NOT LISTED FOR SALE

14685 Ridge Rd Summerdale, AL 36580

Estimated Value: $671,000 - $1,602,000

3 Beds
2.5 Baths
2,700 Sq Ft
$464/Sq Ft Est. Value

Last Sold January 13, 2023

Last sale price $1,170,000 $433 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $7,021/month

106 Days on Market

Highlights

  • 111 Feet of Waterfront
  • Boat Lift
  • Craftsman Architecture
  • Pier
  • Sitting Area In Primary Bedroom
  • Fireplace in Primary Bedroom

About This Home

As of January 2023

Only 15 minutes from downtown Fairhope, this Fish River retreat is perfectly set on a high, tree-shaded lot with over 111 feet of waterfront with bulkhead. The property which features lush landscaping and mature Live Oaks feels like home the moment you pull up. You are guaranteed to fall in love from the entrance on...double doors opening to a haven of natural wood mixed with modern upgrades and superior amenities (all new plumbing and new water heater). The first floor, boasting heart pine flooring throughout, shiplap walls, solid wood doors, and rough cedar trim, hosts the living areas with a large dining room, a warm and inviting living room centered by a wood-burning fireplace, a gorgeous kitchen fully renovated with state-of-the art appliances and custom cabinetry, an office/bunkroom with entrance, a half bath nestled under the stairs, and a laundry room with storage and a utility sink. Also on the main floor is the luxurious primary suite with updated bathroom, two walk-in closets, a fabulous sitting area complete with a stone fireplace, and a stunning view of the water. Upstairs you’ll find two spacious bedrooms and a shared bathroom. Head outside to the top of the property and you’ll find an air-conditioned space that could easily be outfitted for a work studio or office. Grab a cup of coffee or glass of wine and step out onto the screened porch spanning the whole home that offers unparalleled views of the water and spectacular sunsets. Walk down to the pier and boathouse to enjoy your favorite water sports or have a meal in the screened room. Push your kayaks into Fish River Bay from your private launch or use one of the two boat lifts to easily enjoy your boat and other watercraft! The property has never flooded and requires no flood insurance! This must-see home is set on a private cove of Fish River Bay across from the beautiful tree-filled acres of Forever Wild, a state land trust protected from any development.

Last Agent to Sell the Property

Brett Jones

Waters Edge Realty Listed on: 07/22/2022

Last Buyer's Agent

Pam Stein

Roberts Brothers, Inc Malbis

Roberts Brothers, Inc Malbis

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,378

Year Built

  • Built in 1987

Lot Details

  • Lot Dimensions are 305x111x291x75.3
  • 111 Feet of Waterfront
  • River Front
  • Irregular Lot

Home Design

  • Craftsman Architecture
  • Slab Foundation
  • Wood Frame Construction
  • Metal Roof
  • Concrete Fiber Board Siding

Interior Spaces

  • 2,700 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Living Room with Fireplace
  • 2 Fireplaces
  • Dining Room
  • Screened Porch
  • Water Views
  • Termite Clearance

Kitchen

  • Electric Range
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Brick
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Sitting Area In Primary Bedroom
  • Primary Bedroom on Main
  • Fireplace in Primary Bedroom
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • Dual Closets
  • Dual Vanity Sinks in Primary Bathroom
  • Private Water Closet
  • Shower Only
  • Separate Shower

Outdoor Features

  • Pier
  • Bulkhead
  • Boat Lift
  • Boat Slip or Dock Located at Yes
  • Outdoor Storage

Schools

  • Magnolia Elementary School
  • Foley High School

Utilities

  • Central Air
  • Internet Available

Community Details

  • River Bluff Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Listing and Financial Details

  • Assessor Parcel Number 55-04-18-0-001-024.000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,378

Year Built

Built in 1987

Lot Details

0

Listing Details

  • Class: Residential-Single Family
  • Construction Foundation: Slab & Piers, Wood Frame
  • Construction Status: Resale
  • Flood Zone: X,AE,0.2 PCT
  • Intersecting Street: Hwy 9
  • Property Amenities: Ceiling Fan(s), Internet, Porch-Screened, Split Bedroom Plan, Storage Building, Termite Contract
  • Property Type: Residential Detached
  • Restrictive Covenants: Yes
  • Style: Craftsman
  • View: Direct River Front
  • Parcel Id Tax Id: 55-04-18-0-001-024.000
  • Year Built: 1987
  • Geo Subdivision: AL
  • Deeded Boat Slip Number: Yes
  • Living Room Group: Living Room
  • Property Legal Description: 50' X 75.3' IRR RIVER BLUFF SUB LOT 27 AND 1/70TH INTEREST IN LOT 29 RECREATIONAL LOT AND ROAD DESIG
  • Subdivsn Or Commnty: River Bluff
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Disposal, Refrigerator W/Ice Maker, Range-Electric
  • Estimated Living Area: 2700
  • Bathrooms: 2
  • Bedroom 2: Dimensions: 7'9" x 18'3", On Level: Main Level
  • Bedroom 3: Dimensions: 17'0" x 16'5", On Level: 2
  • Bedroom 4: Dimensions: 19'5" x 16'5", On Level: 2
  • Bedrooms: 3
  • Dining Area: Dimensions: 16'0" x 10', On Level: Main Level
  • Dining Area Type: Separate Dining Room
  • Fireplace: Living Room, Primary Bedroom
  • Floors: Carpet, Split Brick, Wood
  • Half Bathrooms: 1
  • Kitchen: Dimensions: 9'11" x 14'2", On Level: Main Level
  • Living Room: Dimensions: 23'5" x 19'9", On Level: Main Level
  • Master Bed: Dimensions: 13'4" x 22'11", On Level: Main Level
  • Number Of Fireplaces: 2
  • Price Per Sq Ft: 433.33
  • Property Interior Stories: 2
  • Primary Bedroom Bathroom Combo: Yes
  • Primary Bedroom Bathrooms: 1st Floor Primary, Double Vanity, Fireplace, Multiple Walk in Closets, Private Water Closet, Separate Shower, Shower Only, Sitting Area

Exterior Features

  • Waterfront Frontage: 111
  • Boat Facilities: Boat Dock, Boat Lift, Covered, Power Available, Slip-Available
  • Body Of Water: Fish River
  • Exterior Finish: Concrete Board
  • Roof: Metal
  • Waterfront: Yes
  • Water Property Type: River Front - Building

Garage/Parking

  • Garage Parking: No Garage/Carport/Parking

Utilities

  • Heat Cooling: Central Electric (Cool)
  • Utilities: Sewage-Septic, Total Electric, Water-City, Baldwin Emc, Fairhope Utilities

Schools

  • Elementary School: Magnolia School
  • High School: Foley High

Lot Info

  • Lot Block Unit: 27
  • Lot Description: Less Than 1 Acre, Irregular-See Remarks, Water View, Waterfront, Bulkhead, Pier, Boat Lift, Elevation-High
  • Lot Size: 305x111x291x75.3
  • Multiple Lots: Yes

Rental Info

  • More Than2 Pets Allowed: Yes

Tax Info

  • Property Taxes: 1377.60
  • Assessor Parcel Number: 45701

MLS Schools

  • Elementary School: Magnolia School
  • HighSchool: Foley High

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 24, 2024
Sold by
Mather Michael and Mather Sherry
Bought by
Harris Rebekah B
Current Estimated Value
$1,252,092

Purchase Details

Listed on
Jul 22, 2022
Closed on
Jan 13, 2023
Sold by
Lumpkin Matthew
Bought by
Mather Michael and Mather Sherry
Seller's Agent
Brett Jones
Waters Edge Realty
Buyer's Agent
Pam Stein
Roberts Brothers, Inc Malbis
List Price
$1,195,000
Sold Price
$1,170,000
Premium/Discount to List
-$25,000
-2.09%
Views
24

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.87%
Original Mortgage
$726,200
Interest Rate
6.33%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 21, 2021
Sold by
Lumpkin Marla H
Bought by
Lumpkin Matthew

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$705,500
Interest Rate
2.9%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Harris Rebekah B $1,500,000 None Listed On Document
Mather Michael $1,170,000 --
Lumpkin Matthew $830,000 All Alabama Title Co Llc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Mather Michael $726,200
Previous Owner Lumpkin Matthew $705,500
Previous Owner Lumpkin Marla H $250,000
Previous Owner Lumpkin Marla H $200,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/13/2023 01/13/23 Sold $1,170,000 -0.4% $433 / Sq Ft
11/05/2022 11/05/22 Pending -- -- --
10/30/2022 10/30/22 Price Changed $1,175,000 -1.7% $435 / Sq Ft
10/14/2022 10/14/22 For Sale $1,195,000 0.0% $443 / Sq Ft
10/14/2022 10/14/22 Price Changed $1,195,000 +2.1% $443 / Sq Ft
09/22/2022 09/22/22 Off Market $1,170,000 -- --
07/22/2022 07/22/22 For Sale $1,250,000 -- $463 / Sq Ft
Source: Baldwin REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,385 $84,820 $32,080 $52,740
2023 $1,654 $59,080 $26,580 $32,500
2022 $1,524 $54,440 $0 $0
2021 $1,378 $48,620 $0 $0
2020 $1,355 $48,400 $0 $0
2019 $1,264 $45,160 $0 $0
2018 $1,228 $43,840 $0 $0
2017 $1,156 $41,300 $0 $0
2016 $1,163 $41,540 $0 $0
2015 -- $40,440 $0 $0
2014 -- $39,420 $0 $0
2013 -- $39,440 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Baldwin REALTORS®

MLS Number: 334179

Baldwin REALTORS®

APN: 55-04-18-0-001-024.000