Monica Vargas
GREAT HOMES REAL ESTATE, INC.
(224) 246-8148
179 Total Sales
10 in Bluff City
$63K - $415K Price Range
1478 Keystone Ct Unit 582 Elgin, IL 60120
Bluff City Neighborhood
2
Beds
2.5
Baths
1,500
Sq Ft
2000
Built
Highlights
- Landscaped Professionally
- Wood Flooring
- Quartz Countertops
- Vaulted Ceiling
- Loft
- Formal Dining Room
About This Home
As of November 2025Beautifully Updated/TURN KEY 2 Bedroom, 2.1 Bath Town Home with Spacious Loft in lovely Private Community! Step into this bright, airy, and move-in-ready home featuring a freshly painted interior-including trim, all new carpeting and luxury vinyl plank flooring, and refinished hardwoods in the dramatic two-story family room and adjoining dining area. The kitchen shines with new quartz countertop and stylish subway tile backsplash. Updated, on-trend lighting and ceiling fans throughout. A sliding glass door leads to your own private patio-perfect for relaxing or entertaining. Upstairs, expect a primary bedroom with private ensuite bath and spacious walk in closet with built-ins, an additional bedroom; full hallway bath; and a large loft that offers flexible space for a home office, media room, or potential 3rd bedroom. Enjoy the convenience of a main floor laundry room, a 2-car attached garage, and the peace of a quiet, private neighborhood with meandering walking paths. This move in ready home offers the perfect blend of comfort, style, and the ease of maintenance free living! Buy, move in, unpack.....Enjoy! 2025 Updates- Interior painting including all trim, light fixtures & ceiling fans throughout, carpeting (stairs, second floor hallway & bedrooms, LVT flooring (foyer, powder room, hallway, kitchen, laundry room, second floor bathrooms) refinished wood flooring in family room and dining room, quartz countertops, subway tile backsplash, cabinet hardware, front door and door to garage hardware, primary bath tub & tile surround.
Last Agent to Sell the Property
Realty Executives Premier Illinois License #475140303 Listed on: 09/25/2025
Last Buyer's Agent
Christopher Paul
Redfin Corporation License #475158501
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Property Details
Home Type
- Condominium
Est. Annual Taxes
- $4,306
Year Built
- Built in 2000
HOA Fees
- $267 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Entry on the 1st floor
- Brick Exterior Construction
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,500 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Window Screens
- Sliding Doors
- Entrance Foyer
- Family Room
- Living Room
- Formal Dining Room
- Loft
- Storage
Kitchen
- Range
- Microwave
- Dishwasher
- Quartz Countertops
Flooring
- Wood
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Home Security
Schools
- Hilltop Elementary School
- Ellis Middle School
- Elgin High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 100 Amp Service
- Gas Water Heater
- Cable TV Available
Additional Features
- Patio
- Landscaped Professionally
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance, exterior maintenance, lawn care, snow removal
- 6 Units
- American Prop. Manag. Of Il Association, Phone Number (847) 985-6464
- Fieldstone Subdivision, Applefield Floorplan
- Property managed by Fieldstone Condominium
Amenities
- Building Patio
- Common Area
- Community Storage Space
Recreation
- Trails
Pet Policy
- Pets up to 100 lbs
- Dogs and Cats Allowed
Security
- Resident Manager or Management On Site
- Carbon Monoxide Detectors
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 25, 2025
Closed on
Nov 13, 2025
Sold by
Bought by
Seller's Agent
Eric Logan
Realty Executives Premier Illinois
Buyer's Agent
Christopher Paul
Redfin Corporation
List Price
$289,900
Sold Price
$294,900
Premium/Discount to List
$5,000
1.72%
Views
135
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,278
Avg. Annual Appreciation
-0.58%
Purchase Details
Closed on
May 14, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,750
Interest Rate
6.22%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 30, 2002
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,850
Interest Rate
6.22%
Mortgage Type
FHA
Purchase Details
Closed on
Jan 26, 2001
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
6.91%
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Bluff City, IL
-
Monica Vargas
-
Sandra Giron
Sandra Giron
RESIDENTIAL PRO LLC
(224) 628-7312
33 Total Sales
1 in Bluff City
$147,000 Price
-
Juana Fuentes
Juana Fuentes
Exclusive Living, Inc
(224) 255-4532
76 Total Sales
2 in Bluff City
$207K - $640K Price Range
-
Elizabeth Goodchild
Elizabeth Goodchild
Realty of America
(224) 479-1826
482 Total Sales
1 in Bluff City
$219,900 Price
-
Joanna Krzepkowska
Joanna Krzepkowska
HomeSmart Connect LLC
(630) 250-2995
155 Total Sales
1 in Bluff City
$340,000 Price
-
Ken Bruderle
Ken Bruderle
Responds QuicklySuperior Homes Realty
(224) 347-7415
54 Total Sales
3 in Bluff City
$180K - $320K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $295,000 | Chicago Title Company | |
| Warranty Deed | $228,000 | Attorneys Title Guaranty Fun | |
| Warranty Deed | $190,000 | -- | |
| Warranty Deed | $160,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $160,000 | Unknown | |
| Closed | $168,750 | Purchase Money Mortgage | |
| Previous Owner | $56,250 | Stand Alone Second | |
| Closed | $181,850 | FHA | |
| Previous Owner | $152,000 | No Value Available |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/21/2025 11/21/25 | Sold | $294,900 | +1.7% | $197 / Sq Ft |
| 11/05/2025 11/05/25 | Pending | -- | -- | -- |
| 10/15/2025 10/15/25 | For Sale | $289,900 | 0.0% | $193 / Sq Ft |
| 10/03/2025 10/03/25 | For Sale | $289,900 | 0.0% | $193 / Sq Ft |
| 10/02/2025 10/02/25 | Pending | -- | -- | -- |
| 09/25/2025 09/25/25 | For Sale | $289,900 | -- | $193 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,306 | $27,351 | $4,863 | $22,488 |
| 2024 | $4,306 | $18,276 | $1,418 | $16,858 |
| 2023 | $4,155 | $18,276 | $1,418 | $16,858 |
| 2022 | $4,155 | $18,276 | $1,418 | $16,858 |
| 2021 | $4,139 | $15,341 | $1,013 | $14,328 |
| 2020 | $4,191 | $15,341 | $1,013 | $14,328 |
| 2019 | $4,197 | $17,122 | $1,013 | $16,109 |
| 2018 | $2,969 | $12,174 | $810 | $11,364 |
| 2017 | $2,980 | $12,174 | $810 | $11,364 |
| 2016 | $3,084 | $12,174 | $810 | $11,364 |
| 2015 | $2,811 | $10,625 | $607 | $10,018 |
| 2014 | $2,741 | $10,625 | $607 | $10,018 |
| 2013 | $2,631 | $10,625 | $607 | $10,018 |
Source: Public Records
Agents Affiliated with this Home
-
Eric Logan
Seller's Agent in 2025
Eric Logan
Realty Executives
(630) 675-1737
1 in this area
338 Total Sales
-
Becky VanderVeen
Seller Co-Listing Agent in 2025
Becky VanderVeen
Realty Executives
(630) 220-1447
1 in this area
317 Total Sales
-
Christopher Paul
C
Buyer's Agent in 2025
Christopher Paul
Redfin Corporation
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12477698
APN: 06-20-208-018-1183
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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