NOT LISTED FOR SALE

14709 N Bel Air Dr SW Cumberland, MD 21502

Estimated Value: $292,000 - $416,000

4 Beds
4 Baths
2,524 Sq Ft
$137/Sq Ft Est. Value

Last Sold August 07, 2023

Last sale price $290,000 $115 Per Sq Ft

Est. 19% increase in value since last sale

Current estimated payment $2,107/month

22 Days on Market

Highlights

  • View of Trees or Woods
  • Deck
  • Wood Flooring
  • Open Floorplan
  • Partially Wooded Lot
  • 2 Fireplaces

About This Home

As of August 2023

Contract fell through buyer was unable to go through with the agreement. The old saying: "What you see is what you get" most definitely does not describe this lovely 4 bedroom, 3.5 bath home in ever popular Bel Air!! Why? Because the owners of this lovely home included so many upgrades that are not appreciated at the first look. These improvements depict many years of doing things the right way to insure that this house is not going anywhere---there were absolutely NO corners cut--so, not only are you getting a beautiful home, you are also getting the ultimate gift of not being concerned about the workmanship--it is golden! As you walk through this home, you will, however note that it is both gracious and hospitable and simply feels like home. Please refer to seller's list of improvements in the document icon.

Of course , aside from the traditional part of the home, the sunroom says it all--what a fabulous place to come home to and just absorb peace and tranquility just beyond your kitchen. Mother Nature is at her best here--off the sunroom, find a wonderful firepit area and an additional patio--I am sure it makes summers the very best and just looking out on a cold, snowy day reminds you that winter won't last forever! Another outstanding plus about the house is that unlike some homes where the 4th bedroom is more like an office, this one has 4 STANDARD bedrooms all on the 2nd floor.

For the hobby enthusiasts, there are not one, but two areas specially designated for you--an outside man-cave shed that any enthusiast would be jealous of and a lower level room off the family room that is out of this world with bright lighting and great cabinet and counterspace.

The lower level family room has just been totally remodeled--that isn't paneling you are seeing, it is actually real walnut wood that the owner planed and installled. The fireplace was rebuiilt and is all new inside and out with a gas insert (gas insert in living room fireplace as well! The stair treads to the upper floor are all new, there is new hardwood floors in the kitchen and entry hall, the list just goes on forever!! In fact, owner will be providing a list of all the improvements you can't necessarily see, but will definitely appreciate! It will be a long list--promise!!

So...it's like this: If you appreciate genuine fine quality workmanship, comfortable living, and absolute move-in condition--act quick--it isn't going to last!!!

Last Agent to Sell the Property

Debbie Grimm

Perry Wellington Realty, LLC License #71388 Listed on: 05/23/2023

Last Buyer's Agent

Alli Candelas

Charis Realty Group

Charis Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,737

Year Built

  • Built in 1966

Lot Details

  • 0.45 Acre Lot
  • Backs To Open Common Area
  • Year Round Access
  • Landscaped
  • Extensive Hardscape
  • Level Lot
  • Partially Wooded Lot
  • Backs to Trees or Woods
  • Front and Side Yard
  • Additional Land
  • Property is in excellent condition

Parking

  • 1 Car Direct Access Garage
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Property Views

  • Woods
  • Garden

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Frame Construction

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • 2 Fireplaces
  • Stone Fireplace
  • Gas Fireplace
  • Replacement Windows
  • Combination Kitchen and Dining Room
  • Wood Flooring
  • Attic Fan

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Stove
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry on lower level
  • Electric Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Walk-Up Access
  • Connecting Stairway
  • Exterior Basement Entry
  • Workshop
  • Basement Windows

Outdoor Features

  • Deck
  • Patio
  • Exterior Lighting

Utilities

  • Central Air
  • Hot Water Baseboard Heater
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • Bel Air Subdivision

Listing and Financial Details

  • Tax Lot 24
  • Assessor Parcel Number 0107013426

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,737

Year Built

Built in 1966

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Ownership: Fee Simple
  • Inclusions: Stove, Refrigerator, Dishwasher, Micro-wave, Washer/Dryer
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1966
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer - Electric, Oven/Range - Electric, Refrigerator, Stove, Washer
  • Interior Amenities: Attic/House Fan, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), Wood Floors
  • Window Features: Replacement, Skylights
  • Fireplace Features: Stone, Gas/Propane
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Full, Full, Improved, Outside Entrance, Walkout Level, Walkout Stairs, Windows, Workshop, Fully Finished
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2849
  • Living Area Sq Ft: 2524
  • Price Per Sq Ft: 161.12
  • Above Grade Finished Sq Ft: 1924
  • Below Grade Finished Sq Ft: 600
  • Below Grade Sq Ft: 325
  • Total Below Grade Sq Ft: 925
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 14709

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1
  • Lower Level Half Bathroom: 1
  • Lower Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick Veneer, Frame
  • Exterior Features: Extensive Hardscape, Exterior Lighting
  • View: Garden/Lawn, Street, Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Additional Storage Area, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Attic Fan, Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Baseboard - Hot Water
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • School District Key: 121140562208
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Features: Additional Lot(s), Backs - Open Common Area, Backs To Trees, Front Yard, Landscaping, Level, Partly Wooded, Road Frontage, Sideyard(s), Trees/Wooded, Year Round Access
  • Lot Size Acres: 0.45
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 19550.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Excellent
  • Year Assessed: 2023
  • Zoning: RES
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2737.00
  • Assessor Parcel Number: 0107013426
  • Tax Lot: 24
  • Tax Total Finished Sq Ft: 2524
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 08/07/2023

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 23, 2023
Closed on
Aug 7, 2023
Sold by
Fisher William Patrick and Fisher Phyllis H
Bought by
Dalverny Richard J and Dalverny Angel D
Seller's Agent
Debbie Grimm
Perry Wellington Realty, LLC
Buyer's Agent
Alli Candelas
Charis Realty Group
List Price
$310,000
Sold Price
$290,000
Premium/Discount to List
-$20,000
-6.45%
Views
444
Current Estimated Value
$345,072

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$55,072
Avg. Annual Appreciation
8.99%
Original Mortgage
$265,000
Outstanding Balance
$259,569
Interest Rate
6.9%
Mortgage Type
New Conventional
Estimated Equity
$85,503

Purchase Details

Closed on
Aug 6, 1993
Sold by
Foster Robert L-Patricia G
Bought by
Fisher William Patrick-Phyllis H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Interest Rate
7.21%

Purchase Details

Closed on
Dec 3, 1987
Sold by
Golden Robert W-Judy B
Bought by
Foster Robert L-Patricia G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$67,600
Interest Rate
10.55%

Purchase Details

Closed on
Sep 18, 1986
Sold by
Struntz James P
Bought by
Golden Robert W-Judy B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,000
Interest Rate
9.96%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dalverny Richard J $290,000 None Listed On Document
Fisher William Patrick-Phyllis H $118,000 --
Foster Robert L-Patricia G $84,500 --
Golden Robert W-Judy B $82,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dalverny Richard J $265,000
Previous Owner Fisher William Patrick $96,000
Previous Owner Fisher William P $50,000
Previous Owner Fisher William Patrick-Phyllis H $90,000
Previous Owner Foster Robert L-Patricia G $67,600
Previous Owner Golden Robert W-Judy B $25,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/07/2023 08/07/23 Sold $290,000 -6.5% $115 / Sq Ft
05/23/2023 05/23/23 For Sale $310,000 -- $123 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,598 $232,100 $53,600 $178,500
2024 $2,598 $215,267 $0 $0
2023 $2,157 $198,433 $0 $0
2022 $2,192 $181,600 $40,100 $141,500
2021 $2,127 $177,867 $0 $0
2020 $2,102 $174,133 $0 $0
2019 $2,057 $170,400 $40,100 $130,300
2018 $2,049 $169,767 $0 $0
2017 $2,043 $169,133 $0 $0
2016 $1,019 $168,500 $0 $0
2015 $2,041 $168,500 $0 $0
2014 $2,041 $168,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2006156

Bright MLS

APN: 07-013426