$269,000
SOLD AUG 21, 2025

14402 90th Ave Mecosta, MI 49332

3 Beds
1 Bath
1,100 Sq Ft
8,712 Sq Ft Lot

Recently Sold

$245 Per Sq Ft

29% Below List Price

Highlights

  • Private Waterfront
  • Sun or Florida Room
  • Living Room
  • Deck
  • Cooling System Mounted In Outer Wall Opening
  • Kitchen Island

About This Home

As of August 2025

Sandy beach cottage at Horsehead Lake in Mecosta. The beach everyone wants with a sandy shallow swimming area is here! Many updates here also. Cottage has 3 bedrooms, loft and 1 updated full bath. Nice open space in kitchen, dining, living areas. Beautiful sunporch across the front of the cottage leading to a large deck overlooking the lake. Perfect western setting to see the sun come up. New HVAC, HWH, well, new septic and drain field 2024. New windows. New shower in bath. Freshly painted throughout. Two sheds for storage - one at the front and one lakeside. You will have the best time at this lake - great year-round activities and active groups for fun times. Includes a vacant lot across the road. There is nothing better than life on a lake! Call Kathy for a tour today

Last Agent to Sell the Property

Kathleen Adams

Coldwell Banker Lakes Realty License #6506045172 Listed on: 07/21/2025

Coldwell Banker Lakes Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,575

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 50 x 150
  • Private Waterfront
  • 50 Feet of Waterfront
  • Level Lot

Parking

  • Gravel Driveway

Home Design

  • Slab Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,100 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Replacement Windows
  • Window Screens
  • Living Room
  • Dining Area
  • Sun or Florida Room
  • Laundry on main level

Kitchen

  • Range
  • Kitchen Island

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Deck

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic System
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,575

Lot Details

0

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 9999
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 50 x 150
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 1100.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 2575.0
  • Tax Info:Zoning3: Residential
  • Sewer:Septic System: Yes
  • Manufactured:Manufactured YN: No
  • Windows:Replacement: Yes
  • Appliances Refrigerators: Yes
  • Lot Description:Level: Yes
  • Air Conditioning:Wall Unit(s): Yes
  • Waterfront Options:Water Frontage3: 50.0
  • Util Avail at Street:Cable2: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: No
  • Driveway:Gravel: Yes
  • Substructure:Slab: Yes
  • Additional Items:Ceiling Fans: Yes
  • Roofing:Shingle: Yes
  • Water Heater:Electric3: Yes
  • Heat Type:Heat Pump: Yes
  • General Property Info:SqFt Above Grade: 1100.0
  • Laundry Features Main Level: Yes
  • General Property Info Garage YN: No
  • Architectural Style:Ranch: Yes
  • Flooring:Vinyl Floor: Yes
  • Flooring:Carpet Floor: Yes
  • Flooring:Laminate Floor: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Refrigerator
  • Flooring: Carpet, Laminate, Vinyl
  • Interior Amenities: Ceiling Fan(s), Center Island
  • Fireplace: No
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Slab
  • LivingArea: 1100.0
  • Window Features: Screens, Replacement
  • General Property Info:Stories2: 1.0
  • Appliances Range: Yes
  • Kitchen Features:Center Island: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 299000.0
  • Lot Features: Level
  • Patio and Porch Features: 3 Season Room, Deck
  • Roof: Shingle
  • Water Body Name: Horsehead Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Exterior Features 3 Season Room: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Garage: No

Utilities

  • Cooling: Wall Unit(s)
  • Cooling: Yes
  • Heating: Heat Pump
  • Heating: Yes
  • Laundry Features: Main Level
  • Sewer: Septic Tank
  • Utilities: Cable Available
  • Water Source: Well
  • Water Well: Yes
  • Heat Source:Electric2: Yes

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Water Fea Amenities:Private Frontage: Yes

Lot Info

  • Lot Size Acres: 0.2
  • Lot Size Area: 0.2
  • Lot Dimensions: 50 x 150
  • Lot Size Sq Ft: 8712.0
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 2575.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 21, 2025
Closed on
Aug 21, 2025
Sold by
Ladwig Kathleen M
Bought by
Verhey Jason and Verhey Karen
Seller's Agent
Kathleen Adams
Coldwell Banker Lakes Realty
List Price
$379,000
Sold Price
$269,000
Premium/Discount to List
-$110,000
-29.02%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9907.13%
Original Mortgage
$215,200
Outstanding Balance
$215,200
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$123,463

Purchase Details

Closed on
Dec 20, 2022
Sold by
Ladwig Kathleen M and Klein Kathleen
Bought by
Kathleen M Ladwig Revocable Trust and The Kathleen M Ladwig Revocable Trust Ag

Purchase Details

Closed on
Jan 31, 2012
Sold by
Klein David M and David M Klein Trust
Bought by
Klein Kathleen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
5.5%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Jun 23, 2011
Sold by
Klein David M
Bought by
Irwin Kathleen M
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $269,000 Mt Pleasant Abstract & Title
Warranty Deed $269,000 Mt Pleasant Abstract & Title
Quit Claim Deed -- None Listed On Document
Quit Claim Deed -- None Listed On Document
Warranty Deed -- None Listed On Document
Interfamily Deed Transfer -- Mbt Of West Michigan
Quit Claim Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $215,200 New Conventional
Closed $215,200 New Conventional
Previous Owner $135,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/21/2025 08/21/25 Sold $269,000 0.0% $245 / Sq Ft
08/21/2025 08/21/25 Sold $269,000 -10.0% $245 / Sq Ft
08/20/2025 08/20/25 Pending -- -- --
07/13/2025 07/13/25 Price Changed $299,000 -7.9% $272 / Sq Ft
06/03/2025 06/03/25 Price Changed $324,500 -7.3% $295 / Sq Ft
05/14/2025 05/14/25 Price Changed $349,900 -6.4% $318 / Sq Ft
03/31/2025 03/31/25 Price Changed $374,000 +25.1% $340 / Sq Ft
11/22/2024 11/22/24 For Sale $299,000 -21.1% $272 / Sq Ft
11/22/2024 11/22/24 For Sale $379,000 -- $345 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,558 $127,500 $0 $0
2024 -- $118,500 $0 $0
2023 -- $93,700 $0 $0
2022 $0 $82,700 $0 $0
2021 -- $76,500 $0 $0
2020 -- -- $0 $0
2019 -- -- $0 $0
2018 -- -- $0 $0
2017 -- -- $0 $0
2016 -- -- $0 $0
2014 -- -- $0 $0
2013 -- -- $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 24060608

Southwestern Michigan Association of REALTORS®

APN: 5407-022-048-000