1439 Charlotte Valley Rd Summit, NY 12175
Summit AreaEstimated payment $604/month
Highlights
- Popular Property
- Cottage
- Eat-In Kitchen
- Main Floor Bedroom
- Covered Patio or Porch
- Views
About This Home
Escape to the Mountains: DIY Cottage with Seller Financing!
Looking for an affordable entry into the Upstate New York market? This handyman diamond-in-the-rough is calling your name. Just needs cosmetic repairs. Situated on a manageable 0.33-acre lot, the property boasts stunning mountain views, a bubbling brook you can hear in the back, and proximity to State Land, providing the perfect backdrop for a future deck or expanded windows. Whether you want to restore the existing structure or reimagine the space entirely, this is your blank canvas. The foundation has been completely replaced with a concrete block foundation and a Bilco door. Electric has circuit breakers; heating and plumbing are good.
No bank needed. The owner is offering flexible seller financing with 1/3 down payment. However, she will accept your check for payment in full. Bring your contractor, your toolkit, and your imagination to Summit, NY! Sold as-is.
Listing Agent
Listing by Charlotteville Realty, LLC License #10301216192 Listed on: 08/27/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,980
Year Built
- Built in 1943
Lot Details
- 14,375 Sq Ft Lot
- Lot Dimensions are 147x107
- Rural Setting
- Rectangular Lot
Home Design
- Cottage
- Block Foundation
- Frame Construction
- Wood Siding
Interior Spaces
- 630 Sq Ft Home
- 1-Story Property
- Crawl Space
- Property Views
Kitchen
- Eat-In Kitchen
- Electric Oven
- Electric Range
Flooring
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 1 Full Bathroom
Parking
- No Garage
- Driveway
Outdoor Features
- Covered Patio or Porch
Utilities
- Baseboard Heating
- Well
- Electric Water Heater
- Septic Tank
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Tax Lot 2
- Assessor Parcel Number 434800-111-000-0005-002-000-0000
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,984 | $29,900 | $4,600 | $25,300 |
| 2024 | $1,984 | $29,900 | $4,600 | $25,300 |
| 2023 | $1,941 | $29,900 | $4,600 | $25,300 |
| 2022 | $1,658 | $29,900 | $4,600 | $25,300 |
| 2021 | $1,233 | $19,900 | $4,600 | $15,300 |
| 2020 | $1,885 | $29,900 | $4,600 | $25,300 |
| 2019 | $1,892 | $29,900 | $4,600 | $25,300 |
| 2018 | $1,892 | $29,900 | $4,600 | $25,300 |
| 2017 | $1,766 | $29,900 | $4,600 | $25,300 |
| 2016 | $1,742 | $29,900 | $4,600 | $25,300 |
| 2015 | -- | $29,900 | $4,600 | $25,300 |
| 2014 | -- | $29,900 | $4,600 | $25,300 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/27/2026 08/27/26 | For Sale | $79,900 | -- | $127 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $6,500 | -- | |
| Foreclosure Deed | $62,734 | By:Tommaso Mara Berkman, Hen | |
| Deed | $25,000 | Roger Mallery |
Source: Otsego-Delaware Board of REALTORS®
MLS Number: R1710293
APN: 434800-111-000-0005-002-000-0000
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Ask me questions while you tour the home.