$699,900

145 Montana Del Lago Dr Unit 134 Rancho Santa Margarita, CA 92688

Estimated payment $4,478/month

Total Views 10
2 Beds
2 Baths
886 Sq Ft
$790 Price per Sq Ft

Highlights

  • Lake Front
  • In Ground Pool
  • Primary Bedroom Suite
  • Trabuco Mesa Elementary School Rated A
  • No Units Above
  • 3-minute walk to Rancho Santa Margarita Lake Park

About This Home

As Is - Lake Front Condo With Spectacular Views Of Lake, Mountains & Shopping Center.

Listing Agent

Christina Ford

Ford Realty Group Brokerage Phone: 949-922-3673 License #00917868 Listed on: 11/18/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,518

Year Built

  • Built in 1993

Lot Details

  • Lake Front
  • No Units Above
  • Two or More Common Walls
  • East Facing Home
  • Wood Fence
  • No Landscaping

HOA Fees

Parking

  • 1 Car Garage
  • Parking Available
  • Single Garage Door
  • Garage Door Opener
  • No Driveway
  • Parking Permit Required

Property Views

  • Lake
  • Panoramic
  • City Lights
  • Mountain
  • Neighborhood
  • Courtyard

Home Design

  • Mediterranean Architecture
  • Entry on the 1st floor
  • Slab Foundation
  • Tile Roof
  • Stucco

Interior Spaces

  • 886 Sq Ft Home
  • 2-Story Property
  • High Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Shutters
  • Window Screens
  • Sliding Doors
  • Entryway
  • Living Room with Fireplace
  • Dining Room

Kitchen

  • Gas Oven
  • Gas Cooktop
  • Free-Standing Range
  • Microwave
  • Dishwasher
  • Pots and Pans Drawers
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • All Upper Level Bedrooms
  • Primary Bedroom Suite
  • 2 Full Bathrooms
  • Makeup or Vanity Space
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Washer Hookup

Home Security

Pool

  • In Ground Pool
  • In Ground Spa

Outdoor Features

  • Access To Lake
  • Balcony
  • Patio
  • Exterior Lighting
  • Front Porch

Location

  • Property is near a park
  • Suburban Location

Schools

  • Trabuco Mesa Elementary School
  • Rancho Santa Margarita Middle School
  • Trabuco Hills High School

Utilities

  • Forced Air Heating and Cooling System
  • Gas Water Heater
  • Sewer Paid
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 3
  • Tax Tract Number 13666
  • Assessor Parcel Number 93083089
  • Seller Considering Concessions

Community Details

Overview

  • 124 Units
  • Montana Del Lago Association, Phone Number (714) 285-2626
  • First Service Association, Phone Number (949) 448-6000
  • The Management Trust HOA
  • Built by RGC
  • Montana Del Lago Subdivision, B View Floorplan
  • Maintained Community
  • Community Lake

Amenities

  • Outdoor Cooking Area
  • Community Barbecue Grill
  • Picnic Area

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Sport Court
  • Community Playground
  • Community Pool
  • Community Spa
  • Hiking Trails
  • Bike Trail

Security

  • Carbon Monoxide Detectors

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,518

Year Built

Built in 1993

Lot Details

0

HOA Fees

$572 per month

Parking

1

Listing Details

  • Structure Type: Multi Family
  • Assessments: Yes
  • Property Attached: Yes
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Security: Carbon Monoxide Detector(s)
  • Subdivision Name Other: Montana Del Lago (MDL)
  • View: Yes
  • Architectural Style: Mediterranean
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Parcel Number: 93083089
  • Year Built: 1993
  • AgentOnly_SellerConsiderConcessionYN: Yes
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 886.00 Square Feet
  • Interior Amenities: Balcony, Ceiling Fan(s), High Ceilings
  • Stories: 2
  • Common Walls: 2+ Common Walls, No One Above
  • Flooring: Carpet, Vinyl
  • Appliances: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Sliding Doors
  • Eating Area: Dining Room
  • Entry Level: 1
  • Fireplace Features: Living Room, Gas, Gas Starter
  • Levels: Three Or More
  • Price Per Square Foot: 789.95
  • Room Type: All Bedrooms Up, Entry, Living Room, Primary Bathroom, Primary Bedroom, Primary Suite
  • Spa Features: Association, Community, In Ground
  • Window Features: Screens, Shutters
  • Bathroom Features: Bathtub, Shower In Tub, Vanity Area
  • Room Kitchen Features: Pots & Pan Drawers

Exterior Features

  • Patio: Yes
  • Direction Faces: East
  • Foundation: Slab
  • Exterior Features: Lighting
  • View: City Lights, Courtyard, Lake, Mountain(s), Neighborhood, Panoramic
  • Fence: Yes
  • Fencing: Wood
  • Builder Name: RGC
  • Patio And Porch Features: Front Porch
  • Pool Features: Association, Community, In Ground
  • Pool Private: No
  • Roof: Tile
  • Spa: Yes
  • Construction Materials: Stucco

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.00
  • Parking: Yes
  • Parking Features: Garage, Garage - Single Door, Garage Door Opener, No Driveway, Permit Required
  • Total Parking Spaces: 1.00

Utilities

  • Utilities: Cable Available, Electricity Available, Electricity Connected, Phone Available, Sewer Available, Sewer Connected, Water Available, Water Connected
  • Heating: Yes
  • Laundry: Yes
  • Appliances: Dishwasher, Free-Standing Range, Disposal, Gas Oven, Gas Range, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Water Heater
  • Heating Type: Fireplace(s), Forced Air
  • Laundry Features: In Closet, Inside, Washer Hookup
  • Sewer: Public Sewer, Sewer Paid
  • Water Source: Public
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Association: SAMLARC
  • Amenities: Pickleball, Pool, Spa/Hot Tub, Barbecue, Outdoor Cooking Area, Picnic Area, Playground, Tennis Court(s), Sport Court, Biking Trails, Hiking Trails, Maintenance Grounds, Trash, Sewer
  • Association Fee: 485.00
  • Association #2 Fee: 87.00
  • Association #2 Fee Frequency: Monthly
  • Association Fee Frequency: Monthly
  • Association Name: Montana Del Lago
  • Phone: 714-285-2626
  • Association Phone #2: 949-448-6000
  • Senior Community: No
  • Common Interest: Condominium
  • Community Features: Biking, Curbs, Hiking, Lake, Sidewalks, Street Lights, Suburban
  • Association Management: The Management Trust
  • Association Management 2: First Service

Schools

  • Elementary School: Trabuco Mesa
  • High School: Trabuco Hills
  • Middle Or Junior School: Rancho Santa Margarita
  • Elementary School #2: TRAMES
  • High School2: TRAHIL

Lot Info

  • Additional Parcels: No
  • Land Lease: No
  • Lot Features: No Landscaping, Park Nearby
  • Lot Size Sq Ft: 28782.00
  • Lot Size Acres: 0.6607

Multi Family

  • Lease Considered: No
  • Lot Size Area: 28782.0000 Square Feet
  • Number Of Units In Community: 124
  • Number Of Units Total: 1
  • Waterfront Features: Lake, Lake Front

Tax Info

  • Tax Lot: 3
  • Tax Model: B
  • Tax Tract: Montana Del Lago
  • Tax Tract Number: 13666

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,518 $245,905 $116,026 $129,879
2024 $2,518 $241,084 $113,751 $127,333
2023 $2,461 $236,357 $111,520 $124,837
2022 $2,418 $231,723 $109,333 $122,390
2021 $2,006 $227,180 $107,189 $119,991
2020 $2,353 $224,851 $106,090 $118,761
2019 $2,521 $220,443 $104,010 $116,433
2018 $2,482 $216,121 $101,971 $114,150
2017 $2,489 $211,884 $99,972 $111,912
2016 $2,707 $207,730 $98,012 $109,718
2015 $2,784 $204,610 $96,540 $108,070
2014 $2,734 $200,602 $94,648 $105,954
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/18/2025 11/18/25 For Sale $699,900 -- $790 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Grant Deed $160,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $37,845 New Conventional
Open $143,900 No Value Available
Source: Public Records

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: OC25251947

California Regional Multiple Listing Service (CRMLS)

APN: 930-830-89

California Orange County Rancho Santa Margarita 92688

145 Montana Del Lago Dr Unit 134, Rancho Santa Margarita, CA

For Sale

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

California Regional Multiple Listing Service (CRMLS) The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.

Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

Nearby Homes
Christina Ford
Listing Agent
Christina Ford
Section Image
Ford Realty Group
(949) 694-3342