$625,000
PENDING $10K PRICE DROP

14348 Chariots Whisper Dr Carmel, IN 46074

West Carmel Neighborhood

Estimated payment $3,853/month

Total Views 17,573
5 Beds
3.5 Baths
3,915 Sq Ft
$160 Price per Sq Ft

Highlights

  • Mature Trees
  • Cathedral Ceiling
  • Tennis Courts
  • Smoky Row Elementary School Rated A+
  • Wood Flooring
  • Formal Dining Room

About This Home

Spacious 5-bedroom, 3.5-bath home in Carmel's highly sought-after Saddle Creek neighborhood and award-winning Carmel Clay Schools. This 3,915 sq ft home offers generous living spaces on every level, beginning with a grand two-story foyer filled with natural light and hardwood floors. The kitchen features abundant cabinetry and counter space, a peninsula, breakfast room, and pantry, opening to a bright family room with gas fireplace and oversized windows overlooking the backyard and green space. A formal dining room and living room are ideal for entertaining. Upstairs, the primary suite is a relaxing retreat with dual vanities, soaking tub, separate shower, and walk-in closet. Three additional bedrooms plus a versatile bonus room with closet (counted as Bedroom 5) provide excellent flexibility. The partially finished basement adds a large recreation area, full bath, and a bonus room with egress window-perfect as a 6th bedroom or home office. Enjoy outdoor living on the paver patio surrounded by beautiful landscaping. Community amenities include a clubhouse, pool, playground, tennis and basketball courts, and scenic walking trails-just minutes from Carmel's shopping, dining, and parks. Schedule your showing today!

Listing Agent

Troy Durbin

Coldwell Banker - Kaiser License #RB21000168 Listed on: 10/16/2025

Coldwell Banker - Kaiser

Co-Listing Agent

Kyle Durbin

Coldwell Banker - Kaiser License #RB16000073

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,908

Year Built

  • Built in 2004

Lot Details

  • 0.25 Acre Lot
  • Mature Trees

HOA Fees

  • $70 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Cement Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2-Story Property
  • Woodwork
  • Cathedral Ceiling
  • Paddle Fans
  • Entrance Foyer
  • Family Room with Fireplace
  • Formal Dining Room
  • Attic Access Panel

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Double Oven
  • Gas Cooktop
  • Built-In Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom
  • Soaking Tub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • 9 Foot Basement Ceiling Height
  • Sump Pump with Backup
  • Basement Storage
  • Basement Window Egress

Schools

  • Smoky Row Elementary School
  • Carmel Middle School
  • Carmel High School

Utilities

  • Forced Air Heating and Cooling System
  • Gas Water Heater

Additional Features

  • Fire Pit
  • Suburban Location

Listing and Financial Details

  • Tax Lot 448
  • Assessor Parcel Number 290921016053000018

Community Details

Overview

  • Association fees include home owners, clubhouse, insurance, maintenance, parkplayground, snow removal, tennis court(s), walking trails
  • Association Phone (317) 843-2226
  • Saddle Creek Subdivision
  • Property managed by Centerpoint Community Association Management, LLC
  • The community has rules related to covenants, conditions, and restrictions

Recreation

  • Tennis Courts

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,908

Year Built

Built in 2004

Lot Details

0

HOA Fees

$70 per month

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2024
  • Year Built: 2004
  • Building Area Total: 4269
  • Co List Office Phone: 317-844-1131
  • Garage Y N: Yes
  • Lot Size Acres: 0.25
  • Subdivision Name: Saddle Creek
  • Inspection Warranties: Not Applicable
  • Transaction Type: Sale
  • Accessibility Features YN: No
  • Website: https://www.centerpointcam.com/
  • Special Features: VirtualTour

Interior Features

  • Basement: Yes
  • Basement Type: Ceiling - 9+ feet, Egress Window(s), Partially Finished, Storage Space
  • Appliances: Gas Cooktop, Dishwasher, Dryer, Disposal, Gas Water Heater, MicroHood, Oven, Double Oven, Refrigerator, Washer, Water Softener Owned
  • Levels: Two
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 1004
  • Fireplace Features: Family Room
  • Fireplaces: 1
  • Interior Amenities: Attic Access, Bath Sinks Double Main, Breakfast Bar, Cathedral Ceiling(s), High Ceilings, Entrance Foyer, Paddle Fan, Hardwood Floors, Hi-Speed Internet Availbl, Eat-in Kitchen, Wired for Data, Pantry, Walk-In Closet(s), Wood Work Painted
  • Living Area: 3915
  • Other Equipment: Security System Owned, Sump Pump w/Backup
  • Spa Y N: No
  • Eating Area: Formal Dining Room
  • Basement Full Bathrooms: 1
  • Main Level Full Bathrooms: 0
  • Main Level Sq Ft: 1358
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 1
  • Upper Level Sq Ft: 1553

Exterior Features

  • Construction Materials: Brick, Cement Siding
  • Disclosures: Relocation Controlled
  • Exterior Features: Lighting, Fire Pit, Tennis Community
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Covered, Patio
  • Pool Private Y N: No
  • View Y N: No
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Attached, Concrete, Garage Door Opener
  • Garage Parking Other: Garage Door Opener

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Laundry Features: Main Level, Sink
  • Water Source: Public
  • Solid Waste: No

Condo/Co-op/Association

  • Association Amenities: Basketball Court, Clubhouse, Insurance, Maintenance, Park, Playground, Pool, Snow Removal, Tennis Court(s), Trail(s)
  • Association Fee: 842
  • Association Fee Frequency: Annually
  • Association Phone: 317-843-2226
  • Association YN: Yes
  • Management Company Name: Centerpoint Community Association Management, LLC
  • H O A Disclosures: Covenants & Restrictions

Fee Information

  • Association Fee Includes: Association Home Owners, Clubhouse, Entrance Common, Insurance, Maintenance, ParkPlayground, Snow Removal, Tennis Court(s), Walking Trails

Schools

  • Middle Or Junior School: Carmel Middle School

Lot Info

  • Lot Features: Curbs, Sidewalks, Storm Sewer, Street Lights, Suburb, Mature Trees
  • Property Attached Yn: No
  • Additional Parcels: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 10890
  • Parcel Number: 290921016053000018
  • Acres: 1/4-1/2 Acre

Tax Info

  • Tax Annual Amount: 5908
  • Tax Lot: 448
  • Semi Annual Property Tax Amt: 2954
  • Tax Exemption: Homestead Tax Exemption

MLS Schools

  • Elementary School: Smoky Row Elementary School
  • High School: Carmel High School

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,844 $577,300 $125,800 $451,500
2023 $5,909 $531,100 $58,600 $472,500
2022 $5,158 $452,900 $58,600 $394,300
2021 $4,356 $380,700 $58,600 $322,100
2020 $3,908 $341,600 $58,600 $283,000
2019 $3,873 $338,500 $58,600 $279,900
2018 $3,649 $324,500 $58,600 $265,900
2017 $3,638 $323,500 $58,600 $264,900
2016 $3,481 $314,100 $58,600 $255,500
2014 $3,148 $297,100 $52,900 $244,200
2013 $3,148 $286,300 $52,900 $233,400
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/05/2025 11/05/25 Pending -- -- --
10/29/2025 10/29/25 Price Changed $625,000 -1.6% $160 / Sq Ft
10/16/2025 10/16/25 For Sale $635,000 -- $162 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Available
Warranty Deed -- --
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $241,600 New Conventional
Previous Owner $272,960 Fannie Mae Freddie Mac
Closed $51,180 No Value Available
Source: Public Records

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22067983

MIBOR Broker Listing Cooperative®

APN: 29-09-21-016-053.000-018