$1,195,000
SOLD DEC 4, 2025
3 Beds
2 Baths
1,710 Sq Ft
19,166 Sq Ft

Recently Sold

$699 Per Sq Ft

18% Below List Price

38 Days on Market

Highlights

  • Access to Bay or Harbor
  • Waterfront
  • Deck
  • Bay View
  • Craftsman Architecture
  • Vaulted Ceiling

About This Home

As of December 2025

Stunning 2024 New Construction Waterfront Home at Alligator Point. Welcome to 143 Harbor Circle — a one-of-a-kind coastal retreat where modern design meets the laid-back luxury of waterfront living. This thoughtfully designed home features contemporary coastal architecture, premium finishes throughout, and a serene natural setting that makes every day feel like a getaway. Situated on a high-elevation lot surrounded by mature trees, the property boasts a beautifully landscaped yard with lush Zoysia grass and a full irrigation system. Built to last, the home is elevated on concrete pilings and topped with a durable metal roof. Inside, you’ll find an open floor plan with sleek, modern design, quartz countertops, and custom cabinetry throughout. The spacious primary suite offers a luxurious en-suite bathroom, while the soundproof bedrooms create quiet, private spaces perfect for rest and relaxation. A screened-in upstairs porch invites you to unwind and enjoy the coastal breezes. The finished lower level includes a private outdoor shower, a large locking storage room, and flexible space ideal for a variety of uses including multi-vehicle parking. The home also includes a reinforced concrete pad under the structure, a solar-powered privacy gate, and an exterior camera monitoring system for added security. It features a built-in EV charger and is pre-wired for a future cargo lift, offering both comfort and future-ready convenience. Waterfront living is even better with a 250-foot dock constructed with deep pilings and a covered boathouse, designed for boating, fishing, and enjoying the water. The dock includes two boat lifts: a heavy-duty 13,000-pound lift for larger vessels and a 1,500-pound swivel lift perfect for personal watercraft or smaller boats. Panoramic water views and deep-water access make this home a boater’s dream. Located in the heart of Alligator Point, this home offers both privacy and proximity to local attractions. Bald Point State Park, the local marina, and The Salty Pearl Tiki Hut are just minutes away. Nearby towns like Crawfordville, Panacea, Carrabelle, and Apalachicola provide great options for dining, shopping, and exploring Florida’s Forgotten Coast. An optional furnishings package is available, making this a truly move-in-ready waterfront retreat. Don’t miss the opportunity to experience modern coastal living at its finest.

Last Agent to Sell the Property

Anna Smith

Rybak Realty, LLC License #3605232 Listed on: 09/30/2025

Last Buyer's Agent

Anna Smith

Rybak Realty, LLC License #3605232 Listed on: 09/30/2025

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2024

Lot Details

  • 0.44 Acre Lot
  • Waterfront
  • Dirt Road
  • Property is Fully Fenced
  • Sprinkler System

Parking

  • 2 Carport Spaces

Home Design

  • Craftsman Architecture
  • Cottage

Interior Spaces

  • 1,710 Sq Ft Home
  • 1-Story Property
  • Tray Ceiling
  • Vaulted Ceiling
  • Utility Room
  • Washer
  • Bay Views
  • Surveillance System

Kitchen

  • Oven
  • Stove
  • Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Outdoor Features

  • Access to Bay or Harbor
  • Deck
  • Covered Patio or Porch

Schools

  • Wakulla Middle School
  • Franklin County High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System

Community Details

  • Alligator Harbor Subdivision
  • Electric Vehicle Charging Station

Listing and Financial Details

  • Tax Lot 5
  • Assessor Parcel Number 12037-06-07S-01W-0000-0130-0000

Home Details

Home Type

Single Family

Year Built

Built in 2024

Lot Details

0.44 Acres

Listing Details

  • Waterfront: Yes
  • Year Built: 2024
  • Directions: Hwy 98, left on Alligator Drive, Right on Tom Roberts, Right on Harbor Circle, house on Right
  • Elementary School: OTHER COUNTY
  • High School: Franklin County High School
  • PropertySubType: Detached
  • PropertyType: Residential
  • Land Info Fencing: Fenced
  • ResoRoadSurfaceType: Unimproved
  • Appliances: Cooktop, Dryer, Dishwasher, Disposal, Ice Maker, Microwave, Oven, Range, Refrigerator, Stove, Washer
  • Subdivision Name: Alligator Harbor
  • Architectural Style: Cottage, Craftsman, One Story
  • Bedrooms: 3
  • ResoBuildingAreaSource: Assessor
  • Carport Y N: Yes
  • Fireplace: No
  • Reso Interior Features: Tray Ceiling(s), High Ceilings, Vaulted Ceiling(s), Pantry, Split Bedrooms
  • Reso Parking Features: Carport, Two Spaces, Gated
  • Reso Patio And Porch Features: Covered, Deck, Porch
  • Property Attached Yn: No
  • Reso Room Type: Pantry, Utility Room
  • Building Stories: 1
  • PropertySubTypeAdditional: Detached,Single Family Residence
  • Special Features: NewHome
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Flooring: Plank, Tile, Vinyl
  • Full Bathrooms: 2
  • Living Area: 1710.0

Exterior Features

  • View: Bay
  • Acres: 0.44
  • Pool Private: No
  • View: Yes
  • Waterfront Features: Bay Access
  • Home Warranty: No
  • Construction Materials: Fiber Cement
  • Exterior Features: Fully Fenced, Sprinkler/Irrigation

Garage/Parking

  • Carport Spaces: 2.0

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Central Air, Ceiling Fan(s), Electric, Heat Pump
  • Sewer: Septic Tank
  • Security: Surveillance System
  • Cooling Y N: Yes
  • Heating Yn: Yes

Schools

  • Middle Or Junior School: WAKULLA

Lot Info

  • Parcel Number: 12037-06-07S-01W-0000-0130-0000

Tax Info

  • Tax Block: -
  • Tax Lot: 5

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 30, 2025
Closed on
Dec 4, 2025
Sold by
Davis Alan and Davis Karen
Bought by
Monko John and Monko Bobbi Sue
Seller's Agent
Anna Smith
Rybak Realty, LLC
Buyer's Agent
Anna Smith
Rybak Realty, LLC
List Price
$1,450,000
Sold Price
$1,195,000
Premium/Discount to List
-$255,000
-17.59%
Views
9

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
143.67%
Original Mortgage
$875,060
Outstanding Balance
$875,060
Interest Rate
6.19%
Mortgage Type
New Conventional
Estimated Equity
$552,940

Purchase Details

Listed on
Jan 19, 2019
Closed on
Feb 5, 2019
Sold by
Mtglq Investors L P
Bought by
Davis Alan and Davis Karen
Seller's Agent
Anil Kabani
Coldwell Banker Hartung
Buyer's Agent
Paul Parker
Harbor Point Realty
List Price
$124,900
Sold Price
$115,000
Premium/Discount to List
-$9,900
-7.93%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
41.02%

Purchase Details

Closed on
Aug 23, 2018
Sold by
White Pamela A
Bought by
Mtglq Investors Lp
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,195,000 Hayward Title Group
Special Warranty Deed $115,000 Selectitle Llc
Trustee Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $875,060 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/04/2025 12/04/25 Sold $1,195,000 -17.6% $699 / Sq Ft
12/03/2025 12/03/25 For Sale $1,450,000 0.0% $848 / Sq Ft
11/07/2025 11/07/25 Pending -- -- --
09/30/2025 09/30/25 For Sale $1,450,000 +1160.9% $848 / Sq Ft
02/15/2019 02/15/19 Sold $115,000 -7.9% $96 / Sq Ft View Prior Sale
01/21/2019 01/21/19 For Sale $124,900 -- $104 / Sq Ft
Source: Capital Area Technology & REALTOR® Services (Tallahassee Board of REALTORS®)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,243 $692,253 $306,000 $386,253
2024 $3,301 $327,483 $306,000 $21,483
2023 $4,330 $445,495 $306,000 $139,495
2022 $4,104 $413,951 $306,000 $107,951
2021 $3,282 $260,812 $191,250 $69,562
2020 $3,437 $256,677 $191,250 $65,427
2019 $3,557 $257,151 $191,250 $65,901
2018 $2,537 $210,360 $0 $0
2017 $835 $91,211 $0 $0
2016 $805 $89,335 $0 $0
2015 $803 $88,714 $0 $0
2014 $798 $88,010 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Capital Area Technology & REALTOR® Services (Tallahassee Board of REALTORS®)

MLS Number: 391636

Capital Area Technology & REALTOR® Services (Tallahassee Board of REALTORS®)

APN: 06-07S-01W-0000-0130-0000

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