NOT LISTED FOR SALE

14554 Charters Bluff Trail Midlothian, VA 23114

Midlothian Area

Estimated Value: $501,000 - $587,000

3 Beds
2.5 Baths
2,326 Sq Ft
$239/Sq Ft Est. Value

Sale Details

Date Sold: May 12, 2025

Last sale price $515,000 $221 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $3,470 / mo

5 Days on Market

Highlights

  • Pool
  • Clubhouse
  • Transitional Architecture
  • J B Watkins Elementary School Rated A-
  • Deck
  • 5-minute walk to Colony Park

About This Home

As of May 2025

Beautiful 3-bedroom, 2.5-bath home in the highly desirable Charter Colony neighborhood. Freshly painted interior and brand-new carpet throughout. As you enter, a versatile front room offers space for a formal dining area or home office. The light-filled family room features soaring cathedral ceilings, dramatic two-story windows, and a floor-to-ceiling stone gas fireplace. It flows seamlessly into the spacious eat-in kitchen with granite countertops, an island, stainless steel appliances, gas cooking and a sunny dining area. The main level also includes a laundry room and powder room for added convenience. Upstairs, the generous primary suite offers a walk-in closet and ensuite bath with double vanity, soaking tub, and separate shower. Two additional bedrooms and a full hall bath complete the second floor. Outside, enjoy a newly upgraded deck with Trex decking and metal railings, plus a fully fenced yard. Charter Colony amenities include pools, tennis, pickleball, basketball, playgrounds, and more—all just minutes from shopping, dining, and quick access to Route 288.

Last Agent to Sell the Property

Megan Napier

Napier REALTORS ERA License #0225218045 Listed on: 04/08/2025

Napier REALTORS ERA

Last Buyer's Agent

Melissa Freedman

Five Star Real Estate License #0225268197

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,154

Year Built

  • Built in 2008

Lot Details

  • 10,672 Sq Ft Lot
  • Back Yard Fenced
  • Sloped Lot
  • Zoning described as R9

HOA Fees

  • $89 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Driveway

Home Design

  • Transitional Architecture
  • Brick Exterior Construction
  • Fire Rated Drywall
  • Frame Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,326 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Stone Fireplace
  • Gas Fireplace
  • Dining Area
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Partially Carpeted
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Pool

Outdoor Features

  • Deck

Schools

  • Watkins Elementary School
  • Midlothian Middle School
  • Midlothian High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Listing and Financial Details

  • Tax Lot 50
  • Assessor Parcel Number 724-70-52-91-800-000

Community Details

Overview

  • Berkley Place Subdivision

Amenities

  • Common Area
  • Clubhouse

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,154

Year Built

Built in 2008

Lot Details

10,672 Sq Ft Lot

HOA Fees

$89 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2008
  • Property Attached Yn: No
  • Lot Size Acres: 0.245
  • Ownership: Individuals
  • Subdivision Name: Berkley Place
  • Above Grade Finished Sq Ft: 2326.0
  • Architectural Style: Two Story, Transitional
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Approximate
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Partially Carpeted, Tile, Wood
  • Basement: Crawl Space
  • Appliances: Cooktop, Dishwasher, Gas Cooking, Disposal, Gas Water Heater, Microwave, Oven, Range, Water Heater
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Gas, Stone
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Cathedral Ceiling(s), Dining Area, Eat-in Kitchen, Granite Counters, High Ceilings, Kitchen Island
  • Living Area: 2326.0
  • Stories: 2
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: Back Yard, Fenced
  • Lot Features: Sloped
  • Pool Features: Pool, Community
  • Waterfront: No
  • Construction Type: Brick, Drywall, Frame, Vinyl Siding
  • Exterior Features: Deck, Paved Driveway
  • Patio And Porch Features: Deck
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Direct Access, Driveway, Garage, Paved

Utilities

  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air, Electric
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Common Grounds/Area, Clubhouse, Home Owners Association, Pool
  • Association Fee: 267.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Clubhouse, Common Areas, Pool(s)

Schools

  • Middle Or Junior School: Midlothian

Lot Info

  • Topography: Sloping
  • Parcel Number: 724-70-52-91-800-000
  • Zoning Description: R9
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 4154.4
  • Tax Lot: 50

MLS Schools

  • Elementary School: Watkins
  • High School: Midlothian

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 8, 2025
Closed on
May 8, 2025
Sold by
Bought by
Seller's Agent
Megan Napier
Napier REALTORS ERA
Buyer's Agent
Melissa Freedman
Five Star Real Estate
List Price
$485,000
Sold Price
$515,000
Premium/Discount to List
$30,000
6.19%
Views
61
Current Estimated Value
$554,787

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$39,787
Avg. Annual Appreciation
6.63%
Original Mortgage
$515,000
Interest Rate
0.0664%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 15, 2018
Closed on
May 14, 2018
Sold by
Bought by
Seller's Agent
Amy Sinnett
Real Broker LLC
Buyer's Agent
Megan Napier
Napier REALTORS ERA
List Price
$359,500
Sold Price
$359,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.28%
Original Mortgage
$107,850
Interest Rate
0.044%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 26, 2015
Closed on
Jul 20, 2015
Sold by
Bought by
Seller's Agent
Dianne Long
Napier REALTORS ERA
Buyer's Agent
Eli Rich
First Choice Realty
List Price
$349,500
Sold Price
$340,000
Premium/Discount to List
-$9,500
-2.72%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.00%
Original Mortgage
$272,000
Interest Rate
0.0397%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 11, 2008
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$376,754
Interest Rate
0.0617%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 11, 2007
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$515,000 Chicago Title
$359,500 None Available
$340,000 --
$376,754 --
$168,151 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $515,000
Previous Owner $101,000
Previous Owner $107,850
Previous Owner $272,000
Previous Owner $360,000
Previous Owner $376,754
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/12/2025 05/12/25 Sold $515,000 +6.2% $221 / Sq Ft
04/13/2025 04/13/25 Pending -- -- --
04/08/2025 04/08/25 For Sale $485,000 +34.9% $209 / Sq Ft
05/22/2018 05/22/18 Sold $359,500 0.0% $155 / Sq Ft View Prior Sale
03/26/2018 03/26/18 Pending -- -- --
03/24/2018 03/24/18 For Sale $359,500 0.0% $155 / Sq Ft
03/17/2018 03/17/18 Pending -- -- --
03/15/2018 03/15/18 For Sale $359,500 +5.7% $155 / Sq Ft
07/28/2015 07/28/15 Sold $340,000 -2.7% $146 / Sq Ft View Prior Sale
06/08/2015 06/08/15 Pending -- -- --
05/26/2015 05/26/15 For Sale $349,500 -- $150 / Sq Ft
Source: Central Virginia Regional MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,399 $491,500 $106,000 $385,500
2025 $4,399 $472,100 $96,000 $376,100
2024 $4,227 $461,600 $96,000 $365,600
2023 $3,999 $439,500 $96,000 $343,500
2022 $3,613 $392,700 $93,000 $299,700
2021 $3,310 $345,800 $91,000 $254,800
2020 $3,285 $345,800 $91,000 $254,800
2019 $3,276 $344,800 $90,000 $254,800
2018 $3,334 $346,500 $90,000 $256,500
2017 $3,351 $346,500 $90,000 $256,500
2016 $3,258 $339,400 $90,000 $249,400
2015 $3,195 $331,500 $90,000 $241,500
2014 -- $305,600 $80,000 $225,600
Source: Public Records

Agents Affiliated with this Home

  • Megan Napier

    Seller's Agent in 2025

    Megan Napier

    Napier REALTORS ERA

    (804) 314-9935

    171 Total Sales

    Megan Napier
    Section Image
  • Melissa Freedman

    Buyer's Agent in 2025

    Melissa Freedman

    Five Star Real Estate

    (540) 550-7304

    11 Total Sales

    Melissa Freedman
    Section Image
  • Amy Sinnett

    Seller's Agent in 2018

    Amy Sinnett

    Real Broker LLC

    (804) 937-9350

    34 Total Sales

    Amy Sinnett
    Section Image
  • Brent Sinnett

    Seller Co-Listing Agent in 2018

    Brent Sinnett

    Ashton Row Realty

    (804) 651-8604

    19 Total Sales

    Brent Sinnett
    Section Image
  • Dianne Long

    Seller's Agent in 2015

    Dianne Long

    Napier REALTORS ERA

    (804) 334-3041

    104 Total Sales

    Dianne Long
    Section Image
  • Eli Rich

    Buyer's Agent in 2015

    Eli Rich

    First Choice Realty

    (804) 248-4663

    126 Total Sales

    Eli Rich
    Section Image
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Map

Source: Central Virginia Regional MLS

MLS Number: 2508370

Central Virginia Regional MLS

APN: 724-70-52-91-800-000

Virginia Chesterfield County Midlothian 23114

14554 Charters Bluff Trail, Midlothian, VA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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