$320,000
SOLD MAY 6, 2025
4 Beds
2 Baths
1,830 Sq Ft
10,019 Sq Ft Lot

Recently Sold

$175 Per Sq Ft

5% Above List Price

53 Days on Market

Highlights

  • Colonial Architecture
  • Attic
  • Property is near shops
  • Covered Deck
  • 1 Fireplace
  • Central Air

About This Home

As of May 2025

Welcome to 145 Geddes Terrace, a spacious 4-bedroom, 2-bath colonial in Waterbury's sought-after Town Plot area. This versatile home offers space for extended family, in-law living, rental income potential, or an easy conversion back to a traditional single-family home. Built in 1899 and fully remodeled in 1986, this home blends historic charm with modern updates. The first floor features a 2 bedroom in-law suite with a kitchen, full bath, and a convenient main-floor washer and dryer. Step outside to a screened-in porch and Trex deck, both overlooking a beautifully manicured backyard. Upstairs, you'll find two additional bedrooms, a kitchen, a full bath, and cozy propane fireplace. Enjoy central air on and heated kitchen floors on the second floor for extra comfort. The heated basement with high ceilings offers great potential for an additional finished living space. There is also an attic and an ample storage space throughout the home. Located just minutes from I-84 and Route 8, hospitals, schools, restaurants and parks, this move-in-ready home offers endless possibilities. Schedule your showing today!

Last Agent to Sell the Property

Monique Jacobs

RE/MAX RISE License #RES.0823403 Listed on: 02/23/2025

RE/MAX RISE

Last Buyer's Agent

Courtney McManus

The Agency License #REB.0794144

The Agency

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,385

Year Built

  • Built in 1899

Lot Details

  • 10,019 Sq Ft Lot
  • Level Lot
  • Property is zoned RL

Parking

  • Parking Deck

Home Design

  • Colonial Architecture
  • Stone Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 1,830 Sq Ft Home
  • 1 Fireplace
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Attic or Crawl Hatchway Insulated
  • Laundry on main level

Kitchen

  • Oven or Range
  • Range Hood
  • Microwave

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Schools

  • B. W. Tinker Elementary School
  • John F. Kennedy High School

Utilities

  • Central Air
  • Hot Water Heating System
  • Heating System Uses Natural Gas
  • Heating System Uses Oil Above Ground
  • Heating System Uses Propane
  • Bottled Gas Heating
  • 60 Gallon+ Propane Water Heater
  • Hot Water Circulator

Additional Features

  • Covered Deck
  • Property is near shops

Listing and Financial Details

  • Assessor Parcel Number 1394452

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,385

Year Built

Built in 1899

Lot Details

0

Listing Details

  • Neighborhood: Town Plot
  • Property Type: Single Family For Sale
  • Style: Colonial
  • Sq Ft Est Heated Above Grade: 1830
  • Total Sq Ft: 1830
  • Year Built: 1899
  • New Construction: No/Resale
  • Nearby Amenities: Medical Facilities, Park, Playground/Tot Lot, Private School(s), Shopping/Mall
  • In Law Access: First Floor
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Directions: GPS
  • Financing Used: Conventional Fixed
  • In Law Apartment: Yes
  • Living Area Sq Ft Per Public Record: 1830
  • Street Type: Terrace
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 4
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Fireplaces: 1
  • Attic Description: Access Via Hatch
  • Basement Description: Full, Unfinished, Full With Hatchway
  • Appliances: Oven/Range, Microwave, Range Hood, Refrigerator
  • Laundry Room Info: Main Level
  • Attic: Yes
  • Street Number Modifier: 145

Exterior Features

  • Exterior Features: Deck, Covered Deck
  • Exterior Siding: Vinyl Siding
  • Foundation Type: Stone
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Not Applicable
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Garage And Parking: None

Utilities

  • Cooling System: Central Air
  • Heat Type: Hot Water
  • Heat Fuel Type: Bottle Gas, Natural Gas, Propane
  • Fuel Tank Location: Above Ground
  • Hot Water Description: Electric, Propane, 80 Gallon Tank
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Schools

  • Elementary School: B. W. Tinker
  • High School: John F. Kennedy

Lot Info

  • Acres: 0.23
  • Lot Description: Level Lot
  • Zoning: RL
  • Parcel #: 1394452

Tax Info

  • Tax Year: July 2024-June 2025
  • Property Tax: 6385
  • Total Assessed Value: 129150
  • Mil Rate Total: 49.44

MLS Schools

  • Elementary School: B. W. Tinker
  • High School: John F. Kennedy

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 23, 2025
Closed on
May 6, 2025
Sold by
Slywka Roseann C
Bought by
Rennes Michelle
Seller's Agent
Monique Jacobs
RE/MAX RISE
Buyer's Agent
Courtney McManus
The Agency
List Price
$305,000
Sold Price
$320,000
Premium/Discount to List
$15,000
4.92%
Views
34
Current Estimated Value
$318,819

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,181
Avg. Annual Appreciation
-0.92%
Original Mortgage
$272,000
Outstanding Balance
$271,037
Interest Rate
6.65%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$47,782

Purchase Details

Closed on
Sep 16, 2013
Sold by
Thompson John
Bought by
Thompson John
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $320,000 None Available
Warranty Deed $320,000 None Available
Quit Claim Deed -- --
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $272,000 Purchase Money Mortgage
Closed $272,000 Purchase Money Mortgage
Previous Owner $92,000 No Value Available
Previous Owner $53,000 No Value Available
Previous Owner $49,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/06/2025 05/06/25 Sold $320,000 +4.9% $175 / Sq Ft
04/24/2025 04/24/25 Pending -- -- --
03/01/2025 03/01/25 For Sale $305,000 -- $167 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,809 $129,150 $21,840 $107,310
2024 $6,385 $129,150 $21,840 $107,310
2023 $6,999 $129,150 $21,840 $107,310
2022 $4,907 $81,500 $21,830 $59,670
2021 $4,907 $81,500 $21,830 $59,670
2020 $4,907 $81,500 $21,830 $59,670
2019 $4,907 $81,500 $21,830 $59,670
2018 $4,907 $81,500 $21,830 $59,670
2017 $4,484 $74,470 $21,830 $52,640
2016 $4,484 $74,470 $21,830 $52,640
2015 $4,336 $74,470 $21,830 $52,640
2014 $4,336 $74,470 $21,830 $52,640
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 24071926

SmartMLS

APN: WATE-000459-001087-000089