NOT LISTED FOR SALE

14602 Spruce St Cumberland, MD 21502

Estimated Value: $156,000 - $196,000

2 Beds
1 Bath
1,324 Sq Ft
$130/Sq Ft Est. Value

Last Sold November 17, 2022

Last sale price $150,000 $113 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $1,078/month

10 Days on Market

Highlights

  • View of Trees or Woods
  • Open Floorplan
  • Secluded Lot
  • Cresaptown Elementary School Rated 9+
  • Deck
  • Traditional Architecture

About This Home

As of November 2022

This lovely home has been updated throughout with features that you'll love! Within the past 3 years, this home has been treated to all new flooring throughout, a fresh coat of paint, a remodeled bathroom, AND MORE! When you first enter, you won't want to leave the sun room that's perfect for relaxing this autumn and as the snow falls this winter! The kitchen (which has a new stove that conveys!) features a bar, plenty of counter space, and room for multiple people to help with the cooking during the upcoming holidays! The dining room and large living room flow into each other so you never feel that far away when the whole family is visiting! The living room offers plenty of space for entertaining and also features a stone fireplace! As you make your way upstairs, you'll find a completely remodeled bathroom with a beautiful, modern design, as well as both of the cozy bedrooms! Conveniently located outside just off of the living room is a deck that overlooks the peaceful, rear yard (which is entirely fenced!). Additional features include a detached 2-car garage, and a newly-built pergola! Can you find all of this for a better price? Don't miss out - schedule your showing today!

Last Agent to Sell the Property

Nathan Lamp

The KW Collective License #WVS230302538 Listed on: 09/30/2022

The KW Collective

Last Buyer's Agent

Carolyn Chandler

Cummings & Co. Realtors License #659342

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,090

Year Built

  • Built in 1930

Lot Details

  • 8,088 Sq Ft Lot
  • Chain Link Fence
  • No Through Street
  • Secluded Lot
  • Back Yard Fenced
  • Property is in very good condition

Parking

  • 2 Car Detached Garage
  • Garage Door Opener
  • Gravel Driveway

Home Design

  • Traditional Architecture
  • Block Foundation
  • Poured Concrete
  • Vinyl Siding
  • CPVC or PVC Pipes

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Bar
  • Paneling
  • Ceiling Fan
  • Stone Fireplace
  • Gas Fireplace
  • Replacement Windows
  • Window Screens
  • Insulated Doors
  • Living Room
  • Dining Room
  • Sun or Florida Room
  • Views of Woods
  • Storm Doors

Kitchen

  • Eat-In Kitchen
  • Stove

Flooring

  • Wood
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom
  • Dual Flush Toilets

Laundry

  • Electric Dryer
  • Washer

Unfinished Basement

  • Interior Basement Entry
  • Drain
  • Laundry in Basement

Outdoor Features

  • Deck
  • Enclosed patio or porch
  • Exterior Lighting

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • 120/240V
  • Natural Gas Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Cresaptown Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0107021712

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,090

Year Built

Built in 1930

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • Exclusions: Please see attached inclusion/exclusion document.
  • Home Warranty: No
  • Inclusions: Please see attached inclusion/exclusion document.
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1930
  • Automatically Close On Close Date: No
  • Remarks Public: This lovely home has been updated throughout with features that you'll love! Within the past 3 years, this home has been treated to all new flooring throughout, a fresh coat of paint, a remodeled bathroom, AND MORE! When you first enter, you won't want to leave the sun room that's perfect for relaxing this autumn and as the snow falls this winter! The kitchen (which has a new stove that conveys!) features a bar, plenty of counter space, and room for multiple people to help with the cooking during the upcoming holidays! The dining room and large living room flow into each other so you never feel that far away when the whole family is visiting! The living room offers plenty of space for entertaining and also features a stone fireplace! As you make your way upstairs, you'll find a completely remodeled bathroom with a beautiful, modern design, as well as both of the cozy bedrooms! Conveniently located outside just off of the living room is a deck that overlooks the peaceful, rear yard (which is entirely fenced!). Additional features include a detached 2-car garage, and a newly-built pergola! Can you find all of this for a better price? Don't miss out - schedule your showing today!
  • Special Assessment Payment: Annually
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer - Electric, Dual Flush Toilets, Exhaust Fan, Refrigerator, Stove, Washer
  • Flooring Type: Hardwood, Laminated, Vinyl
  • Interior Amenities: Kitchen - Table Space, Dining Area, Bar, Ceiling Fan(s), Floor Plan - Open
  • Window Features: Replacement, Screens
  • Fireplace Features: Gas/Propane, Stone
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Insulated, Storm
  • Wall Ceiling Types: Dry Wall, Paneled Walls
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Bedroom 2, Kitchen, Basement, Bedroom 1, Sun/Florida Room, Bathroom 1
  • Basement: Yes
  • Basement Type: Unfinished, Drain, Interior Access, Poured Concrete
  • Laundry Type: Basement
  • Total Sq Ft: 1660
  • Living Area Sq Ft: 1324
  • Price Per Sq Ft: 109.35
  • Above Grade Finished Sq Ft: 1324
  • Below Grade Sq Ft: 336
  • Total Below Grade Sq Ft: 336
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 14602

Beds/Baths

  • Bedrooms: 2
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s)
  • Construction Materials: Vinyl Siding, Mixed Plumbing, Block, Cpvc/Pvc
  • Exterior Features: Exterior Lighting, Sidewalks
  • Road Surface Type: Gravel
  • View: Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Gravel Driveway
  • Garage Features: Garage Door Opener
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Detached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Electric Service: 120/240V
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • School District Key: 121140562208
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Fencing: Chain Link, Rear
  • Improvement Assessed Value: 63800.00
  • Land Assessed Value: 10500.00
  • Land Use Code: R
  • Lot Features: No Thru Street, Rear Yard, Road Frontage, Secluded
  • Lot Size Acres: 0.19
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 8088.00
  • Outdoor Living Structures: Enclosed, Porch(es), Deck(s)
  • Property Condition: Very Good
  • Year Assessed: 2022
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14916800
  • Tax Annual Amount: 1090.00
  • Assessor Parcel Number: 0107021712
  • Tax Total Finished Sq Ft: 1324
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 11/17/2022

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 30, 2022
Closed on
Nov 17, 2022
Sold by
Potts Austin T
Bought by
Geiger Greg
Seller's Agent
Nathan Lamp
The KW Collective
Buyer's Agent
Carolyn Chandler
Cummings & Co. Realtors
List Price
$144,777
Sold Price
$150,000
Premium/Discount to List
$5,223
3.61%
Views
60
Current Estimated Value
$172,250

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$22,250
Avg. Annual Appreciation
5.20%
Original Mortgage
$147,283
Outstanding Balance
$143,111
Interest Rate
7.08%
Mortgage Type
FHA
Estimated Equity
$29,139

Purchase Details

Closed on
Jun 5, 2019
Sold by
Estate Of Randy Appel
Bought by
Potts Austin T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$67,106
Interest Rate
4.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 17, 2017
Sold by
Appel Paul J and Appel Gladys M
Bought by
Appel Randy

Purchase Details

Closed on
Jul 28, 2016
Sold by
Appel Paul J and Appel Gladys M
Bought by
Appel Randy and Appel Paul J
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Geiger Greg $150,000 --
Potts Austin T $75,400 None Available
Appel Randy -- None Available
Appel Randy -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Geiger Greg $147,283
Previous Owner Potts Austin T $67,106
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/17/2022 11/17/22 Sold $150,000 +3.6% $113 / Sq Ft
10/10/2022 10/10/22 Pending -- -- --
09/30/2022 09/30/22 For Sale $144,777 -- $109 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,618 $128,300 $12,500 $115,800
2024 $1,618 $110,300 $0 $0
2023 $1,003 $92,300 $0 $0
2022 $1,090 $74,300 $10,500 $63,800
2021 $1,054 $72,533 $0 $0
2020 $1,038 $70,767 $0 $0
2019 $1,012 $69,000 $10,500 $58,500
2018 $976 $67,567 $0 $0
2017 $942 $66,133 $0 $0
2016 -- $64,700 $0 $0
2015 $952 $64,700 $0 $0
2014 $952 $64,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2004516

Bright MLS

APN: 07-021712