Seller's Agent in 2025
Dave Gardner
The Gardner's Group
(408) 807-5698
1 in this area
17 Total Sales
1435 Ruby Ct Unit 1 Capitola, CA 95010
2
Beds
1
Bath
800
Sq Ft
$689/mo
HOA Fee
Highlights
- Private Pool
- Clubhouse
- Open to Family Room
- Mission Hill Middle School Rated A-
- Wood Flooring
- Double Pane Windows
About This Home
As of September 2025Welcome to this charming and very clean 2-bedroom, 1-bathroom home located in the scenic city of Capitola. With 800 square feet of comfortable living space, this residence offers a delightful blend of functionality and style. The kitchen is well-equipped with an electric cooktop and oven, perfect for preparing your favorite meals and countertop with space for barstools. Commercial Schedule 5 (smooth wall) in family room, kitchen and hallway. Most Desirable Location in Capitola Shores! Single level front unit with full sun bringing amazing natural lighting on quiet cul-de-sac with no thru traffic! Modern, move in ready condition featuring many upgrades including quartz counters, stainless steel appliances, Italian ceramic tile backsplash, gorgeous wood cabinets, double pane windows, polished concrete flooring, LED recessed lighting, one-car detached garage and washer/dryer Brand new comp roof. Relax on your front patio with privacy hedge and take in the fresh ocean breeze or walk to Capitola Beach, Pleasure Point, Shops and Restaurants! Summers in Capitola never looked so good!
Last Agent to Sell the Property
The Gardner's Group License #01874320 Listed on: 06/28/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $10,134
Year Built
- Built in 1971
HOA Fees
- $689 Monthly HOA Fees
Parking
- 1 Car Garage
- On-Street Parking
Home Design
- Slab Foundation
- Wood Frame Construction
- Composition Roof
Interior Spaces
- 800 Sq Ft Home
- Double Pane Windows
- Family or Dining Combination
- Wood Flooring
Kitchen
- Open to Family Room
- Electric Oven
- Electric Cooktop
Bedrooms and Bathrooms
- 2 Bedrooms
- Remodeled Bathroom
- 1 Full Bathroom
- Walk-in Shower
Laundry
- Laundry in Utility Room
- Washer and Dryer
Pool
- Private Pool
Utilities
- Forced Air Heating System
- Individual Gas Meter
Listing and Financial Details
- Assessor Parcel Number 034-214-29-000
Community Details
Overview
- Association fees include common area electricity, common area gas, exterior painting, garbage, insurance - common area, maintenance - common area, pool spa or tennis, reserves, roof, water / sewer
- Decamara Association
- Built by Capitola Shores
Amenities
- Clubhouse
- Common Utility Room
Recreation
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 28, 2025
Closed on
Sep 3, 2025
Sold by
Eric D Derby Trust and Derby Eric D
Bought by
Delchiaro Robert
Seller's Agent
Dave Gardner
The Gardner's Group
Buyer's Agent
Ernesto Sayson
Sayson Realty
List Price
$725,000
Sold Price
$710,000
Premium/Discount to List
-$15,000
-2.07%
Views
68
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
24.16%
Purchase Details
Closed on
Feb 28, 2024
Sold by
Derby Eric David
Bought by
Eric D Derby Trust and Derby
Purchase Details
Listed on
May 2, 2022
Closed on
Jun 24, 2022
Sold by
Warner Ladd Mitchell and Warner Ann Patricia
Bought by
Derby Eric David
Seller's Agent
Oscar Gutierrez
Bailey Properties
Buyer's Agent
Kristin Wilson
Monterey Bay Realty
List Price
$815,000
Sold Price
$800,000
Premium/Discount to List
-$15,000
-1.84%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.07%
Original Mortgage
$200,000
Interest Rate
5.25%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 28, 2014
Sold by
Clark William L and Clark Kristin
Bought by
Ladd Mitchell Warner and Buldo Patricia Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$325,000
Interest Rate
3.87%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Apr 8, 2010
Sold by
Clark William L
Bought by
Clark William L and Milliman Kristin
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,500
Interest Rate
4.95%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 10, 2006
Sold by
Gitter Susan
Bought by
Clark William L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$285,000
Interest Rate
6.55%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Jul 25, 2003
Sold by
Gitter Steven
Bought by
Gitter Susan
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
5.13%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 9, 2002
Sold by
Zerpa Jade
Bought by
Miller Susan
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
5.5%
Purchase Details
Closed on
Sep 4, 2002
Sold by
Corum Larry W and Corum Zenaida
Bought by
Zerpa Jade
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
5.5%
Purchase Details
Closed on
Dec 19, 1997
Sold by
Spilsbury Thomas C
Bought by
Zerpa Duran Mario and Zerpa Jade
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,100
Interest Rate
7.22%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $710,000 | Wfg National Title | |
| Quit Claim Deed | -- | None Listed On Document | |
| Grant Deed | $800,000 | Fidelity National Title | |
| Grant Deed | $385,000 | Stewart Title Of Ca Inc | |
| Interfamily Deed Transfer | -- | First American Title Company | |
| Grant Deed | $410,000 | First American Title Company | |
| Interfamily Deed Transfer | -- | Multiple | |
| Grant Deed | $294,000 | Santa Cruz Title Company | |
| Interfamily Deed Transfer | -- | Santa Cruz Title Company | |
| Grant Deed | $121,500 | Old Republic Title Company |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $200,000 | New Conventional | |
| Previous Owner | $325,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $275,500 | New Conventional | |
| Previous Owner | $285,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $235,000 | Purchase Money Mortgage | |
| Previous Owner | $235,000 | No Value Available | |
| Previous Owner | $118,100 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/04/2025 09/04/25 | Sold | $710,000 | -2.1% | $888 / Sq Ft | |
| 08/08/2025 08/08/25 | Pending | -- | -- | -- | |
| 06/28/2025 06/28/25 | For Sale | $725,000 | -9.4% | $906 / Sq Ft | |
| 06/30/2022 06/30/22 | Sold | $800,000 | -1.8% | $1,000 / Sq Ft | View Prior Sale |
| 05/25/2022 05/25/22 | Pending | -- | -- | -- | |
| 05/02/2022 05/02/22 | For Sale | $815,000 | -- | $1,019 / Sq Ft |
Source: MLSListings
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $10,134 | $848,966 | $594,276 | $254,690 |
| 2023 | $9,916 | $816,000 | $571,200 | $244,800 |
| 2022 | $5,712 | $436,024 | $261,614 | $174,410 |
| 2021 | $5,564 | $427,474 | $256,484 | $170,990 |
| 2020 | $5,494 | $423,090 | $253,854 | $169,236 |
| 2019 | $5,364 | $414,796 | $248,878 | $165,918 |
| 2018 | $5,265 | $406,662 | $243,998 | $162,664 |
| 2017 | $5,186 | $398,686 | $239,212 | $159,474 |
| 2016 | $4,897 | $390,870 | $234,522 | $156,348 |
| 2015 | $4,718 | $385,000 | $231,000 | $154,000 |
| 2014 | $4,097 | $321,920 | $193,152 | $128,768 |
Source: Public Records
Agents Affiliated with this Home
-
Dave Gardner
-
Ernesto Sayson
Buyer's Agent in 2025
Ernesto Sayson
Sayson Realty
(916) 549-7865
1 in this area
80 Total Sales
-
Oscar Gutierrez
Seller's Agent in 2022
Oscar Gutierrez
Bailey Properties
(831) 421-2424
8 in this area
59 Total Sales
-
K
Buyer's Agent in 2022
Kristin Wilson
Monterey Bay Realty
-
D
Buyer Co-Listing Agent in 2022
Douglas Byrd
Monterey Bay Realty
-
M
Buyer Co-Listing Agent in 2022
Michael Lind
Map
Source: MLSListings
MLS Number: ML82012832
APN: 034-214-29-000
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