$294,900
SOLD NOV 21, 2025

1478 Keystone Ct Unit 582 Elgin, IL 60120

Bluff City Neighborhood
2 Beds
2.5 Baths
1,500 Sq Ft
$267/mo HOA Fee

Recently Sold

$197 Per Sq Ft

2% Above List Price

41 Days on Market

Highlights

  • Landscaped Professionally
  • Loft
  • Building Patio
  • Wood Flooring
  • Formal Dining Room
  • Walk-In Closet

About This Home

As of November 2025

Beautifully Updated/TURN KEY 2 Bedroom, 2.1 Bath Town Home with Spacious Loft in lovely Private Community! Step into this bright, airy, and move-in-ready home featuring a freshly painted interior-including trim, all new carpeting and luxury vinyl plank flooring, and refinished hardwoods in the dramatic two-story family room and adjoining dining area. The kitchen shines with new quartz countertop and stylish subway tile backsplash. Updated, on-trend lighting and ceiling fans throughout. A sliding glass door leads to your own private patio-perfect for relaxing or entertaining. Upstairs, expect a primary bedroom with private ensuite bath and spacious walk in closet with built-ins, an additional bedroom; full hallway bath; and a large loft that offers flexible space for a home office, media room, or potential 3rd bedroom. Enjoy the convenience of a main floor laundry room, a 2-car attached garage, and the peace of a quiet, private neighborhood with meandering walking paths. This move in ready home offers the perfect blend of comfort, style, and the ease of maintenance free living! Buy, move in, unpack.....Enjoy! 2025 Updates- Interior painting including all trim, light fixtures & ceiling fans throughout, carpeting (stairs, second floor hallway & bedrooms, LVT flooring (foyer, powder room, hallway, kitchen, laundry room, second floor bathrooms) refinished wood flooring in family room and dining room, quartz countertops, subway tile backsplash, cabinet hardware, front door and door to garage hardware, primary bath tub & tile surround.

Last Agent to Sell the Property

Eric Logan

Realty Executives Premier Illinois License #475140303 Listed on: 09/25/2025

Realty Executives Premier Illinois

Co-Listed By

Becky VanderVeen

Realty Executives Premier Illinois License #475127447

Last Buyer's Agent

Christopher Paul

Redfin Corporation License #475158501

Redfin Corporation

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,306

Year Built

  • Built in 2000

HOA Fees

  • $267 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Entry on the 1st floor
  • Brick Exterior Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,500 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Window Screens
  • Sliding Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Formal Dining Room
  • Loft
  • Storage

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

Schools

  • Hilltop Elementary School
  • Ellis Middle School
  • Elgin High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 100 Amp Service
  • Gas Water Heater
  • Cable TV Available

Additional Features

  • Patio
  • Landscaped Professionally

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance, exterior maintenance, lawn care, snow removal
  • 6 Units
  • American Prop. Manag. Of Il Association, Phone Number (847) 985-6464
  • Fieldstone Subdivision, Applefield Floorplan
  • Property managed by Fieldstone Condominium

Amenities

  • Building Patio
  • Common Area
  • Community Storage Space

Recreation

  • Trails

Pet Policy

  • Pets up to 100 lbs
  • Dogs and Cats Allowed

Security

  • Resident Manager or Management On Site
  • Carbon Monoxide Detectors

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,306

Year Built

Built in 2000

Lot Details

0

HOA Fees

$267 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Condo
  • Ownership: Condo
  • EntryLevel: 1
  • New Construction: No
  • Property Sub-Type: Condo
  • Subdivision Name: Fieldstone
  • Year Built: 2000
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 2

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: None
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 2
  • Door Features: Sliding Glass Door(s)
  • Flooring: Carpet
  • Interior Amenities: Vaulted Ceiling(s), Storage, Walk-In Closet(s), High Ceilings, Separate Dining Room, Pantry, Quartz Counters
  • LivingArea: 1500
  • Other Equipment: TV-Cable, CO Detectors, Ceiling Fan(s), Water Heater-Gas
  • Room Type: Foyer, Loft, Walk In Closet
  • Stories Total: 2
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding, Brick
  • Foundation Details: Concrete Perimeter
  • Lot Features: Common Grounds, Landscaped
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 100 Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level, Washer Hookup, In Unit
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 267
  • Association Amenities: Storage, Patio, Trail(s)
  • Association Fee Frequency: Monthly
  • Management: Manager Off-site
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Fieldstone Condominium
  • Management Contact Name: American Prop. Manag. of IL
  • Management Phone: 847-985-6464

Fee Information

  • Association Fee Includes: Insurance, Exterior Maintenance, Lawn Care, Snow Removal

Schools

  • Elementary School: Hilltop Elementary School
  • High School: Elgin High School
  • Middle/Junior School: Ellis Middle School

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: COMMON
  • Rural (Y/N): N
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 10
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 100

Tax Info

  • Tax Annual Amount: 4306
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 6

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 25, 2025
Closed on
Nov 13, 2025
Sold by
Rowe Eric T S and Rowe Prudence E
Bought by
Ismaili Adile
Seller's Agent
Eric Logan
Realty Executives Premier Illinois
Buyer's Agent
Christopher Paul
Redfin Corporation
List Price
$289,900
Sold Price
$294,900
Premium/Discount to List
$5,000
1.72%
Views
135

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-9.62%

Purchase Details

Closed on
May 14, 2007
Sold by
Handley Ryan and Handley Lisa
Bought by
Rowe Eric T S and Rowe Prudence E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,750
Interest Rate
6.22%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 30, 2002
Sold by
Teipel Matthew S and Teipel Lori K
Bought by
Handley Ryan and Izzo Lisa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,850
Interest Rate
6.22%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 26, 2001
Sold by
Fieldstone Of Elgin Llc
Bought by
Kotecki Lori K and Teipel Matthew S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
6.91%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $295,000 Chicago Title Company
Warranty Deed $228,000 Attorneys Title Guaranty Fun
Warranty Deed $190,000 --
Warranty Deed $160,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $168,750 Purchase Money Mortgage
Previous Owner $181,850 FHA
Previous Owner $152,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/21/2025 11/21/25 Sold $294,900 +1.7% $197 / Sq Ft
11/05/2025 11/05/25 Pending -- -- --
10/15/2025 10/15/25 For Sale $289,900 0.0% $193 / Sq Ft
10/03/2025 10/03/25 For Sale $289,900 0.0% $193 / Sq Ft
10/02/2025 10/02/25 Pending -- -- --
09/25/2025 09/25/25 For Sale $289,900 -- $193 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,306 $27,351 $4,863 $22,488
2024 $4,306 $18,276 $1,418 $16,858
2023 $4,155 $18,276 $1,418 $16,858
2022 $4,155 $18,276 $1,418 $16,858
2021 $4,139 $15,341 $1,013 $14,328
2020 $4,191 $15,341 $1,013 $14,328
2019 $4,197 $17,122 $1,013 $16,109
2018 $2,969 $12,174 $810 $11,364
2017 $2,980 $12,174 $810 $11,364
2016 $3,084 $12,174 $810 $11,364
2015 $2,811 $10,625 $607 $10,018
2014 $2,741 $10,625 $607 $10,018
2013 $2,631 $10,625 $607 $10,018
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12477698

Midwest Real Estate Data (MRED)

APN: 06-20-208-018-1183