Seller's Agent in 2025
Cindy Birge
Elite Realty
(850) 258-9442
413 Total Sales
1421 Gainer Rd Chipley, FL 32428
Estimated Value: $364,000 - $460,000
3
Beds
2.5
Baths
2,399
Sq Ft
$164/Sq Ft
Est. Value
Highlights
- Deck
- No HOA
- Breakfast Area or Nook
- Traditional Architecture
- Covered Patio or Porch
- Walk-In Pantry
About This Home
As of November 2025Welcome to this beautiful brick home perfectly situated just minutes from Walmart, I-10, and shopping while still offering the peace of a country setting on nearly an acre. This well-maintained 3-bedroom, 2.5-bath home features a spacious living area with a cozy gas fireplace, built-in speakers, and plantation shutters throughout much of the home. The kitchen offers an abundance of cabinetry with pullout drawers, a walk-in pantry, and a breakfast nook, making it ideal for everyday living. The split floor plan provides privacy, with a master suite that includes a walk-in closet, his and her closets, room-darkening shades, and a large bath complete with jetted tub, double vanities, and a walk-in shower. The additional bedrooms share a convenient Jack & Jill bathroom. Practical features include a half bath and laundry off the kitchen, an office area, and a two-car garage with extra storage and floored attic space. Enjoy outdoor living on the newly rescreened porch and expansive Trex deck, surrounded by shade trees and flowering plants. With updates such as tile flooring in the kitchen, baths, and laundry, a security system, and thoughtful details throughout, this home offers both comfort and convenience. A must-see property with the perfect blend of town convenience and country charm!
Last Buyer's Agent
Non Member
NON-MEMBER OFFICE
Home Details
Home Type
- Single Family
Year Built
- Built in 1999
Lot Details
- 0.85
Parking
- 2 Car Garage
- Garage Door Opener
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Slab Foundation
- Vinyl Siding
Interior Spaces
- Fireplace
- Plantation Shutters
- Living Room
- Dining Room
- Utility Room
Kitchen
- Breakfast Area or Nook
- Walk-In Pantry
- Electric Oven
- Electric Cooktop
Bedrooms and Bathrooms
- 3 Bedrooms
Outdoor Features
- Deck
- Covered Patio or Porch
Additional Features
- 37,026 Sq Ft Lot
- Central Heating and Cooling System
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 21, 2025
Closed on
Nov 3, 2025
Sold by
Bought by
Seller's Agent
Cindy Birge
Elite Realty
Buyer's Agent
Non Member
NON-MEMBER OFFICE
List Price
$399,900
Sold Price
$375,000
Premium/Discount to List
-$24,900
-6.23%
Views
25
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,515
Avg. Annual Appreciation
7.95%
Original Mortgage
$300,000
Outstanding Balance
$299,716
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$93,799
Purchase Details
Listed on
Jul 18, 2018
Closed on
Aug 17, 2018
Sold by
Bought by
Seller's Agent
Cindy Birge
Elite Realty
Buyer's Agent
Cindy Birge
Elite Realty
List Price
$239,900
Sold Price
$219,000
Premium/Discount to List
-$20,900
-8.71%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.78%
Original Mortgage
$197,100
Interest Rate
4.6%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 18, 2018
Closed on
Aug 3, 2018
Sold by
Bought by
Seller's Agent
Cindy Birge
Elite Realty
Buyer's Agent
Cindy Birge
Elite Realty
List Price
$239,900
Sold Price
$219,000
Premium/Discount to List
-$20,900
-8.71%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$197,100
Interest Rate
4.6%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 18, 2016
Closed on
Apr 21, 2017
Sold by
Bought by
Seller's Agent
WANDA RANEY
Chipola Realty, Chipley Office
Buyer's Agent
Debbie Roney Smith
CENTURY 21 Sunny South Properties
List Price
$234,900
Sold Price
$219,000
Premium/Discount to List
-$15,900
-6.77%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.00%
Original Mortgage
$181,200
Interest Rate
4.3%
Mortgage Type
VA
Purchase Details
Closed on
Aug 30, 2011
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
4.53%
Mortgage Type
VA
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $375,000 | Anchor Title | ||
| $219,000 | Brps Title Of Texas Llc | ||
| $219,000 | Brps Title Of Texas Llc | ||
| $219,000 | Florida Land Title & Tr Co | ||
| $190,000 | Florida Land Title & Tr Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $300,000 | ||
| Previous Owner | $197,100 | ||
| Previous Owner | $181,200 | ||
| Previous Owner | $152,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/03/2025 11/03/25 | Sold | $375,000 | -6.2% | $156 / Sq Ft | |
| 09/18/2025 09/18/25 | Pending | -- | -- | -- | |
| 08/21/2025 08/21/25 | For Sale | $399,900 | +82.6% | $167 / Sq Ft | |
| 06/20/2022 06/20/22 | Off Market | $219,000 | -- | -- | |
| 06/20/2022 06/20/22 | Off Market | $219,000 | -- | -- | |
| 08/31/2018 08/31/18 | Sold | $219,000 | -8.7% | $91 / Sq Ft | View Prior Sale |
| 07/27/2018 07/27/18 | Pending | -- | -- | -- | |
| 07/18/2018 07/18/18 | For Sale | $239,900 | +9.5% | $100 / Sq Ft | |
| 04/24/2017 04/24/17 | Sold | $219,000 | -6.8% | $91 / Sq Ft | View Prior Sale |
| 01/19/2017 01/19/17 | Pending | -- | -- | -- | |
| 06/27/2016 06/27/16 | For Sale | $234,900 | -- | $98 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,846 | $277,661 | $7,225 | $270,436 |
| 2024 | $3,645 | $291,484 | $6,375 | $285,109 |
| 2023 | $3,369 | $235,092 | $0 | $0 |
| 2022 | $2,969 | $233,227 | $5,270 | $227,957 |
| 2021 | $2,669 | $192,623 | $4,420 | $188,203 |
| 2020 | $2,412 | $169,634 | $4,420 | $165,214 |
| 2019 | $2,376 | $161,007 | $4,420 | $156,587 |
| 2018 | $1,747 | $153,928 | $4,420 | $149,508 |
| 2017 | $1,658 | $148,680 | $0 | $0 |
| 2016 | $1,644 | $145,622 | $0 | $0 |
| 2015 | $1,683 | $145,622 | $0 | $0 |
| 2014 | -- | $145,622 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Cindy Birge
-
N
Buyer's Agent in 2025
Non Member
NON-MEMBER OFFICE
-
W
Seller's Agent in 2017
WANDA RANEY
Chipola Realty, Chipley Office
-
D
Buyer's Agent in 2017
Debbie Roney Smith
CENTURY 21 Sunny South Properties
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 777958
APN: 00000000-00-2456-0001
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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