NOT LISTED FOR SALE

1435 Ruby Ct Unit 1 Capitola, CA 95010

Estimated Value: $691,239 - $717,000

2 Beds
1 Bath
800 Sq Ft
$689/mo HOA Fee

Last Sold September 04, 2025

Last sale price $710,000 $888 Per Sq Ft

Current estimated payment $5,292/month

40 Days on Market

Highlights

  • Private Pool
  • Clubhouse
  • Open to Family Room
  • Mission Hill Middle School Rated A-
  • Wood Flooring
  • Double Pane Windows

About This Home

As of September 2025

Welcome to this charming and very clean 2-bedroom, 1-bathroom home located in the scenic city of Capitola. With 800 square feet of comfortable living space, this residence offers a delightful blend of functionality and style. The kitchen is well-equipped with an electric cooktop and oven, perfect for preparing your favorite meals and countertop with space for barstools. Commercial Schedule 5 (smooth wall) in family room, kitchen and hallway. Most Desirable Location in Capitola Shores! Single level front unit with full sun bringing amazing natural lighting on quiet cul-de-sac with no thru traffic! Modern, move in ready condition featuring many upgrades including quartz counters, stainless steel appliances, Italian ceramic tile backsplash, gorgeous wood cabinets, double pane windows, polished concrete flooring, LED recessed lighting, one-car detached garage and washer/dryer Brand new comp roof. Relax on your front patio with privacy hedge and take in the fresh ocean breeze or walk to Capitola Beach, Pleasure Point, Shops and Restaurants! Summers in Capitola never looked so good!

Last Agent to Sell the Property

Dave Gardner

The Gardner's Group License #01874320 Listed on: 06/28/2025

Last Buyer's Agent

Ernesto Sayson

Sayson Realty License #01493133

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1971

Lot Details

  • 828

HOA Fees

  • $689 Monthly HOA Fees

Parking

  • 1 Car Garage
  • On-Street Parking

Home Design

  • Slab Foundation
  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 800 Sq Ft Home
  • Double Pane Windows
  • Family or Dining Combination
  • Wood Flooring

Kitchen

  • Open to Family Room
  • Electric Oven
  • Electric Cooktop

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Remodeled Bathroom
  • 1 Full Bathroom
  • Walk-in Shower

Laundry

  • Laundry in Utility Room
  • Washer and Dryer

Pool

  • Private Pool

Utilities

  • Forced Air Heating System
  • Individual Gas Meter

Listing and Financial Details

  • Assessor Parcel Number 034-214-29-000

Community Details

Overview

  • Association fees include common area electricity, common area gas, exterior painting, garbage, insurance - common area, maintenance - common area, pool spa or tennis, reserves, roof, water / sewer
  • Decamara Association
  • Built by Capitola Shores

Amenities

  • Clubhouse
  • Common Utility Room

Recreation

  • Community Pool

Property Details

Home Type

Condominium

Year Built

Built in 1971

Lot Details

0

HOA Fees

$689 per month

Parking

1

Listing Details

  • Subclass: Condominium
  • Listing Class: Residential
  • Structure Sq Ft: 800
  • Complex Name: Capitola Shores
  • Year Built: 1971
  • Zoning Description: Condominium
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Family Room: Kitchen / Family Room Combo
  • Dining Room: Dining Area in Family Room
  • Kitchen: Cooktop - Electric, Oven - Electric
  • Living Sq Ft: 800
  • Laundry: In Utility Room, Inside, Washer / Dryer
  • Flooring: Hardwood
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Bathroom: Stall Shower, Updated Bath

Exterior Features

  • Foundation: Concrete Slab
  • Pool Description: Community Facility
  • Roof: Composition
  • Pool: Yes
  • Construction Type: Wood Frame

Garage/Parking

  • Garage Spaces: 1
  • Garage Parking Features: On Street

Utilities

  • Heating System: Central Forced Air - Gas
  • Sewer/Septic System: Sewer Connected

Condo/Co-op/Association

  • HOA Fees: 689
  • HOA Amenities: Club House, Common Utility Room, Community Pool
  • HOA Fee Frequency: Monthly
  • Association Fees Include: Common Area Electricity, Common Area Gas, Exterior Painting, Garbage, Insurance - Common Area, Maintenance - Common Area, Pool, Spa, or Tennis, Reserves, Roof, Water / Sewer
  • H O A Name Text: DeCamara
  • H O A Exist: Yes

Lot Info

  • Parcel Number: 034-214-29-000

Green Features

  • Energy Features: Double Pane Windows

Multi Family

  • Utilities: Individual Gas Meters

MLS Schools

  • High School District Text: Santa Cruz City High

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 28, 2025
Closed on
Sep 3, 2025
Sold by
Eric D Derby Trust and Derby Eric D
Bought by
Delchiaro Robert
Seller's Agent
Dave Gardner
The Gardner's Group
Buyer's Agent
Ernesto Sayson
Sayson Realty
List Price
$725,000
Sold Price
$710,000
Premium/Discount to List
-$15,000
-2.07%
Views
68
Current Estimated Value
$708,060

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,940
Avg. Annual Appreciation
-0.70%

Purchase Details

Closed on
Feb 28, 2024
Sold by
Derby Eric David
Bought by
Eric D Derby Trust and Derby

Purchase Details

Listed on
May 2, 2022
Closed on
Jun 24, 2022
Sold by
Warner Ladd Mitchell and Warner Ann Patricia
Bought by
Derby Eric David
Seller's Agent
Oscar Gutierrez
Bailey Properties
Buyer's Agent
Kristin Wilson
Monterey Bay Realty
List Price
$815,000
Sold Price
$800,000
Premium/Discount to List
-$15,000
-1.84%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.35%
Original Mortgage
$200,000
Interest Rate
5.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 28, 2014
Sold by
Clark William L and Clark Kristin
Bought by
Ladd Mitchell Warner and Buldo Patricia Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$325,000
Interest Rate
3.87%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Apr 8, 2010
Sold by
Clark William L
Bought by
Clark William L and Milliman Kristin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,500
Interest Rate
4.95%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 10, 2006
Sold by
Gitter Susan
Bought by
Clark William L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$285,000
Interest Rate
6.55%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jul 25, 2003
Sold by
Gitter Steven
Bought by
Gitter Susan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
5.13%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 9, 2002
Sold by
Zerpa Jade
Bought by
Miller Susan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
5.5%

Purchase Details

Closed on
Sep 4, 2002
Sold by
Corum Larry W and Corum Zenaida
Bought by
Zerpa Jade

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
5.5%

Purchase Details

Closed on
Dec 19, 1997
Sold by
Spilsbury Thomas C
Bought by
Zerpa Duran Mario and Zerpa Jade

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,100
Interest Rate
7.22%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Delchiaro Robert $710,000 Wfg National Title
Eric D Derby Trust -- None Listed On Document
Derby Eric David $800,000 Fidelity National Title
Ladd Mitchell Warner $385,000 Stewart Title Of Ca Inc
Clark William L -- First American Title Company
Clark William L $410,000 First American Title Company
Gitter Susan -- Multiple
Miller Susan $294,000 Santa Cruz Title Company
Zerpa Jade -- Santa Cruz Title Company
Zerpa Duran Mario $121,500 Old Republic Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Derby Eric David $200,000
Previous Owner Ladd Mitchell Warner $325,000
Previous Owner Clark William L $275,500
Previous Owner Clark William L $285,000
Previous Owner Gitter Susan $235,000
Previous Owner Miller Susan $235,000
Previous Owner Zerpa Duran Mario $118,100
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/04/2025 09/04/25 Sold $710,000 -2.1% $888 / Sq Ft
08/08/2025 08/08/25 Pending -- -- --
06/28/2025 06/28/25 For Sale $725,000 -9.4% $906 / Sq Ft
06/30/2022 06/30/22 Sold $800,000 -1.8% $1,000 / Sq Ft View Prior Sale
05/25/2022 05/25/22 Pending -- -- --
05/02/2022 05/02/22 For Sale $815,000 -- $1,019 / Sq Ft
Source: MLSListings

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,134 $848,966 $594,276 $254,690
2023 $9,916 $816,000 $571,200 $244,800
2022 $5,712 $436,024 $261,614 $174,410
2021 $5,564 $427,474 $256,484 $170,990
2020 $5,494 $423,090 $253,854 $169,236
2019 $5,364 $414,796 $248,878 $165,918
2018 $5,265 $406,662 $243,998 $162,664
2017 $5,186 $398,686 $239,212 $159,474
2016 $4,897 $390,870 $234,522 $156,348
2015 $4,718 $385,000 $231,000 $154,000
2014 $4,097 $321,920 $193,152 $128,768
Source: Public Records

Agents Affiliated with this Home

  • Dave Gardner

    Seller's Agent in 2025

    Dave Gardner

    The Gardner's Group

    (408) 807-5698

    1 in this area

    17 Total Sales

    Dave Gardner
    Section Image
  • Ernesto Sayson

    Buyer's Agent in 2025

    Ernesto Sayson

    Sayson Realty

    (916) 549-7865

    1 in this area

    70 Total Sales

    Ernesto Sayson
    Section Image
  • Oscar Gutierrez

    Seller's Agent in 2022

    Oscar Gutierrez

    Bailey Properties

    (831) 421-2424

    8 in this area

    57 Total Sales

    Oscar Gutierrez
    Section Image

  • K

    Buyer's Agent in 2022

    Kristin Wilson

    Monterey Bay Realty

    Section Image

  • D

    Buyer Co-Listing Agent in 2022

    Douglas Byrd

    Monterey Bay Realty

    Section Image

  • M

    Buyer Co-Listing Agent in 2022

    Michael Lind

See All Agents

Map

Source: MLSListings

MLS Number: ML82012832

MLSListings

APN: 034-214-29-000

California Santa Cruz County Capitola 95010

1435 Ruby Ct Unit 1, Capitola, CA

Not Listed for Sale

Condos

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