$342,500
SOLD JUL 29, 2025

1431 Oak Terrace Saint Joseph, MI 49085

4 Beds
2.5 Baths
2,390 Sq Ft
0.44 Acres

Recently Sold

$143 Per Sq Ft

14% Below List Price

77 Days on Market

Highlights

  • Traditional Architecture
  • 2.5 Car Attached Garage
  • Living Room
  • Lakeshore High School Rated A-
  • Patio
  • Tile Flooring

About This Home

As of July 2025

NEW PRICE! Must see home. Beautiful home in Lakeshore Schools with a gracious floor plan. Offering over 2300 sq ft of living space, including formal living and dining rooms, a large family room with a fireplace that opens to the kitchen. The kitchen features granite counters, stainless steel appliances and center island with a nice eating area. Main floor laundry is conveniently located by the back entry. The upper-level features 4 bedrooms, including a primary suite. The unfinished basement provides potential for future living space. A slider off the family room opens to a patio area perfect for exterior entertainment or to enjoy the lush quiet setting. Large backyard for outdoor activities. Oversized garage with room for your toys. Call for your private showing.

Last Agent to Sell the Property

Mark Wortman

@properties Christie's International R.E. License #6506044879 Listed on: 04/25/2025

@properties Christie's International R.E.

Last Buyer's Agent

Anne Gain

@properties Christie's International R.E. License #6506045331

@properties Christie's International R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,748

Year Built

  • Built in 1978

Lot Details

  • 0.44 Acre Lot
  • Lot Dimensions are 148x130x148x132
  • Shrub
  • Level Lot

Parking

  • 2.5 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Composition Roof

Interior Spaces

  • 2,390 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Family Room with Fireplace
  • Living Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Trash Compactor
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Partial Basement
  • Crawl Space

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,748

Year Built

Built in 1978

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1978
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 148x130x148x132
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 2390.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 3748.0
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Substructure:Partial: Yes
  • Lot Description:Level: Yes
  • Utilities Attached:Cable: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Appliances Microwave: Yes
  • Water Heater:Natural Gas4: Yes
  • Substructure:Crawl Space: Yes
  • General Property Info:SqFt Above Grade: 2390.0
  • Laundry Features Main Level: Yes
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Carpet Floor: Yes
  • Flooring:Laminate Floor: Yes
  • Flooring:Tile Floor: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Trash Compactor, Washer
  • Flooring: Carpet, Laminate, Tile
  • Interior Amenities: Ceiling Fan(s), Center Island, Pantry
  • Fireplace Features: Family Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Crawl Space, Partial
  • LivingArea: 2390.0
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 1450.0
  • Appliances Range: Yes
  • Kitchen Features:Center Island: Yes
  • Kitchen Features Pantry: Yes
  • Appliances Dishwasher: Yes
  • Fireplace:Family: Yes
  • Appliances:Trash Compactor: Yes

Exterior Features

  • Construction Materials: Brick, Other
  • List Price: 378000.0
  • Lot Features: Level, Sidewalk
  • Patio and Porch Features: Patio
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Material:Brick: Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.5
  • Garage: Yes
  • Parking Features: Garage Faces Side, Garage Door Opener, Attached
  • Parking Features Garage Door Opener2: Yes
  • Parking Features Attached2: Yes
  • Parking Features:Garage Faces Side: Yes
  • General Property Info:Garage Spaces: 2.5

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Main Level
  • Sewer: Public
  • Utilities: Cable Connected
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.44
  • Lot Size Area: 0.44
  • Lot Dimensions: 148x130x148x132
  • Lot Size Sq Ft: 19358.0

Tax Info

  • Tax Annual Amount: 3748.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 25, 2025
Closed on
Jul 29, 2025
Sold by
Chen Li-Ming Amy and Chen Hung-Chih David
Bought by
Africano Charmaine
Seller's Agent
Mark Wortman
@properties Christie's International R.E.
Buyer's Agent
Anne Gain
@properties Christie's International R.E.
List Price
$400,000
Sold Price
$342,500
Premium/Discount to List
-$57,500
-14.38%
Views
94

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
149.15%

Purchase Details

Closed on
Jul 8, 1994
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Chicago Title Of Michigan
Deed $152,900 --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/29/2025 07/29/25 Sold $342,500 -9.4% $143 / Sq Ft
07/11/2025 07/11/25 Pending -- -- --
06/27/2025 06/27/25 Price Changed $378,000 -2.8% $158 / Sq Ft
06/03/2025 06/03/25 Price Changed $389,000 -2.8% $163 / Sq Ft
04/25/2025 04/25/25 For Sale $400,000 -- $167 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,748 $196,400 $0 $0
2024 $2,712 $174,900 $0 $0
2023 $2,583 $156,000 $0 $0
2022 $2,448 $142,400 $0 $0
2021 $3,267 $140,800 $21,500 $119,300
2020 $3,274 $133,600 $0 $0
2019 $3,011 $125,100 $20,100 $105,000
2018 $2,923 $125,100 $0 $0
2017 $3,026 $124,200 $0 $0
2016 $2,948 $122,000 $0 $0
2015 $2,965 $111,600 $0 $0
2014 $2,256 $107,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25017815

Southwestern Michigan Association of REALTORS®

APN: 11-12-5590-0039-01-5