1434 Scotch Ridge Rd Schenectady, NY 12306
Schenectady County Neighborhood
3
Beds
2
Baths
2,223
Sq Ft
1.38
Acres
Highlights
- Skyline View
- Deck
- Private Lot
- 1.38 Acre Lot
- Contemporary Architecture
- Cathedral Ceiling
About This Home
As of February 2025This is a one-of-a-kind home nestled atop a scenic ridge with panoramic views and 3 levels of versatile living space.The main floor boasts dramatic floor to ceiling windows with a stunning stone, gas fp. Perfect for snowy days with a cup of hot cocoa watching snow blanket the valley.Midcentury enthusiasts will appreciate the kitchen and main bath.The full wall of sliding glass doors opens to an expansive deck.With a quick closing available, this home is ready for its next chapter. Oversized garage w/workshop.Tons of storage.Features a Geothermal Heating/Cooling System for minimal utility bills. Main Roof less than 1 yr. New upstairs floors. Appliances 4 yrs old. New retaining wall on side. Electrical panel box 4 yrs old. 2 HW tanks.Septic new 2018. Washer/Dryer 2 yrs young.Lots of upgra
Last Agent to Sell the Property
KW Platform License #40DEO889702 Listed on: 11/18/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,856
Year Built
- Built in 1976
Lot Details
- 1.38 Acre Lot
- Private Lot
- Secluded Lot
- Sloped Lot
Parking
- 3 Car Attached Garage
- Carport
- Garage Door Opener
- Driveway
- Off-Street Parking
Property Views
- Skyline
- Mountain
- Valley
Home Design
- Contemporary Architecture
- Stone Siding
- Vinyl Siding
- Concrete Perimeter Foundation
- Asphalt
Interior Spaces
- 3-Story Property
- Built-In Features
- Cathedral Ceiling
- Paddle Fans
- Skylights
- Gas Fireplace
- French Doors
- Sliding Doors
- Mud Room
- Family Room
- Living Room with Fireplace
- Dining Room
- Game Room
- Laundry Room
Kitchen
- Eat-In Kitchen
- Oven
- Range
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Walk-In Closet
- Bathroom on Main Level
- 2 Full Bathrooms
- Jetted Tub in Primary Bathroom
- Ceramic Tile in Bathrooms
Finished Basement
- Heated Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
- Laundry in Basement
Outdoor Features
- Deck
- Exterior Lighting
- Wrap Around Porch
Schools
- Jefferson Elementary School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Propane
- Electric Baseboard Heater
- Geothermal Heating and Cooling
- Drilled Well
- Water Softener
- Septic Tank
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 20.300 / 2
- Assessor Parcel Number 422600 46.-2-20.3
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 18, 2024
Closed on
Feb 13, 2025
Sold by
Patch Matthew R and Patch Stephanie L
Bought by
Clarke Todd M and Clarke Paige N
Seller's Agent
Michelle Decoteau
KW Platform
Buyer's Agent
Kelly Lane
Brannock Properties
List Price
$425,000
Sold Price
$410,000
Premium/Discount to List
-$15,000
-3.53%
Views
205
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,057
Avg. Annual Appreciation
12.70%
Original Mortgage
$402,573
Interest Rate
6.87%
Mortgage Type
FHA
Purchase Details
Listed on
Oct 16, 2018
Closed on
May 24, 2019
Sold by
Polito Thomas and Polito Amy
Bought by
Patch Matthew Ryan and Patch Stephanie Lynn
Seller's Agent
Pamela Smith
Miranda Real Estate Group Inc
Buyer's Agent
Kelly Canuet
Vera Cohen Realty, LLC
List Price
$359,000
Sold Price
$329,000
Premium/Discount to List
-$30,000
-8.36%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.92%
Original Mortgage
$312,550
Interest Rate
4.2%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 5, 2010
Sold by
Derocco Lorraine
Bought by
Polito Thomas and Polito Amy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$242,623
Interest Rate
5.05%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 10, 1998
Similar Homes in Schenectady, NY
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $410,000 | None Listed On Document | |
| Warranty Deed | $329,000 | None Available | |
| Deed | $247,500 | None Available | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $402,573 | FHA | |
| Previous Owner | $99,600 | Credit Line Revolving | |
| Previous Owner | $312,550 | New Conventional | |
| Previous Owner | $30,000 | Credit Line Revolving | |
| Previous Owner | $236,000 | New Conventional | |
| Previous Owner | $242,623 | FHA | |
| Previous Owner | $32,000 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/13/2025 02/13/25 | Sold | $410,000 | -3.5% | $184 / Sq Ft |
| 01/06/2025 01/06/25 | Pending | -- | -- | -- |
| 11/18/2024 11/18/24 | For Sale | $425,000 | 0.0% | $191 / Sq Ft |
| 11/18/2024 11/18/24 | Price Changed | $425,000 | -0.9% | $191 / Sq Ft |
| 10/21/2024 10/21/24 | Pending | -- | -- | -- |
| 10/09/2024 10/09/24 | Price Changed | $429,000 | -4.7% | $193 / Sq Ft |
| 09/19/2024 09/19/24 | For Sale | $450,000 | +36.8% | $202 / Sq Ft |
| 05/24/2019 05/24/19 | Sold | $329,000 | +1.3% | $110 / Sq Ft |
| 03/21/2019 03/21/19 | Pending | -- | -- | -- |
| 11/07/2018 11/07/18 | Price Changed | $324,900 | -9.5% | $108 / Sq Ft |
| 10/15/2018 10/15/18 | For Sale | $359,000 | -- | $120 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,770 | $77,000 | $6,100 | $70,900 |
| 2023 | $6,770 | $77,000 | $6,100 | $70,900 |
| 2022 | $7,981 | $77,000 | $6,100 | $70,900 |
| 2021 | $8,094 | $77,000 | $6,100 | $70,900 |
| 2020 | $1,867 | $77,000 | $6,100 | $70,900 |
| 2019 | $1,628 | $77,000 | $6,100 | $70,900 |
| 2018 | $1,628 | $65,000 | $6,100 | $58,900 |
| 2017 | $4,856 | $65,000 | $6,100 | $58,900 |
| 2016 | $4,856 | $65,000 | $6,100 | $58,900 |
| 2015 | -- | $65,000 | $6,100 | $58,900 |
| 2014 | -- | $65,000 | $6,100 | $58,900 |
Source: Public Records
Agents Affiliated with this Home
-
Michelle Decoteau
Seller's Agent in 2025
Michelle Decoteau
KW Platform
(518) 857-1710
1 in this area
47 Total Sales
-
Kelly Lane
K
Buyer's Agent in 2025
Kelly Lane
Brannock Properties
(518) 572-0158
1 in this area
62 Total Sales
-
Pamela Smith
P
Seller's Agent in 2019
Pamela Smith
Miranda Real Estate Group Inc
(518) 356-2424
8 in this area
34 Total Sales
-
K
Buyer's Agent in 2019
Kelly Canuet
Vera Cohen Realty, LLC
Map
Source: Global MLS
MLS Number: 202425818
APN: 046-000-0002-020-300-0000
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