NOT LISTED FOR SALE

14775 Vista Ridge Ln Derby, IN 47525

Estimated Value: $208,000 - $254,000

2 Beds
2 Baths
1,840 Sq Ft
$131/Sq Ft Est. Value

Last Sold October 03, 2024

Last sale price $240,000 $130 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $1,404/month

6 Days on Market

Highlights

  • Water Views
  • Vaulted Ceiling
  • Covered Patio or Porch
  • Open Floorplan
  • Backs to Open Ground
  • 2 Car Detached Garage

About This Home

As of October 2024

Beautiful Cabin overlooking the Ohio River! Scenic views in every direction highlight this gorgeous cabin with 2 bedrooms and 2 full baths. The home and garage sit on 2.54 acres in the Vista Ridge neighborhood. The quiet neighborhood is located just minutes from national forests and lakes with trails, Derby boat ramp, and numerous creeks for fishing! It is an outdoor lovers delight! This home has been exceptionally well kept with gorgeous landscaping and a large detached garage! The cabin features 3 levels including a large loft that is currently being used as a bedroom. New AC and furnace were installed in 2020. Landscaping was updated this year with numerous varieties of flowering plants and shrubs. If you are looking for a full time home or a vacation cabin close to many natural resources for outdoor fun, this may be just the place you are looking for!

Last Agent to Sell the Property

Joanie Troutman

Key Associates Signature Realty Brokerage Phone: 812-457-0628 Listed on: 08/31/2024

Last Buyer's Agent

SWIAR NonMember

NonMember SWIAR

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,352

Year Built

  • Built in 2000

Lot Details

  • 2.54 Acre Lot
  • Lot Dimensions are 570x230x530x213
  • Backs to Open Ground
  • Rural Setting
  • Lot Has A Rolling Slope

HOA Fees

  • $23 Monthly HOA Fees

Parking

  • 2 Car Detached Garage

Home Design

  • Cabin
  • Metal Roof
  • Log Siding

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Woodwork
  • Vaulted Ceiling
  • Water Views
  • Fire and Smoke Detector
  • Electric Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms

Basement

  • Basement Fills Entire Space Under The House
  • Block Basement Construction
  • 1 Bathroom in Basement

Eco-Friendly Details

  • ENERGY STAR Qualified Equipment for Heating

Outdoor Features

  • Covered Deck
  • Covered Patio or Porch

Schools

  • Perry Central Elementary And Middle School
  • Perry Central High School

Utilities

  • Forced Air Heating and Cooling System
  • ENERGY STAR Qualified Air Conditioning
  • Heating System Powered By Leased Propane
  • Propane
  • Septic System

Community Details

  • Vista Ridge Subdivision

Listing and Financial Details

  • Assessor Parcel Number 62-15-05-200-033.000-005

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,352

Year Built

Built in 2000

Lot Details

0

HOA Fees

$23 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 2000
  • Style: Two Story
  • Architectural Style: Cabin/Cottage
  • Bedrooms: 2
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: 005-00755-00 PT NE NE & SE NE 5-6-1 1.97A & PT NW NW & PT SW NW 4-6-1 .57A ( 2.54A TOTAL) VISTA RIDGE PHASE 1 LOT 5
  • Parcel Number ID: 62-15-05-200-033.000-005
  • Platted: Yes
  • Amenities: Ceilings-Vaulted, Deck Covered, Deck Open, Detector-Smoke, Dryer Hook Up Electric, Eat-In Kitchen, Natural Woodwork, Open Floor Plan, Porch Covered, Range/Oven Hook Up Elec
  • Location: Rural
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 1840
  • Total Finished Sq Ft: 1840
  • Above Grade Finished Sq Ft: 1104
  • Below Grade Finished Sq Ft: 736
  • Basement: Yes
  • Basement Foundation: Full Basement
  • Basement Material: Block
  • Flooring: Carpet, Laminate, Tile
  • Living Great Room: Dimensions: 23x13, On Level: Main
  • Kitchen: Dimensions: 12x12, On Level: Main
  • Family Room: Dimensions: 21x13, On Level: Basement
  • Extra Room: Dimensions: 13x10, On Level: Basement
  • Bedroom 1: Dimensions: 14x9, On Level: Main
  • Bedroom 2: Dimensions: 17x14, On Level: Upper
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 736

Exterior Features

  • Exterior: Log
  • Roof Material: Metal
  • Outbuilding1: Shed, Dimensions: 12x10

Garage/Parking

  • Garage Type: Detached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 30x24
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Propane, Forced Air, Propane Tank Rented
  • Sewer: Septic
  • Water Utilities: Public
  • Electric Company: Southern Indiana Power
  • Water Company: And-Tro Water Authority
  • Cable Company: Perry Spencer Corporation
  • Hvac: Energy Star A/C, Energy Star Heating

Condo/Co-op/Association

  • Association Fees: 275
  • Association Fees Frequency: Annually

Schools

  • Elementary School: Perry Central

Lot Info

  • Lot Description: Rolling, 0-2.9999, Water View
  • Lot Dimensions: 570X230X530X213
  • Estimated Lot Sq Ft: 110642
  • Estimated Lot Size Acres: 2.54

Tax Info

  • Annual Taxes: 1352.32
  • Exemptions: Homestead, Mortgage

MLS Schools

  • High School: Perry Central
  • Middle School: Perry Central
  • School District: Perry Central Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 31, 2024
Closed on
Oct 3, 2024
Sold by
Brown Trent E
Bought by
Johnson Jay J and Hess Erin E
Seller's Agent
Joanie Troutman
Key Associates Signature Realty
Buyer's Agent
SWIAR NonMember
NonMember SWIAR
List Price
$249,000
Sold Price
$240,000
Premium/Discount to List
-$9,000
-3.61%
Views
10
Current Estimated Value
$241,584

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,584
Avg. Annual Appreciation
0.54%
Original Mortgage
$192,000
Outstanding Balance
$187,137
Interest Rate
6.46%
Mortgage Type
New Conventional
Estimated Equity
$54,447

Purchase Details

Listed on
Aug 28, 2018
Closed on
Oct 17, 2018
Sold by
Dauby Patrick N
Bought by
Brown Trent E
Seller's Agent
Phyllis LaGrange
Key Associates Signature Realty
Buyer's Agent
Phyllis LaGrange
Key Associates Signature Realty
List Price
$165,000
Sold Price
$155,000
Premium/Discount to List
-$10,000
-6.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.60%
Original Mortgage
$139,500
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 10, 2013
Sold by
Phillips Danicelle J
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Aug 31, 2006
Sold by
Mullis Joanie M
Bought by
Phillips Danielle J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$141,000
Interest Rate
6.77%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Johnson Jay J $240,000 None Listed On Document
Brown Trent E $155,000 --
Brown Trent E $155,000 Foreman Watson Land Title
Federal Home Loan Mortgage Corporation $107,000 None Available
Phillips Danielle J -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Johnson Jay J $192,000
Previous Owner Brown Trent E $139,500
Previous Owner Phillips Danielle J $141,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/03/2024 10/03/24 Sold $240,000 -3.6% $130 / Sq Ft
09/06/2024 09/06/24 Pending -- -- --
08/31/2024 08/31/24 For Sale $249,000 +60.6% $135 / Sq Ft
10/17/2018 10/17/18 Sold $155,000 -6.1% $84 / Sq Ft View Prior Sale
09/19/2018 09/19/18 Pending -- -- --
08/28/2018 08/28/18 For Sale $165,000 +103.7% $90 / Sq Ft
04/19/2013 04/19/13 Sold $81,000 -9.9% $55 / Sq Ft View Prior Sale
03/28/2013 03/28/13 Pending -- -- --
02/08/2013 02/08/13 For Sale $89,900 -- $61 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,334 $158,400 $26,100 $132,300
2023 $1,352 $154,400 $26,100 $128,300
2022 $1,395 $153,000 $26,100 $126,900
2021 $1,178 $132,100 $23,300 $108,800
2020 $941 $125,400 $23,300 $102,100
2019 $868 $122,100 $22,300 $99,800
2018 $783 $113,500 $22,000 $91,500
2017 $780 $111,700 $22,000 $89,700
2016 $770 $113,500 $22,000 $91,500
2014 $423 $71,400 $22,000 $49,400
2013 $423 $71,300 $22,000 $49,300
Source: Public Records

Agents Affiliated with this Home

  • Joanie Troutman

    Seller's Agent in 2024

    Joanie Troutman

    Key Associates Signature Realty

    (812) 457-0628

    152 Total Sales

    Joanie Troutman
    Section Image

  • S

    Buyer's Agent in 2024

    SWIAR NonMember

    NonMember SWIAR

  • Phyllis LaGrange

    Seller's Agent in 2018

    Phyllis LaGrange

    Key Associates Signature Realty

    (812) 719-4221

    116 Total Sales

    Phyllis LaGrange
    Section Image

  • M

    Seller's Agent in 2013

    Michelle Brockman

    F.C. TUCKER EMGE

    Section Image
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Map

Source: Indiana Regional MLS

MLS Number: 202433550

Indiana Regional MLS

APN: 62-15-05-200-033.000-005

Indiana Perry County Derby 47525

14775 Vista Ridge Ln, Derby, IN

Not Listed for Sale

Detached

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