$459,000
SOLD JUN 4, 2025
4 Beds
3.5 Baths
3,863 Sq Ft
0.35 Acres

Recently Sold

$119 Per Sq Ft

2% Above List Price

1 Day on Market

Highlights

  • Waterfront
  • Lake, Pond or Stream
  • Wood Flooring
  • Homestead Senior High School Rated A
  • Vaulted Ceiling
  • Cul-De-Sac

About This Home

As of June 2025

Welcome to this spacious and beautifully maintained 4-bedroom, 3.5-bath home in the sought-after Bridgewater neighborhood. With 3,863 square feet of finished living space—including a full basement—this home offers the perfect blend of comfort, functionality, and scenic views on a peaceful pond lot. Step inside to find soaring vaulted ceilings and large windows that fill the main living area with natural light. The open-concept layout flows seamlessly from the living room into the kitchen, which is outfitted with ample cabinetry, stainless steel appliances, and plenty of counter space—ideal for both everyday living and entertaining. A convenient half bath off the main level is perfect for guests. The main-level primary suite is a true retreat, featuring a generous walk-in closet and a private ensuite with a jetted garden tub, tiled walk-in shower, and dual vanities. Upstairs, you’ll find three additional bedrooms, a full bath, and a versatile loft space that can serve as a home office, reading nook, or play area. The finished basement expands your options even further, with a large rec room, an additional full bath, and a bonus room that could be used as a home gym, guest room, or hobby space. Enjoy the outdoors from your backyard with peaceful views of the pond, and take advantage of all the amenities Bridgewater has to offer. Notably, the roof was replaced just 3 years ago, providing added peace of mind for years to come. This is more than a home—it’s a lifestyle.

Last Agent to Sell the Property

George Raptis

Mike Thomas Assoc., Inc Listed on: 04/11/2025

Mike Thomas Assoc., Inc

Last Buyer's Agent

Alison Rhinehart

Regan & Ferguson Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,585

Year Built

  • Built in 2000

Lot Details

  • 0.35 Acre Lot
  • Lot Dimensions are 116x133
  • Waterfront
  • Cul-De-Sac
  • Landscaped

HOA Fees

  • $20 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Driveway

Home Design

  • Brick Exterior Construction
  • Shingle Roof
  • Asphalt Roof
  • Wood Siding
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Entrance Foyer
  • Living Room with Fireplace
  • Washer and Gas Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Kitchen Island
  • Laminate Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Bathtub With Separate Shower Stall
  • Garden Bath

Finished Basement

  • Basement Fills Entire Space Under The House
  • 1 Bathroom in Basement

Outdoor Features

  • Lake, Pond or Stream
  • Patio

Location

  • Suburban Location

Schools

  • Covington Elementary School
  • Woodside Middle School
  • Homestead High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Assessor Parcel Number 02-11-07-476-002.000-038

Community Details

Overview

  • Bridgewater Subdivision

Recreation

  • Waterfront Owned by Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,585

Year Built

Built in 2000

Lot Details

0

HOA Fees

$20 per month

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 2000
  • Age: 25
  • Style: Two Story
  • Total Number of Rooms: 8
  • Total Number of Rooms Below Grade: 2
  • Bedrooms: 4
  • Number Above Grade Bedrooms: 4
  • Total Bathrooms: 4
  • Total Full Bathrooms: 3
  • Total Number of Half Bathrooms: 1
  • Legal Description: BRIDGEWATER SECTION II LOT 79
  • Parcel Number ID: 02-11-07-476-002.000-038
  • Platted: Yes
  • Amenities: Ceiling-9+, Ceiling-Tray, Ceiling Fan(s), Ceilings-Vaulted, Closet(s) Walk-in, Countertops-Laminate, Countertops-Stone, Dryer Hook Up Gas/Elec, Eat-In Kitchen, Foyer Entry, Jet/Garden Tub, Kitchen Island, Landscaped, Patio Open, Stand Up Shower, Tub and Separate Shower, Tub/Shower Combination, Washer Hook-Up
  • Location: City/Town/Suburb
  • Sp Lp Percent: 102.02
  • Year Taxes Payable: 2025
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 3863
  • Total Finished Sq Ft: 3863
  • Above Grade Finished Sq Ft: 2420
  • Below Grade Finished Sq Ft: 1443
  • Price Per Sq Ft: 189.67
  • Basement: Yes
  • Basement Foundation: Full Basement, Finished
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm, One
  • Fireplace: Yes
  • Flooring: Hardwood Floors, Carpet, Tile
  • Living Great Room: Dimensions: 21x16, On Level: Main
  • Kitchen: Dimensions: 12x10, On Level: Main
  • Breakfast Room: Dimensions: 12x10, On Level: Main
  • Dining Room: Dimensions: 13x11, On Level: Main
  • Recreation Room: Dimensions: 48x22, On Level: Basement
  • Extra Room: Dimensions: 15x13, On Level: Basement
  • Bedroom 1: Dimensions: 16x14, On Level: Main
  • Bedroom 2: Dimensions: 13x11, On Level: Upper
  • Bedroom 3: Dimensions: 13x11, On Level: Upper
  • Bedroom 4: Dimensions: 13x13, On Level: Upper
  • Loft: Dimensions: 18x10, On Level: Upper
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 1443

Exterior Features

  • Exterior: Brick, Vinyl, Wood
  • Roof Material: Asphalt, Shingle
  • Outbuilding1: None
  • Water Features: Assoc

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 3
  • Garage Size: Dimensions: 33x21
  • Garage Sq Ft: 693
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Laundry: Dimensions: Mainx6, On Level: 9
  • Water Type: Pond

Condo/Co-op/Association

  • Association Fees: 245
  • Association Fees Frequency: Annually

Schools

  • School District: MSD of Southwest Allen Cnty
  • Elementary School: Covington
  • Middle School: Woodside
  • High School: Homestead
  • Elementary School: Covington

Lot Info

  • Lot Description: Cul-De-Sac, Waterfront
  • Lot Dimensions: 116X133
  • Estimated Lot Sq Ft: 15428
  • Estimated Lot Size Acres: 0.35
  • Lot Number: 79

Tax Info

  • Annual Taxes: 3585

MLS Schools

  • High School: Homestead
  • Middle School: Woodside
  • School District: MSD of Southwest Allen Cnty

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 11, 2025
Closed on
Jun 3, 2025
Sold by
Fakaros Michael T and Norlund Bridget A
Bought by
Smith Cedric F and Smith Tiffany R
Seller's Agent
George Raptis
Mike Thomas Assoc., Inc
Buyer's Agent
Alison Rhinehart
Regan & Ferguson Group
List Price
$449,900
Sold Price
$459,000
Premium/Discount to List
$9,100
2.02%
Views
63
Current Estimated Value
$461,089

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,089
Avg. Annual Appreciation
1.76%
Original Mortgage
$450,686
Outstanding Balance
$449,529
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
$11,560

Purchase Details

Listed on
Aug 27, 2019
Closed on
Dec 6, 2019
Sold by
Yergler Andrew W and Yergler Jennifer K
Bought by
Fakaros Michael T and Norland Bridget A
Seller's Agent
Tony Ervin
Mike Thomas Assoc., Inc
Buyer's Agent
George Raptis
Mike Thomas Assoc., Inc
List Price
$374,900
Sold Price
$343,000
Premium/Discount to List
-$31,900
-8.51%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.44%
Original Mortgage
$332,710
Interest Rate
3.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 28, 2011
Sold by
Saleem Abbas A and Saleem Jennifer A
Bought by
Yergler Andrew W and Yergler Jennifer K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,200
Interest Rate
3.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 13, 2009
Sold by
Huang Ran and Sun Naiwei
Bought by
Saleem Abbas A and Saleem Jennifer A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
4.91%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 28, 2006
Sold by
Cartus Financial Corp
Bought by
An Ran Huang and Sun Naiwei

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,000
Interest Rate
6.58%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 10, 2006
Sold by
Miller Jon R and Miller Ragnhildur Ruriksdottir
Bought by
Cartus Financial Corp

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,000
Interest Rate
6.58%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 12, 2003
Sold by
Vanlaecker Michele L
Bought by
Miller Jon R and Miller Ragnhildur Ruriksdottir

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,000
Interest Rate
5.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 23, 2002
Sold by
Vanlaecke Dave L
Bought by
Vanlaecke Michele L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,000
Interest Rate
7.62%

Purchase Details

Closed on
Nov 9, 2001
Sold by
Sterling Homes Inc
Bought by
Vanlaecke Dave L and Vanlaecke Michele L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,000
Interest Rate
6.69%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed $343,000 Renaissance Title
Warranty Deed -- Security Title
Warranty Deed -- Riverbend Title
Corporate Deed -- Titan Title Services Llc
Warranty Deed -- Titan Title Services Llc
Warranty Deed -- Metropolitan Title In Llc
Interfamily Deed Transfer -- Title Express
Corporate Deed -- Commonwealth/Dreibelbiss Tit
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $450,686 FHA
Previous Owner $332,710 New Conventional
Previous Owner $200,000 New Conventional
Previous Owner $63,000 Credit Line Revolving
Previous Owner $45,000 Credit Line Revolving
Previous Owner $175,000 New Conventional
Previous Owner $200,000 New Conventional
Previous Owner $200,000 Construction
Previous Owner $171,200 New Conventional
Previous Owner $180,000 Purchase Money Mortgage
Previous Owner $30,000 Credit Line Revolving
Previous Owner $196,000 Purchase Money Mortgage
Previous Owner $196,000 Purchase Money Mortgage
Previous Owner $196,000 Purchase Money Mortgage
Previous Owner $216,000 No Value Available
Previous Owner $184,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/04/2025 06/04/25 Sold $459,000 +2.0% $119 / Sq Ft
04/12/2025 04/12/25 Pending -- -- --
04/11/2025 04/11/25 For Sale $449,900 +31.2% $116 / Sq Ft
12/06/2019 12/06/19 Sold $343,000 -2.0% $89 / Sq Ft
11/02/2019 11/02/19 Pending -- -- --
10/26/2019 10/26/19 Price Changed $349,900 -2.8% $91 / Sq Ft
09/30/2019 09/30/19 Price Changed $359,900 -2.7% $93 / Sq Ft
09/13/2019 09/13/19 Price Changed $369,900 -1.3% $96 / Sq Ft
08/27/2019 08/27/19 For Sale $374,900 -- $97 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,336 $433,100 $75,200 $357,900
2023 $3,286 $426,600 $75,200 $351,400
2022 $2,743 $372,600 $75,200 $297,400
2021 $2,575 $339,400 $75,200 $264,200
2020 $2,656 $338,300 $75,200 $263,100
2019 $2,358 $300,500 $75,200 $225,300
2018 $2,184 $283,800 $75,200 $208,600
2017 $2,199 $269,800 $75,200 $194,600
2016 $2,147 $260,400 $80,000 $180,400
2014 $2,109 $255,800 $65,500 $190,300
2013 $2,284 $262,400 $73,700 $188,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202512406

Indiana Regional MLS

APN: 02-11-07-476-002.000-038