$295,000
PENDING $29K PRICE DROP

Estimated payment $1,749/month

Total Views 3,918
3 Beds
2 Baths
1,369 Sq Ft
$215 Price per Sq Ft

Highlights

  • Deck
  • Vaulted Ceiling
  • Granite Countertops
  • Contemporary Architecture
  • 1 Fireplace
  • Private Yard

About This Home

Welcome home to a charming life that feels miles from the hustle and bustle, yet is within 10 minutes of St. Elmo! This beautiful 3-bedroom, 2-bathroom home boasts vaulted ceilings, exquisite granite countertops, and updated lighting fixtures throughout. You'll find delightful touches of color sprinkled through the home, highlighted by stylish board and batten accents. The warm, bright hardwood floors add to the inviting atmosphere. The primary suite is a true retreat, offering double vanities, a stand-up shower, and a relaxing garden tub. All bedrooms are conveniently located on the main level. Additionally, there's a generously sized bonus room in the basement, perfect for various uses. This home offers ample storage with numerous closets and an unfinished basement storage space, which could easily be transformed into a workshop or exercise room. For those with a green thumb, the backyard features raised garden beds and even wild blackberry and blueberry bushes. The fire pit is just waiting for cool nights and enjoyable gatherings. Experience the best of both worlds with peaceful country living and fantastic proximity to all that Chattanooga has to offer, including restaurants and retail in the St. Elmo area, just 10 minutes away.

Listing Agent

Beth Reed

The Agency Chattanooga License #358281 Listed on: 07/30/2025

The Agency Chattanooga

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,294

Year Built

  • Built in 2006

Lot Details

  • 0.37 Acre Lot
  • Lot Dimensions are 69 x 193 x 114 x 187
  • Sloped Lot
  • Private Yard
  • Garden
  • Back Yard

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Chandelier
  • 1 Fireplace
  • Vinyl Clad Windows
  • Entrance Foyer
  • Storage
  • Laundry closet
  • Attic Ventilator
  • Partially Finished Basement

Kitchen

  • Eat-In Kitchen
  • Electric Cooktop
  • Dishwasher
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Double Vanity
  • Soaking Tub

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Fire Pit

Schools

  • Chattanooga Valley Elementary School
  • Chattanooga Valley Middle School
  • Ridgeland High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Water Purifier

Community Details

  • No Home Owners Association
  • Stanford Place Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0071 042

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,294

Year Built

Built in 2006

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.37
  • Lot Size: 69 x 193 x 114 x 187
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: Stanford Place
  • Directions: Highway 193 South. Turn left onto Chickamauga Road, turn right onto Mill Wee Hollow, turn right onto Hidden Oaks Drive, turn right onto Tanner Lane. Turn right onto Victor. Home is on the right.
  • Above Grade Finished Sq Ft: 1369.0
  • Architectural Style: Contemporary
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Bi-Level
  • Living Area: 1369.0
  • New Construction: No
  • Building Stories: 1
  • Structure Type: Free Standing Building
  • Year Built: 2006
  • Cooling:Electric: Yes
  • Location Tax and Legal Parcel Number2: 0071 042
  • Location Tax and Legal Elementary School: Chattanooga Valley Elementary
  • Location Tax and Legal Middle Or Junior School2: Chattanooga Valley Middle
  • Location Tax and Legal High School: Ridgeland High School
  • Location Tax and Legal:Tax Annual Amount: 2294.38
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1369.0
  • General Property Information Below Grade Finished Area: 250.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.3664
  • General Property Information Lot Size Square Feet2: 15960.0
  • General Property Information Lot Size Dimensions: 69 x 193 x 114 x 187
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Welcome home to a charming life that feels miles from the hustle and bustle, yet is within 10 minutes of St. Elmo! This beautiful 3-bedroom, 2-bathroom home boasts vaulted ceilings, exquisite granite countertops, and updated lighting fixtures throughout. You'll find delightful touches of color sprinkled through the home, highlighted by stylish board and batten accents. The warm, bright hardwood floors add to the inviting atmosphere. The primary suite is a true retreat, offering double vanities, a stand-up shower, and a relaxing garden tub. All bedrooms are conveniently located on the main level. Additionally, there's a generously sized bonus room in the basement, perfect for various uses. This home offers ample storage with numerous closets and an unfinished basement storage space, which could easily be transformed into a workshop or exercise room. For those with a green thumb, the backyard features raised garden beds and even wild blackberry and blueberry bushes. The fire pit is just waiting for cool nights and enjoyable gatherings. Experience the best of both worlds with peaceful country living and fantastic proximity to all that Chattanooga has to offer, including restaurants and retail in the St. Elmo area, just 10 minutes away.
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Laundry Features Laundry Closet: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Roof Asphalt5: Yes
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Architectural Style:Contemporary: Yes
  • Security Features:Security System: Yes
  • General Property Information Stories2: 1
  • Interior Features Split Bedrooms2: Yes
  • Levels:Bi-Level: Yes
  • General Property Information Below Grade Unfinished Area: 167.0
  • Attic Features Exhaust Fan4: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Private Spa: No
  • Appliances: Water Purifier, Electric Water Heater, Electric Range, Electric Cooktop, Disposal, Dishwasher
  • Has Basement: Partially Finished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 250.0
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Ceiling Fan(s), Chandelier, Double Vanity, Eat-in Kitchen, Entrance Foyer, Granite Counters, Soaking Tub, Split Bedrooms, Stone Counters, Storage, Vaulted Ceiling(s)
  • Window Features: Vinyl Frames
  • Appliances Dishwasher: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Electric Water Heater: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Double Vanity: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Soaking Tub: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Chandelier: Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Community Features:Curbs: Yes
  • Appliances:Electric Cooktop: Yes
  • Basement:Partially Finished: Yes
  • Interior Features:Stone Counters: Yes
  • Appliances:Water Purifier: Yes

Exterior Features

  • Lot Features: Back Yard, Sloped
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Fire Pit, Garden, Private Yard
  • Foundation Details: Block
  • Patio And Porch Features: Deck
  • Roof: Asphalt, Shingle
  • Construction Materials:Brick: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Window Features:Vinyl Frames: Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Back Yard2: Yes
  • Lot Features:Sloped: Yes
  • Exterior Features:Garden: Yes
  • Exterior Features:Fire Pit: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Concrete, Driveway, Garage Door Opener, Garage Faces Front
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Concrete3: Yes

Utilities

  • Laundry Features: Laundry Closet
  • Security: Security System, Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Curbs
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Chattanooga Valley Elementary
  • High School: Ridgeland High School
  • Middle Or Junior School: Chattanooga Valley Middle

Lot Info

  • Lot Size Sq Ft: 15960.0
  • Additional Parcels: No
  • Parcel #: 0071 042

Tax Info

  • Tax Annual Amount: 2294.38

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,443 $112,968 $16,000 $96,968
2023 $2,377 $107,630 $16,000 $91,630
2022 $2,265 $93,690 $16,000 $77,690
2021 $1,751 $64,842 $10,000 $54,842
2020 $1,587 $56,398 $10,000 $46,398
2019 $1,616 $56,398 $10,000 $46,398
2018 $1,492 $56,398 $10,000 $46,398
2017 $1,654 $52,444 $8,000 $44,444
2016 $1,413 $52,444 $8,000 $44,444
2015 $1,493 $52,313 $9,600 $42,713
2014 $1,385 $52,313 $9,600 $42,713
2013 -- $52,312 $9,600 $42,712
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/11/2025 11/11/25 Pending -- -- --
10/21/2025 10/21/25 Price Changed $295,000 -4.8% $215 / Sq Ft
10/06/2025 10/06/25 Price Changed $310,000 -2.2% $226 / Sq Ft
08/27/2025 08/27/25 Price Changed $317,000 -2.2% $232 / Sq Ft
07/30/2025 07/30/25 For Sale $324,000 +9.8% $237 / Sq Ft
01/05/2024 01/05/24 Sold $295,000 -1.6% $178 / Sq Ft View Prior Sale
12/24/2023 12/24/23 Off Market $299,900 -- --
11/16/2023 11/16/23 For Sale $299,900 -- $181 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $295,000 --
Deed -- --
Deed $108,000 --
Deed $25,000 --
Deed $20,000 --
Deed $20,000 --
Deed $456,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $105,262 FHA
Previous Owner $112,000 New Conventional
Source: Public Records

Source: Greater Chattanooga REALTORS®

MLS Number: 1517751

Greater Chattanooga REALTORS®

APN: 0071-042