Per Sq Ft

9% Below List Price

152 Days on Market

Highlights

  • Property is near a marina
  • Cabana
  • Vaulted Ceiling
  • Mission Hill Middle School Rated A-
  • Primary Bedroom Suite
  • 2-minute walk to Jose Avenue County Park

About This Home

As of July 2025

PRICE REDUCED! Beach Bliss in this downstairs 1,008 sf. 3 BR/1BA single level Townhouse only 1/4 mile from entrance to charming Upper Harbor, w/Walking/Bike Trail at 7th Ave and Brommer St,in the Idyllic Coastal Haven of Santa Cruz,serenaded by Ocean Waves brimming w/Seaside Charm! Quick 1 mile Walk to Twin Lakes Beach,to Savor Meals on the Sand,and soak in the Nautical Views of 2 Landmark Lighthouses, Harbor Marina, Wharf,and Boardwalk! Only 2 miles from Downtown,evoking Nostalgia everywhere you go! Airy Front RT corner unit,attached to only 1 unit in 76 unit Harbor Oaks, w/Pool and RT Rear private HOA Gate to delightful Playground/Community Garden at Jose Ave Park. Private Patio w/Laundry Closet Hook-ups, opening Alfresco from Vaulted Ceiling Living Rm,l eading to 2 attached Covered Carports w/Storage. Recently Renovated w/NEW Heater,Crisp White Paint/Blinds,LED Patio and Ceiling Lights,3 Mirrored Closet Doors,Toilet,Glass Shower o/Tub Door,Gray Bath/Kitchen Vinyl plank Floors,Wood Kitchen Countertop,and S/S Exhaust Hood; Enjoy S/S Gas Stove, D/W, Faux Hardwood Style Flooring, 3 Linen Closets, and 2nd Sink Vanity in MASTER BR. $415 HOA Dues incl Common Area/Pool Maint-Owner pays all Utilities. Enjoy it as a 2nd Home or a Staycation EVERY Day-Come SEA it and LIVE the BEACH LIFE!

Last Agent to Sell the Property

Mary Faria

Corcoran Icon Properties License #01267619 Listed on: 01/23/2025

Corcoran Icon Properties

Last Buyer's Agent

Danielle Scott

Anderson Christie, Inc. License #02009126

Anderson Christie, Inc.

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $6,850

Year Built

  • Built in 1972

Lot Details

  • End Unit
  • West Facing Home
  • Lot Sloped Up
  • Sprinklers on Timer
  • Drought Tolerant Landscaping
  • Grass Covered Lot
  • Back Yard Fenced

HOA Fees

  • $415 Monthly HOA Fees

Home Design

  • Composition Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,008 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Formal Dining Room
  • Laminate Flooring
  • Neighborhood Views
  • Security Lights
  • Laundry Located Outside

Kitchen

  • Gas Oven
  • Self-Cleaning Oven
  • Range Hood
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • 1 Full Bathroom
  • Low Flow Toliet
  • Bathtub with Shower
  • Bathtub Includes Tile Surround
  • Low Flow Shower

Parking

  • 2 Carport Spaces
  • Lighted Parking
  • Guest Parking
  • Assigned Parking

Pool

Outdoor Features

  • Property is near a marina
  • Balcony

Utilities

  • Forced Air Heating System
  • Vented Exhaust Fan
  • Thermostat
  • Separate Meters
  • Individual Gas Meter

Listing and Financial Details

  • Assessor Parcel Number 026-321-12-000

Community Details

Overview

  • Association fees include common area electricity, maintenance - common area, pool spa or tennis
  • 76 Units
  • Harbor Oaks HOA
  • Built by Harbor Oaks

Recreation

  • Community Playground
  • Community Cabanas
  • Community Pool

Pet Policy

  • Pet Restriction

Property Details

Home Type

Condominium

Est. Annual Taxes

$6,850

Year Built

Built in 1972

Lot Details

0

HOA Fees

$415 per month

Listing Details

  • Subclass: Condominium
  • Style: Marina
  • Building Number: Front
  • Restrictions: Pets - Restrictions
  • Age: 53
  • Listing Class: Residential
  • Maximum Unit Floor Number: 1
  • Max Numberof Unitsin Building: 6
  • Min Numberof Unitsin Complex: 76
  • Structure Sq Ft: 1008
  • Complex Name: Harbor Oaks
  • Year Built: 1972
  • Zoning Description: RM-3
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Family Room: No Family Room
  • Dining Room: Formal Dining Room
  • Kitchen: Countertop - Other, Dishwasher, Exhaust Fan, Garbage Disposal, Hood Over Range, Oven - Self Cleaning, Oven Range - Gas
  • Living Sq Ft: 1008
  • Stories: 1
  • Security: Security Lights
  • Bedrooms: Primary Suite / Retreat
  • Laundry: In Utility Room, Outside
  • Flooring: Laminate
  • Maximum Numberof Bedrooms: 3
  • Minimum Numberof Bedrooms: 3
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Bathroom: Shower over Tub - 1, Tile

Exterior Features

  • Foundation: Concrete Perimeter and Slab
  • Pool Description: Cabana / Dressing Room, Community Facility, Pool - Fenced, Pool - In Ground
  • Roof: Composition
  • View: Neighborhood
  • Yard/Grounds: Back Yard, Balcony / Patio, Drought Tolerant Plants, Fenced, Low Maintenance, Sprinklers - Auto
  • Pool: Yes
  • Fencing: Fenced Back, Wood
  • Property Faces: West
  • Construction Type: Wood

Garage/Parking

  • Garage Parking Features: Assigned Spaces, Carport, Covered Parking, Guest / Visitor Parking, Lighted Parking Area
  • Carport Min: 2

Utilities

  • Heating System: Central Forced Air - Gas
  • Sewer/Septic System: Sewer Connected

Condo/Co-op/Association

  • HOA Fees: 415
  • HOA Amenities: Cabana, Community Pool, Playground
  • HOA Documents: Articles of Incorporation, Budget, Bylaws, CC&RS, Financial Statement, Minutes
  • HOA Fee Frequency: Monthly
  • Association Fees Include: Common Area Electricity, Maintenance - Common Area, Pool, Spa, or Tennis
  • H O A Name Text: Harbor Oaks HOA
  • H O A Exist: Yes

Association/Amenities

  • Amenities Miscellaneous: High Ceiling, Vaulted Ceiling

Schools

  • School District: Santa Cruz City High
  • Elementary School: Green Acres Elementary
  • Middle School: Shoreline Middle
  • Elementary School: 881
  • Middle School: 884

Lot Info

  • Lot Description: Grade - Sloped Up
  • Parcel Number: 026-321-12-000
  • Lot Acres: 0.0300
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 1307.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 1307.00

Green Features

  • Energy Features: Low Flow Shower, Low Flow Toilet, Thermostat Controller

Multi Family

  • Utilities: Individual Electric Meters, Individual Gas Meters, Public Utilities
  • Maximum Building Height: 1
  • Minimum Building Height: 1
  • Unit Features: End Unit, Unit Faces Street

MLS Schools

  • High School District Text: Santa Cruz City High
  • Elementary School Text: Green Acres Elementary
  • Middle School Text: Shoreline Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 23, 2025
Closed on
Jul 1, 2025
Sold by
Escalona Ma Cecille Balay
Bought by
Scott Danielle and Brill Jamey
Seller's Agent
Mary Faria
Corcoran Icon Properties
Buyer's Agent
Danielle Scott
Anderson Christie, Inc.
List Price
$798,000
Sold Price
$730,000
Premium/Discount to List
-$68,000
-8.52%
Views
345

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
25.81%
Original Mortgage
$584,000
Outstanding Balance
$583,511
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$173,806

Purchase Details

Closed on
Dec 21, 2015
Sold by
Stewart Todd R
Bought by
Escalona Ma Cecille Balay

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$334,000
Interest Rate
3.92%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 23, 1996
Sold by
Barnett Harlan H and Barnett Audrey R
Bought by
Stewart Todd R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,637
Interest Rate
7.53%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 14, 1996
Sold by
Barnett Robin
Bought by
Barnett Harlan H and Barnett Audrey R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,637
Interest Rate
7.53%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $730,000 First American Title Company
Grant Deed $417,500 Chicago Title Insurance Co
Grant Deed $130,000 First American Title Ins Co
Gift Deed -- First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $584,000 New Conventional
Previous Owner $427,500 New Conventional
Previous Owner $334,000 New Conventional
Previous Owner $165,000 Fannie Mae Freddie Mac
Previous Owner $126,000 Unknown
Previous Owner $116,637 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/15/2025 07/15/25 Sold $730,000 -3.7% $724 / Sq Ft
06/25/2025 06/25/25 Pending -- -- --
03/06/2025 03/06/25 Price Changed $758,000 -5.0% $752 / Sq Ft
01/23/2025 01/23/25 For Sale $798,000 -- $792 / Sq Ft
Source: MLSListings

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,850 $494,235 $296,541 $197,694
2023 $6,536 $475,044 $285,026 $190,018
2022 $6,370 $465,730 $279,438 $186,292
2021 $6,112 $456,597 $273,958 $182,639
2020 $6,039 $451,915 $271,149 $180,766
2019 $5,910 $443,055 $265,833 $177,222
2018 $5,798 $434,367 $260,620 $173,747
2017 $5,685 $425,850 $255,510 $170,340
2016 $2,963 $178,792 $89,396 $89,396
2015 $2,823 $176,106 $88,053 $88,053
2014 $2,771 $172,656 $86,328 $86,328
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLSListings

MLS Number: ML81991465

MLSListings

APN: 026-321-12-000