NOT LISTED FOR SALE

Estimated Value: $783,666 - $804,000

7 Beds
3 Baths
2,156 Sq Ft
$368/Sq Ft Est. Value

About This Home

Discover the ideal blend of classic architectural character & modern updates in this West Oakland Victorian duplex. Offering over 2,100 sqft. of light-filled living space, both units feature high ceilings, new vinyl plank flooring, double-pane windows, a newer roof, new exterior paint and other recent improvements. The upper 3-bed/1-bath unit was renovated in 2025 and is vacant presenting an excellent opportunity for owner-occupants seeking a house hack to offset their mortgage payment (check out lender flyer) or investors seeking strong income potential. The lower unit offers 4-bed/2-baths, including an ensuite. A low-maintenance front yard & a rear backyard w/ garden space & potential to build an ADU provide additional upside. With strong rental demand & appreciation potential, 1432 Union is your path to living well while your investment works for you! Conveniently located near Downtown Oakland with easy access to Highways 880/80/580 and the West Oakland Bart Station.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 18, 2006
Sold by
Cope Jonathan
Bought by
Morningstar Rina Shay
Current Estimated Value
$792,417

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$468,000
Outstanding Balance
$264,295
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$528,122

Purchase Details

Closed on
Aug 4, 2004
Sold by
Cope Jenette
Bought by
Cope Jonathan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$510,000
Interest Rate
7.13%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 3, 2004
Sold by
Poon John
Bought by
Cope Jonathan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$510,000
Interest Rate
7.13%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 2, 2003
Sold by
Saetern Chiew Choy
Bought by
Poon John

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$340,000
Interest Rate
6.49%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 12, 2002
Sold by
The Northern California Housing Alliance
Bought by
Saetern Chiew Choy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$340,000
Interest Rate
10.37%

Purchase Details

Closed on
Mar 22, 2002
Sold by
Kelley Myles Kimberly N
Bought by
Northern California Housing Alliance Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
6.84%

Purchase Details

Closed on
Jan 15, 2000
Sold by
Kelley John M
Bought by
Kelley Myles Kimberly N
Source: Public Records

Range of Values:

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Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Morningstar Rina Shay $585,000 Alliance Title Company
Cope Jonathan -- Chicago Title
Cope Jonathan $510,000 Chicago Title Company
Poon John $425,000 Financial Title Company
Saetern Chiew Choy $400,000 Financial Title Company
Northern California Housing Alliance Inc $120,000 First California Title
Kelley Myles Kimberly N -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Morningstar Rina Shay $468,000
Previous Owner Cope Jonathan $510,000
Previous Owner Poon John $340,000
Previous Owner Saetern Chiew Choy $340,000
Previous Owner Northern California Housing Alliance Inc $70,000
Closed Northern California Housing Alliance Inc $119,994
Closed Saetern Chiew Choy $40,000
Closed Poon John $85,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/19/2026 02/19/26 For Sale $799,900 0.0% $371 / Sq Ft
01/28/2026 01/28/26 Pending -- -- --
01/07/2026 01/07/26 For Sale $799,900 -- $371 / Sq Ft

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,232 $799,378 $239,813 $559,565
2024 $12,232 $783,706 $235,112 $548,594
2023 $12,829 $768,344 $230,503 $537,841
2022 $12,440 $753,280 $225,984 $527,296
2021 $13,766 $738,514 $221,554 $516,960
2020 $11,741 $730,945 $219,283 $511,662
2019 $13,567 $716,618 $214,985 $501,633
2018 $11,050 $702,572 $210,771 $491,801
2017 $10,620 $688,801 $206,640 $482,161
2016 $10,264 $587,000 $176,100 $410,900
2015 $8,970 $500,000 $150,000 $350,000
2014 $6,560 $345,000 $103,500 $241,500
Source: Public Records

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