Seller's Agent in 2025
Adam Taylor
Cummings & Co Realtors
(410) 808-5791
3 in this area
74 Total Sales
4
Beds
4
Baths
2,640
Sq Ft
7,897
Sq Ft Lot
Highlights
- 1 Dock Slip
- Private Water Access
- Colonial Architecture
- Home fronts navigable water
- Scenic Views
- Deck
About This Home
As of August 2025**STUNNING 4-BEDROOM COLONIAL WITH DEEDED BOAT SLIP IN WATER-ORIENTED COMMUNITY!**
WELCOME TO YOUR DREAM HOME IN A PICTURESQUE WATER-ACCESS COMMUNITY ON THE GUNPOWDER RIVER! THIS BEAUTIFULLY MAINTAINED 4-BEDROOM, 4-BATH COLONIAL, BUILT IN 2005, OFFERS THE PERFECT BLEND OF COASTAL CHARM AND MODERN CONVENIENCE—COMPLETE WITH A PRIVATE DEEDED BOAT SLIP JUST STEPS AWAY FOR ENJOYING BOATING, CRABBING, KAYAKING, AND MORE.
STEP INSIDE AND BE CAPTIVATED BY THE LIGHT-FILLED, OPEN-CONCEPT MAIN LEVEL, IDEAL FOR ENTERTAINING AND EVERYDAY LIVING. THE ELEGANT KITCHEN IS A CHEF’S DREAM, FEATURING 42” WHITE CABINETRY, SUBWAY TILE BACKSPLASH, GRANITE COUNTERTOPS, A GAS STOVE, DOUBLE OVENS, CENTER ISLAND, AND TWO DOUBLE PANTRIES FOR AMPLE STORAGE. FLOW SEAMLESSLY INTO THE INVITING LIVING ROOM WITH A COZY GAS FIREPLACE, OR STEP OUT TO THE REAR DECK—PERFECT FOR DINING ALFRESCO OR UNWINDING WITH FRIENDS.
UPSTAIRS, RETREAT TO THE SPACIOUS PRIMARY SUITE WITH TRAY CEILINGS, A LARGE WALK-IN CLOSET, AND A SPA-INSPIRED ENSUITE BATHROOM WITH A WHIRLPOOL TUB. EACH OF THE ADDITIONAL BEDROOMS OFFERS ITS OWN WALK-IN CLOSET AND CEILING FAN.
THE FULLY FINISHED LOWER LEVEL WITH UPDATED LVP FLOORING IS DESIGNED FOR FUN AND FUNCTION, BOASTING A GENEROUS FAMILY AND RECREATION SPACE, IDEAL FOR MOVIE NIGHTS, GAME DAYS, OR A HOME GYM, BEDROOM 4 AND AN ADDITIONAL FULL BATHROOM.
THIS HOME ALSO FEATURES HARDWOOD FLOORS, PLANTATION SHUTTERS IN MOST ROOMS, CROWN MOLDING, AN UPGRADED TRIM PACKAGE, A TWO-CAR ATTACHED GARAGE, AND A STORAGE SHED.
BEYOND THE HOME, ENJOY COMMUNITY ACCESS TO THE GUNPOWDER RIVER AND CLOSE PROXIMITY TO MARINER POINT PARK, JUST ACROSS THE STREET. THE PARK OFFERS BOAT RAMPS, SOFT LAUNCHES, PAVILIONS, PICNIC AREAS, VOLLEYBALL COURTS, WALKING TRAILS, PLAYGROUNDS, AND FISHING PIERS—EVERYTHING YOU NEED FOR OUTDOOR FUN.
.
PEACE OF MIND UPDATES INCLUDE FURNACE 2025, WATER HEATER 12/2023, UPPER FLOOR AND BASEMENT WINDOWS REPALACED IN 2022, AND NEW SHED ROOF 2025.
LOCATED JUST MINUTES FROM BALTIMORE, LOCAL SCHOOLS, MARINAS, SHOPPING, AND DINING, THIS PROPERTY OFFERS A RARE OPPORTUNITY TO ENJOY WATERFRONT LIVING WITH UNMATCHED CONVENIENCE.
THIS HOME HAS IT ALL—SPACE, STYLE, LOCATION, AND LIFESTYLE. DON’T MISS YOUR CHANCE—SCHEDULE YOUR PRIVATE SHOWING TODAY!
Last Agent to Sell the Property
(410) 808-5791 adamtaylorhomes@gmail.com Cummings & Co. Realtors License #RS-0037202 Listed on: 06/28/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,771
Year Built
- Built in 2005
Lot Details
- 7,897 Sq Ft Lot
- Home fronts navigable water
- Cul-De-Sac
- Infill Lot
- Level Lot
- Cleared Lot
- Back Yard
- Deeded Boat Slip No 4: Deed reference liber no. 6481 folio 596
- Property is in good condition
- Property is zoned R3
HOA Fees
- $38 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- 4 Driveway Spaces
- Front Facing Garage
- On-Street Parking
Home Design
- Colonial Architecture
- Frame Construction
- Asphalt Roof
- Stone Siding
- Vinyl Siding
- Concrete Perimeter Foundation
- Stick Built Home
- CPVC or PVC Pipes
Interior Spaces
- Property has 2 Levels
- Traditional Floor Plan
- Chair Railings
- Crown Molding
- Ceiling Fan
- Recessed Lighting
- Fireplace Mantel
- Gas Fireplace
- Double Hung Windows
- Window Screens
- Sliding Doors
- Six Panel Doors
- Mud Room
- Family Room Off Kitchen
- Living Room
- Combination Kitchen and Dining Room
- Recreation Room
- Scenic Vista Views
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Built-In Oven
- Gas Oven or Range
- Built-In Microwave
- Dishwasher
- Kitchen Island
- Upgraded Countertops
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- En-Suite Primary Bedroom
- En-Suite Bathroom
- Walk-In Closet
- Hydromassage or Jetted Bathtub
- Walk-in Shower
Laundry
- Laundry Room
- Laundry on main level
- Electric Front Loading Dryer
- Front Loading Washer
Finished Basement
- Walk-Up Access
- Rear Basement Entry
- Sump Pump
Outdoor Features
- Private Water Access
- River Nearby
- Physical Dock Slip Conveys
- 1 Dock Slip
- Dock made with Treated Lumber
- Deck
- Shed
Utilities
- Forced Air Heating and Cooling System
- Underground Utilities
- 200+ Amp Service
- 60 Gallon+ Electric Water Heater
- Phone Available
- Cable TV Available
Listing and Financial Details
- Tax Lot 3
- Assessor Parcel Number 1301313088
Community Details
Overview
- Association fees include common area maintenance
- Garnett Garth HOA
- Garnett Garth Subdivision
Recreation
- Boat Dock
- Pier or Dock
- 9 Community Slips
- 1 Community Docks
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 28, 2025
Closed on
Aug 6, 2025
Sold by
Pope Christopher Lane and Pope Elizabeth Marie
Bought by
Urness Todd J and Urness Christine
Seller's Agent
Adam Taylor
Cummings & Co. Realtors
Buyer's Agent
Jorge Pimentel
Samson Properties
List Price
$490,000
Sold Price
$472,500
Premium/Discount to List
-$17,500
-3.57%
Views
132
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.29%
Original Mortgage
$448,875
Outstanding Balance
$448,482
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$24,207
Purchase Details
Closed on
Feb 14, 2022
Sold by
Lewis David C
Bought by
Pope Christopher Lane
Purchase Details
Listed on
Apr 28, 2020
Closed on
May 29, 2020
Sold by
Lewis David C
Bought by
Pope Christopher Lane and Pope Elizabeth Marie
Seller's Agent
Jessica Maher
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Jonah Taylor
Keller Williams Realty Centre
List Price
$359,849
Sold Price
$360,000
Premium/Discount to List
$151
0.04%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.24%
Original Mortgage
$368,280
Interest Rate
3.3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 28, 2019
Sold by
Hoover Phyllis A
Bought by
Lewis David C
Purchase Details
Closed on
Jan 14, 2005
Sold by
Mcgrady Leonard E
Bought by
Hoover Garland N and Hoover Phyllis A
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $472,500 | Old Republic National Title In | |
| Deed | $472,500 | Old Republic National Title In | |
| Deed | -- | New Title Company Name | |
| Deed | $360,000 | Assurance Title Llc | |
| Deed | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $100,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $448,875 | New Conventional | |
| Closed | $448,875 | New Conventional | |
| Previous Owner | $368,280 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/08/2025 08/08/25 | Sold | $472,500 | -3.6% | $179 / Sq Ft | |
| 07/11/2025 07/11/25 | Pending | -- | -- | -- | |
| 06/28/2025 06/28/25 | For Sale | $490,000 | +36.1% | $186 / Sq Ft | |
| 05/29/2020 05/29/20 | Sold | $360,000 | 0.0% | $122 / Sq Ft | View Prior Sale |
| 04/30/2020 04/30/20 | Pending | -- | -- | -- | |
| 04/28/2020 04/28/20 | For Sale | $359,849 | -- | $122 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,771 | $366,567 | $0 | $0 |
| 2024 | $3,771 | $346,000 | $90,100 | $255,900 |
| 2023 | $3,537 | $324,567 | $0 | $0 |
| 2022 | $3,304 | $303,133 | $0 | $0 |
| 2021 | $9,772 | $281,700 | $90,100 | $191,600 |
| 2020 | $3,192 | $276,567 | $0 | $0 |
| 2019 | $3,132 | $271,433 | $0 | $0 |
| 2018 | $3,073 | $266,300 | $90,100 | $176,200 |
| 2017 | $3,045 | $266,300 | $0 | $0 |
| 2016 | $140 | $266,300 | $0 | $0 |
| 2015 | $4,078 | $283,300 | $0 | $0 |
| 2014 | $4,078 | $283,300 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Adam Taylor
-
Jorge Pimentel
Buyer's Agent in 2025
Jorge Pimentel
Samson Properties
(410) 937-2848
8 in this area
73 Total Sales
-
Jessica Maher
Seller's Agent in 2020
Jessica Maher
BHHS PenFed (actual)
(410) 207-0329
123 Total Sales
-
Julie Shelley
Seller Co-Listing Agent in 2020
Julie Shelley
Cummings & Co Realtors
(443) 392-8170
78 Total Sales
-
Jonah Taylor
Buyer's Agent in 2020
Jonah Taylor
Keller Williams Realty Centre
(616) 405-4337
89 Total Sales
Map
Source: Bright MLS
MLS Number: MDHR2043568
APN: 01-313088
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