$254,900
$15K PRICE DROP

14365 Kentucky 196 Nancy, KY 42544

Estimated payment $1,454/month

Total Views 12,797
4 Beds
2 Baths
2,656 Sq Ft
$96 Price per Sq Ft

Highlights

  • Neighborhood Views
  • Garage
  • Carpet
  • Cooling Available

About This Home

Welcome to this beautifully updated 4-bedroom, 2-bath home nestled in the peaceful Jabez community near Lake Cumberland. Surrounded by stunning natural beauty, this home offers direct access to boating, fishing, and endless outdoor adventures just steps from your door. Recent updates include new kitchen appliances, water heater, washer and dryer, updated cabinetry in the dining area, fresh paint and flooring, a new roof, gutters, siding, and an expanded deck where you can enjoy a seasonal lake view.
The finished basement, plumbed for a kitchen and additional bathroom, features a large storage room and can be easily converted into an independent living space—perfect for extended family or rental income. The current layout comfortably sleeps 14. Additional highlights include installed fiber internet, no HOA, and a HUGE detached garage (1,566 sq. ft. + 244 sq. ft. workshop) ideal for storing your boat or extra vehicles.
Located just 0.4 miles from the Union Ridge community dock (eligible for boat slip waiting list), 2.2 miles from Harris Grocery/Restaurant, and 3.3 miles from Cumberland Glen, this rare gem is perfectly positioned for convenience and lake living!

Listing Agent

Millie King Weaver

Lake Cumberland Real Estate Professionals License #208856 Listed on: 08/06/2025

Co-Listing Agent

Seth Burton

Lake Cumberland Real Estate Professionals License #284867

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,147

Lot Details

  • 1.06 Acre Lot

Parking

  • Garage

Home Design

  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,656 Sq Ft Home
  • 2-Story Property
  • Neighborhood Views
  • Basement

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Schools

  • Nancy Elementary School
  • Southern Middle School
  • Southwestern High School

Utilities

  • Cooling Available
  • Air Source Heat Pump
  • Septic Tank

Community Details

  • Rural Subdivision

Listing and Financial Details

  • Assessor Parcel Number 048-20-01-002.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,147

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Year Built: 9999
  • Above Grade Finished Sq Ft: 2656.0
  • Levels: Two
  • View:Neighborhood: Yes
  • Foundation Details:Concrete Perimeter: Yes
  • Flooring:Carpet: Yes
  • Water Source:Public: Yes
  • Flooring:Laminate: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Flooring: Carpet, Laminate
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Yes
  • Total Bedrooms: 4
  • Fireplace: No
  • LivingArea: 2656.0
  • Lot Size Area: 1.06

Exterior Features

  • Construction Materials: Vinyl Siding
  • Foundation Details: Concrete Perimeter
  • List Price: 254900.0
  • View: Neighborhood
  • View YN: Yes
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes

Garage/Parking

  • Carport: No
  • Garage: Yes

Utilities

  • Sewer: Septic Tank
  • Heating: Heat Pump
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Water Source: Public
  • Heating:Heat Pump2: Yes
  • Sewer Septic Tank: Yes

Schools

  • Elementary School: Nancy
  • High School: Southwestern
  • Middle or Junior School: Southern

Lot Info

  • Lot Size Acres: 1.06
  • Lot Size Sq Ft: 46174.0
  • Parcel Number: 048-20-01-002.00

Map

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,147 $123,000 $0 $0
2023 $1,192 $123,000 $0 $0
2022 $1,199 $123,000 $20,000 $103,000
2021 $1,213 $123,000 $20,000 $103,000
2020 $954 $95,500 $15,000 $80,500
2019 $955 $95,500 $15,000 $80,500
2018 $953 $95,500 $15,000 $80,500
2017 $960 $95,500 $0 $0
2016 $911 $95,500 $15,000 $80,500
2015 $897 $95,500 $15,000 $80,500
2012 $853 $95,500 $15,000 $80,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/02/2025 09/02/25 Price Changed $254,900 -3.8% $96 / Sq Ft
08/20/2025 08/20/25 Price Changed $264,900 -1.9% $100 / Sq Ft
08/06/2025 08/06/25 For Sale $269,900 -- $102 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Purchase History

Date Type Sale Price Title Company
Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $0 New Conventional
Source: Public Records

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25017234

ImagineMLS (Bluegrass REALTORS®)

APN: 048-20-01-002.00