145 Andreas St Winter Haven, FL 33881
Lake Lucerne Neighborhood
3
Beds
2
Baths
1,506
Sq Ft
5,502
Sq Ft Lot
Highlights
- Solid Surface Countertops
- 2 Car Attached Garage
- Walk-In Closet
- Family Room Off Kitchen
- Eat-In Kitchen
- Living Room
About This Home
As of August 2025Welcome to Winter Haven's Lucerne Park Reserve! This home built in 2020 features 3 bedrooms, 2 bathrooms, a 2-car garage, and a partially fenced backyard! A convenient split floor plan greets you at the entry with the secondary bedrooms sharing a full bathroom directly to your left. Step further into this charming home and find yourself in the kitchen/family room combination with warm wood cabinets, modern gray counters and closet pantry. The size-able center island gives the perfect spot for casual entertaining or barstools and homework. Don't miss the fact that there is also an eat in area for dining. The primary suite is directly off the family room and includes a walk in closet, a double vanity, garden tub and walk in shower. Great central location close to shopping, restaurants and interstate. It's good to be home! Case #098-059355 Go to www.hudhomestore.gov for bid timeline, disclosures, read property condition report & other forms. FHA financing is available IE (Insured Escrow) FHA 203k Loan eligible if buyer chooses, but is subject to buyers FHA appraisal. Buyer selects closing agent/firm. This home is owned by HUD- Housing of Urban Development. “All properties sold ‘as is’ without any guarantee or warranty by the seller”. All buyers must be accompanied in by a representing RE agent. All measurements are estimates. 30 day owner occupant first look period.
Last Agent to Sell the Property
CARTER COMPANY REALTORS Brokerage Phone: 813-661-4700 License #679686 Listed on: 02/09/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 2020
Lot Details
- 5,502 Sq Ft Lot
- North Facing Home
- Vinyl Fence
- Landscaped with Trees
HOA Fees
- $17 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Slab Foundation
- Shingle Roof
- Stucco
Interior Spaces
- 1,506 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Sliding Doors
- Family Room Off Kitchen
- Living Room
- Laundry in unit
Kitchen
- Eat-In Kitchen
- Solid Surface Countertops
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Schools
- Lake Alfred Elementary School
- Daniel Jenkins Academy Of Technology Middle School
- Haines City Senior High School
Utilities
- Central Heating and Cooling System
- Thermostat
- High Speed Internet
- Cable TV Available
Community Details
- Lucerne Park Hoa/Vesta Property Services Association, Phone Number (407) 872-7608
- Lucerne Park Reserve Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 127
- Assessor Parcel Number 26-28-02-522103-001270
- $2,691 per year additional tax assessments
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Dec 11, 2024
Sold by
Loandepotcom Llc
Bought by
Secretary Of Housing And Urban Development
Purchase Details
Closed on
Aug 13, 2024
Sold by
Neal Victoria O
Bought by
Loandepotcom Llc
Purchase Details
Listed on
Sep 8, 2020
Closed on
Dec 30, 2020
Sold by
Meritage Homes Of Florida Inc
Bought by
Neal Victoria O
Seller's Agent
Tatiana Souza
MERITAGE HOMES OF FL REALTY
Buyer's Agent
Antoinette Guillopo
INVESTOR'S REAL ESTATE LLC
List Price
$215,180
Sold Price
$220,180
Premium/Discount to List
$5,000
2.32%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.45%
Original Mortgage
$216,191
Interest Rate
2.7%
Mortgage Type
FHA
Similar Homes in Winter Haven, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $100 | None Listed On Document | |
| Special Warranty Deed | $100 | None Listed On Document | |
| Certificate Of Transfer | $166,100 | -- | |
| Special Warranty Deed | $220,200 | Carefree Title Agency Inc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $216,191 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/05/2025 08/05/25 | Sold | $183,199 | -21.4% | $122 / Sq Ft |
| 06/13/2025 06/13/25 | Pending | -- | -- | -- |
| 06/06/2025 06/06/25 | Price Changed | $233,100 | -10.0% | $155 / Sq Ft |
| 02/09/2025 02/09/25 | For Sale | $259,000 | +17.6% | $172 / Sq Ft |
| 12/30/2020 12/30/20 | Sold | $220,180 | 0.0% | $148 / Sq Ft |
| 10/05/2020 10/05/20 | Pending | -- | -- | -- |
| 09/22/2020 09/22/20 | Price Changed | $220,180 | +2.3% | $148 / Sq Ft |
| 09/08/2020 09/08/20 | For Sale | $215,180 | -- | $144 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,020 | $231,394 | $50,000 | $181,394 |
| 2023 | $7,104 | $233,683 | $48,000 | $185,683 |
| 2022 | $6,218 | $173,666 | $0 | $0 |
| 2021 | $5,493 | $157,878 | $36,000 | $121,878 |
| 2020 | $2,158 | $5,226 | $5,226 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Trish Carter
CARTER COMPANY REALTORS
(813) 695-2498
1 in this area
242 Total Sales
-
M
Buyer's Agent in 2025
Marco Geris
LPT REALTY, LLC
(727) 709-1692
1 in this area
1 Total Sale
-
Seller's Agent in 2020
Tatiana Souza
MERITAGE HOMES OF FL REALTY
(813) 703-8860
72 in this area
4,147 Total Sales
-
A
Buyer's Agent in 2020
Antoinette Guillopo
INVESTOR'S REAL ESTATE LLC
(321) 800-8144
1 in this area
10 Total Sales
Map
Source: Stellar MLS
MLS Number: TB8347944
APN: 26-28-02-522103-001270
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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