Seller's Agent in 2025
Deb Polise
Berkshire Hathaway Home
(317) 695-0809
6 in this area
138 Total Sales
14492 Cotswold Ln Carmel, IN 46033
East Carmel Neighborhood
4
Beds
2.5
Baths
2,942
Sq Ft
8,276
Sq Ft Lot
Highlights
- Mature Trees
- Deck
- Traditional Architecture
- Cherry Tree Elementary School Rated A
- Vaulted Ceiling
- Separate Formal Living Room
About This Home
As of July 2025Charming Covered Front Porch Greets you at this Brilliantly Designed 4BD, 2.5BA Hm w/Oversized Gar + FIN Bsmt offering Comfort + Functionality! Sunny & Open Kit w/NEW Quartz Cntrs, Luxury Vinyl Tile Flrs + Custom Brkfst Bar! Updated Kit seamlessly Opens to Spacious Family Rm w/Beautiful Frplc! LVP Flrs showcase Family, Dining + Living Rm-providing Durability & Style! Hm is Filled w/Natural light, thanks to Newer Windows! NEW Carpet Upstairs! Owner's Ste w/Vltd Clgs + NEW Quartz Cntrs! Conven Upstairs Laundry Area! Fin Bsmt w/Office, Rec + Exercise Rm! Multi-Lvl Deck Overlooks Priv Fncd Bkyd surrounded by Mature Trees Offers a Peaceful Retreat! Close to Parks/Trails/Splash Pads/Shopping & Restaurants! Award-Winning Schools!
Last Agent to Sell the Property
Berkshire Hathaway Home License #RB14038742 Listed on: 06/13/2025
Last Buyer's Agent
Kristin Rafferty-Burdine
eXp Realty, LLC
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,976
Year Built
- Built in 1995
Lot Details
- 8,276 Sq Ft Lot
- Mature Trees
HOA Fees
- $44 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Storage or Cabinetry
- Garage Door Opener
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 2-Story Property
- Woodwork
- Vaulted Ceiling
- Paddle Fans
- Wood Burning Fireplace
- Entrance Foyer
- Family Room with Fireplace
- Separate Formal Living Room
- Pull Down Stairs to Attic
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Electric Oven
- Built-In Microwave
- Free-Standing Freezer
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
Laundry
- Laundry on upper level
- Dryer
- Washer
Finished Basement
- Sump Pump
- Basement Storage
- Natural lighting in basement
Outdoor Features
- Deck
- Covered Patio or Porch
Schools
- Cherry Tree Elementary School
- Clay Middle School
Utilities
- Forced Air Heating and Cooling System
- Electric Water Heater
- Water Softener is Owned
- High Speed Internet
Community Details
- Association fees include home owners, insurance, maintenance, snow removal, trash
- Association Phone (317) 706-1706
- Ashmore Trace Subdivision
- Property managed by Armour Property Mgt
Listing and Financial Details
- Legal Lot and Block 48 / 22
- Assessor Parcel Number 291022002048000018
- Seller Concessions Not Offered
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 13, 2025
Closed on
Aug 26, 2025
Sold by
Kirschner Mark Joseph
Bought by
Gonzalez Alejandra Garcia
Seller's Agent
Deb Polise
Berkshire Hathaway Home
Buyer's Agent
Kristin Rafferty-Burdine
eXp Realty, LLC
List Price
$469,000
Sold Price
$457,000
Premium/Discount to List
-$12,000
-2.56%
Views
36
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,608
Avg. Annual Appreciation
5.23%
Original Mortgage
$457,000
Outstanding Balance
$456,211
Interest Rate
6.75%
Mortgage Type
Seller Take Back
Estimated Equity
$11,397
Purchase Details
Listed on
Jun 13, 2025
Closed on
Jul 22, 2025
Sold by
White Matthew J and White Kelley E
Bought by
Kirschner Mark Joseph
Seller's Agent
Deb Polise
Berkshire Hathaway Home
Buyer's Agent
Kristin Rafferty-Burdine
eXp Realty, LLC
List Price
$469,000
Sold Price
$457,000
Premium/Discount to List
-$12,000
-2.56%
Views
36
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$457,000
Outstanding Balance
$456,211
Interest Rate
6.75%
Mortgage Type
Seller Take Back
Estimated Equity
$11,397
Purchase Details
Listed on
Aug 15, 2014
Closed on
Jun 1, 2015
Sold by
Reimann Cathy L
Bought by
White Matthew J and White Kelley E
Seller's Agent
Tim Bowman
Keller Williams Indy Metro NE
Buyer's Agent
Deb Polise
Berkshire Hathaway Home
List Price
$244,900
Sold Price
$240,000
Premium/Discount to List
-$4,900
-2%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.55%
Original Mortgage
$235,653
Interest Rate
4.12%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 12, 2006
Sold by
Mcelroy Michael P
Bought by
Reimann Cathy L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,200
Interest Rate
6.33%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Dec 5, 2003
Sold by
Seland Trond G and Seland Laurie A
Bought by
Mcelroy Michael P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$211,500
Interest Rate
6.1%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 11, 2001
Sold by
Seland Laurie A
Bought by
Seland Trond G and Seland Laurie A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,000
Interest Rate
6.92%
Mortgage Type
Balloon
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | None Listed On Document | |
| Warranty Deed | -- | Indiana Home Title | |
| Warranty Deed | -- | Chicago Title Co Llc | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | -- | -- | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $457,000 | Seller Take Back | |
| Previous Owner | $235,653 | FHA | |
| Previous Owner | $181,200 | Fannie Mae Freddie Mac | |
| Previous Owner | $211,500 | Purchase Money Mortgage | |
| Previous Owner | $144,000 | Balloon |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/24/2025 07/24/25 | Sold | $457,000 | -0.4% | $155 / Sq Ft | |
| 06/28/2025 06/28/25 | Pending | -- | -- | -- | |
| 06/27/2025 06/27/25 | Price Changed | $459,000 | -2.1% | $156 / Sq Ft | |
| 06/13/2025 06/13/25 | For Sale | $469,000 | +95.4% | $159 / Sq Ft | |
| 06/01/2015 06/01/15 | Sold | $240,000 | 0.0% | $82 / Sq Ft | View Prior Sale |
| 03/15/2015 03/15/15 | Pending | -- | -- | -- | |
| 09/24/2014 09/24/14 | Price Changed | $239,900 | -2.0% | $82 / Sq Ft | |
| 08/15/2014 08/15/14 | For Sale | $244,900 | -- | $83 / Sq Ft |
Source: MIBOR Broker Listing Cooperative®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,976 | $376,700 | $78,500 | $298,200 |
| 2023 | $3,976 | $376,700 | $78,500 | $298,200 |
| 2022 | $3,499 | $309,100 | $75,500 | $233,600 |
| 2021 | $2,960 | $267,900 | $75,500 | $192,400 |
| 2020 | $2,817 | $257,200 | $75,500 | $181,700 |
| 2019 | $2,664 | $247,600 | $51,700 | $195,900 |
| 2018 | $2,471 | $234,900 | $51,700 | $183,200 |
| 2017 | $2,429 | $232,300 | $51,700 | $180,600 |
| 2016 | $2,366 | $225,800 | $51,700 | $174,100 |
| 2014 | $1,954 | $203,200 | $42,500 | $160,700 |
| 2013 | $1,954 | $197,000 | $42,500 | $154,500 |
Source: Public Records
Agents Affiliated with this Home
-
Deb Polise
-
K
Buyer's Agent in 2025
Kristin Rafferty-Burdine
eXp Realty, LLC
-
T
Seller's Agent in 2015
Tim Bowman
Keller Williams Indy Metro NE
Map
Source: MIBOR Broker Listing Cooperative®
MLS Number: 22044510
APN: 29-10-22-002-048.000-018
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