$640,000
SOLD SEP 30, 2025
4 Beds
3 Baths
4,847 Sq Ft
0.39 Acres

Recently Sold

$132 Per Sq Ft

8% Below List Price

61 Days on Market

Highlights

  • Docks
  • Second Kitchen
  • Gated Community
  • Durand Elementary School Rated A-
  • Spa
  • 4-minute walk to Lake Summerset Campground Playground

About This Home

As of September 2025

This well-designed home offers a wide array of practical features and quality finishes. The ceramic-tiled foyer includes direct access to the garage with no steps, making the home handicap accessible. From the front door, you can see through the home to the lake. The eat-in kitchen includes Corian countertops, an island cooktop with vented hood, and plenty of cabinet and pantry storage. Hardwood floors extend from the kitchen into the front dining area. All appliances are included. Vaulted ceilings in the dining and living rooms add volume and draw attention to the lake views out west. There's a gas fireplace and an adjoining sunroom—the owner’s favorite spot. Bow windows in both the dining and kitchen areas add natural light. The main floor primary suite features mirrored closet doors, access to the lakeside deck, and a large en-suite bath with a jet tub, separate shower, and extended vanity. Two additional bedrooms, a second full bath, and a main floor laundry complete this level. The walk-out lower level includes a fourth bedroom and a full second kitchen—ideal for an in-law suite. A large family room with a second fireplace, full-size windows, and a hot tub room with attached bath (formerly used as a hair salon) offer added flexibility. Additional rooms include a workout space, cedar-lined storage, a second shelved storage area, a sewing room, and a large, powered workshop with high ceilings and ventilation. Outside, the lakeside Trex deck spans the full width of the home and includes a covered pergola. Below, there’s a large concrete patio and a side golf cart driveway. Two concrete walkways lead to the finished shoreline, which includes a cantilever pier, lake stairs, electrical service, and great shore fishing. Deck boxes and patio furniture are included. Located on the deeper part of Tamarack Bay, the setting is ideal for boating and fishing, with year-round sunset views. Many furnishings are included or negotiable. The home has been exceptionally well maintained and the roof and chimeny cap are new as of 2021. There's a lot of summer left and the owner is ready to move on. Take a look and see for yourself why this is the prime Lake Summerset waterfront home.

Last Agent to Sell the Property

Don Morgan

Morgan Realty, Inc. License #471013558 Listed on: 06/23/2025

Last Buyer's Agent

Sharon Smith

Best Realty License #475173593

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,684

Year Built

  • Built in 1997

Lot Details

  • 0.39 Acre Lot
  • Waterfront

HOA Fees

  • $92 Monthly HOA Fees

Home Design

  • Ranch Style House
  • Brick or Stone Mason
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • 2 Fireplaces
  • Gas Fireplace
  • Window Treatments
  • Great Room
  • Video Cameras

Kitchen

  • Second Kitchen
  • Built-In Oven
  • Electric Range
  • Stove
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Whirlpool Bathtub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Sump Pump

Parking

  • 2.5 Car Garage
  • Garage Door Opener
  • Driveway

Accessible Home Design

  • Wheelchair Access

Outdoor Features

  • Spa
  • Docks
  • Deck
  • Concrete Porch or Patio
  • Fire Pit

Schools

  • Durand Elementary School
  • Durand Jr High Middle School
  • Durand High School

Utilities

  • Forced Air Zoned Cooling and Heating System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Water Softener

Community Details

Overview

  • Association fees include pool access, water access, clubhouse

Recreation

  • Community Spa

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,684

Year Built

Built in 1997

Lot Details

0

HOA Fees

$92 per month

Listing Details

  • Interior Amenities: Audio/Video, Ceiling Fan(s), Ceiling-Vaults/Cathedral, Countertop-Solid Surface, Hot Tub Indoor, Second Kitchen, Walk-In Closet, Whirlpool Tub, Window Treatments
  • Road Frontage: City/Town
  • Type: Gated Community, Water Front Lot, City/Town, Panorama
  • Electric: Circuit Breaker
  • Additional Room 10: storage, Dimensions: 14.5x10, On Level: Walk Out
  • Additional Room 5: bkfst nook, Dimensions: 12x10, On Level: Main
  • Additional Room 6: Sunroom, Dimensions: 12x11, On Level: Main
  • Additional Room 7: mf laundry, Dimensions: 13x9, On Level: Main
  • Appliances That Stay or Are Included: Disposal, Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Sump Pump, Wall Oven, Washer, Water Softener
  • Class: HOUSE
  • Estimated Below Grade Finished Sq Ft: 2360
  • Exemptions: Owner, Senior
  • Fee Includes: Pool Access, Water Access, Clubhouse
  • General Features: Basement Entrance, County Taxes, Deck, Great Room, Hot Tub or Sauna, Laundry 1st Floor, L.L. Finished Space, Main Floor Primary, Wheel Chair Acc., Boat Dock, Fire-Pit/Fireplace, Patio-Stamp Concrete
  • Hoa Fee Frequency: Yearly
  • Legal Description: CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-SAYBROOK SEC 7 LOT 1422
  • Lot Acreage: 0.39
  • Lvt Date: 06/23/2025
  • Number of Lower Level Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 2
  • Stove Range Fuel: Electric
  • Style: Ranch
  • Type: House
  • Agent Only_ L A1 User Code: 8498
  • Egress: Yes
  • Elementary School: Durand Elementary
  • Estimated Total Finished Sq Ft: 4847
  • Garage Type Driveway: Attached, Garage Remote/Opener, Concrete
  • Hold Earnest Money Y N: No
  • Pertinent Facts: This well-designed home offers a wide array of practical features and quality finishes. The ceramic-tiled foyer includes direct access to the garage with no steps, making the home handicap accessible. From the front door, you can see through the home to the lake. The eat-in kitchen includes Corian countertops, an island cooktop with vented hood, and plenty of cabinet and pantry storage. Hardwood floors extend from the kitchen into the front dining area. All appliances are included. Vaulted ceilings in the dining and living rooms add volume and draw attention to the lake views out west. There's a gas fireplace and an adjoining sunroom—the owner’s favorite spot. Bow windows in both the dining and kitchen areas add natural light. The main floor primary suite features mirrored closet doors, access to the lakeside deck, and a large en-suite bath with a jet tub, separate shower, and extended vanity. Two additional bedrooms, a second full bath, and a main floor laundry complete this level. The walk-out lower level includes a fourth bedroom and a full second kitchen—ideal for an in-law suite. A large family room with a second fireplace, full-size windows, and a hot tub room with attached bath (formerly used as a hair salon) offer added flexibility. Additional rooms include a workout space, cedar-lined storage, a second shelved storage area, a sewing room, and a large, powered workshop with high ceilings and ventilation. Outside, the lakeside Trex deck spans the full width of the home and includes a covered pergola. Below, there’s a large concrete patio and a side golf cart driveway. Two concrete walkways lead to the finished shoreline, which includes a cantilever pier, lake stairs, electrical service, and great shore fishing. Deck boxes and patio furniture are included. Located on the deeper part of Tamarack Bay, the setting is ideal for boating and fishing, with year-round sunset views. Many furnishings are included or negotiable. The home has been exceptionally well maintained and the roof and chimeny cap are new as of 2021. There's a lot of summer left and the owner is ready to move on. Take a look and see for yourself why this is the prime Lake Summerset waterfront home.
  • Designated Managing Broker Y N: Yes
  • Estimated Above Grade Sq Ft: 2487
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bedrooms: 4
  • Basement Type: Full
  • Master Bedroom: Dimensions: 20.5x14.7, On Level: Main
  • Fireplace Type: Gas
  • Basement: Basement Entrance, Finished
  • Bedroom 2: Dimensions: 15.2x9.8, On Level: Main
  • Bedroom 3: Dimensions: 15.5x11.7, On Level: Main
  • Bedroom 4: Dimensions: 12.2x11.8, On Level: Walk Out
  • Dining Room: Yes, On Level: Main, Dimensions: 23.2x12.1
  • Family Room: Yes, On Level: Walk Out, Dimensions: 31.5x29
  • Fireplace: Yes
  • Full Bathrooms: 3
  • Kitchen: Dimensions: 18.9x15.3, On Level: Main
  • Living Room: Yes, On Level: Main, Dimensions: 30.6x14
  • Number Of Fireplaces: 2
  • Recreation Room: No
  • Total Bathrooms: 3
  • Basement: Yes

Exterior Features

  • Exterior: Brick/Stone, Vinyl
  • Roof: Shingle

Garage/Parking

  • Garage: 2.5

Utilities

  • Cooling: Central Air, Zoned
  • Heating: Forced Air, Natural Gas
  • Sewer: City/Community
  • Water: City/Community
  • Water Heater: Gas

Condo/Co-op/Association

  • HOA Fees: 1099

Building Info

  • Year Built: 1997

Tax Info

  • Year: 2024
  • Taxes: 11684

MLS Schools

  • HighSchool: Durand High
  • School District: Durand 322
  • Middle School: Durand Jr High

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 23, 2025
Closed on
Sep 30, 2025
Sold by
Joseph W Stachnik Living Trust and Stachnik Joseph W
Bought by
Ann M Gosselin Declaration Of Trust and Gosselin
Seller's Agent
Don Morgan
Morgan Realty, Inc.
Buyer's Agent
Sharon Smith
Best Realty
List Price
$699,000
Sold Price
$640,000
Premium/Discount to List
-$59,000
-8.44%
Views
49

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
41.70%

Purchase Details

Closed on
Mar 17, 2020
Sold by
Stachnick Joseph W
Bought by
Joseph W Stachnik Living Trust

Purchase Details

Closed on
Mar 9, 2020
Sold by
Stachnick Joseph W
Bought by
Joseph W Stachnik Living Trust
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $640,000 None Listed On Document
Warranty Deed -- Henry Douglas R
Warranty Deed -- Henry Douglas R
Warranty Deed -- Henry Douglas R
Quit Claim Deed -- Stachnik Joseph W
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/30/2025 09/30/25 Sold $640,000 -5.2% $132 / Sq Ft
08/23/2025 08/23/25 Pending -- -- --
08/08/2025 08/08/25 Price Changed $675,000 -3.4% $139 / Sq Ft
06/23/2025 06/23/25 For Sale $699,000 -- $144 / Sq Ft
Source: NorthWest Illinois Alliance of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,684 $166,936 $32,479 $134,457
2023 $10,515 $143,047 $27,831 $115,216
2022 $9,407 $126,363 $24,834 $101,529
2021 $9,683 $116,356 $22,867 $93,489
2020 $9,613 $111,956 $22,002 $89,954
2019 $9,463 $109,118 $21,444 $87,674
2018 $9,951 $104,750 $20,586 $84,164
2017 $9,600 $102,696 $20,182 $82,514
2016 $10,211 $102,696 $20,182 $82,514
2015 $10,220 $102,696 $20,182 $82,514
2014 $10,166 $102,696 $20,182 $82,514
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthWest Illinois Alliance of REALTORS®

MLS Number: 202503435

NorthWest Illinois Alliance of REALTORS®

APN: 05-06-176-029