NOT LISTED FOR SALE

Estimated Value: $532,000 - $713,000

4 Beds
3.5 Baths
3,600 Sq Ft
$176/Sq Ft Est. Value

Sale Details

Date Sold: July 14, 2022

Last sale price $590,000 $164 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $3,793 / mo

18 Days on Market

Highlights

  • Lake On Lot
  • Creek or Stream View
  • Contemporary Architecture
  • Ringgold Middle School Rated A-
  • Deck
  • Pond

About This Home

As of July 2022

This custom built home with a beautiful view of a 17 acre private lake with over 400 feet of water/lake access will be your dream home. Wildlife galore, fishing and kayaking from your own backyard. New roof two years ago and lovingly maintained.

Last Agent to Sell the Property

David Gardiner

Crye-Leike, REALTORS License #362419 Listed on: 04/19/2022

Crye-Leike, REALTORS

Last Buyer's Agent

Jeremy Landreth

Bridge City Realty, LLC License #336053

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,065

Year Built

  • Built in 1999

Lot Details

  • 40,511 Sq Ft Lot
  • Cul-De-Sac
  • Front and Back Yard Sprinklers
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

HOA Fees

  • $36 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Contemporary Architecture
  • Three Sided Brick Exterior Elevation
  • Shingle Roof
  • Wood Siding
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,600 Sq Ft Home
  • 2-Story Property
  • Central Vacuum
  • Sound System
  • High Ceiling
  • Gas Log Fireplace
  • Insulated Windows
  • Aluminum Window Frames
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Creek or Stream Views
  • Storage In Attic

Kitchen

  • Breakfast Area or Nook
  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Whirlpool Bathtub
  • Double Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Finished Basement

  • Basement Fills Entire Space Under The House
  • Partial Basement

Home Security

  • Home Security System
  • Fire and Smoke Detector

Accessible Home Design

  • Adaptable Bathroom Walls
  • Grip-Accessible Features
  • Accessibility Features

Outdoor Features

  • Pond
  • Lake On Lot
  • Deck
  • Covered Patio or Porch

Schools

  • Tiger Creek Elementary School
  • Ringgold Middle School
  • Ringgold High School

Utilities

  • Dehumidifier
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Water Heater
  • Septic Tank
  • Cable TV Available

Community Details

  • Cherokee Springs Subdivision
  • Pond in Community

Listing and Financial Details

  • Assessor Parcel Number 0065a-023

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,065

Year Built

Built in 1999

Lot Details

0.93 Acres

HOA Fees

$36 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.93
  • Lot Size: 0
  • Subdivision Name: Cherokee Springs
  • Directions: From Chattanooga, I75 South take the Ringgold exit 350, turn left onto Battlefield, then turn right on to hwy 41. Go thru Ringgold, then turn left onto Cherokee valley road, right onto Cherokee Lake dr, left on to Sequoyah Trail. last home on the right.
  • Architectural Style: Contemporary
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 3600.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 1999
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 0065a-023
  • Location Tax and Legal Elementary School: Tiger Creek Elementary
  • Location Tax and Legal Middle Or Junior School2: Ringgold Middle
  • Location Tax and Legal High School: Ringgold High School
  • Location Tax and Legal:Tax Annual Amount: 3065.03
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.93
  • General Property Information Lot Size Square Feet2: 40510.8
  • General Property Information Lot Size Dimensions: 0
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: This custom built home with a beautiful view of a 17 acre private lake with over 400 feet of water/lake access will be your dream home. Wildlife galore, fishing and kayaking from your own backyard. New roof two years ago and lovingly maintained.
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Security Features:Smoke Detector(s): Yes
  • Architectural Style:Contemporary: Yes
  • Foundation Details Concrete Perimeter: Yes
  • Laundry Features Laundry Room: Yes
  • Security Features:Security System: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Interior Features Whirlpool Tub2: Yes
  • Interior Features Breakfast Nook: Yes
  • Other Equipment:Dehumidifier: Yes
  • Community Features Pond3: Yes
  • Interior Features Double Shower: Yes
  • View CreekStream2: Yes
  • Brick and Stone Features 34 Brick: Yes
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Microwave, Gas Water Heater, Electric Range, Disposal, Dishwasher
  • Other Equipment: Dehumidifier
  • Accessibility Features: Adaptable Bathroom Walls, Grip-Accessible Features
  • Has Basement: Finished, Full, Partial
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood
  • Interior Amenities: Breakfast Nook, Central Vacuum, Connected Shared Bathroom, Double Shower, En Suite, Entrance Foyer, High Ceilings, Pantry, Plumbed, Separate Dining Room, Separate Shower, Sound System, Walk-In Closet(s), Whirlpool Tub
  • Window Features: Aluminum Frames, Insulated Windows
  • ResoLivingAreaSource: Owner
  • Appliances Dishwasher: Yes
  • Basement:Partial: Yes
  • Full Basement: Yes
  • Appliances:Electric Range: Yes
  • Attic Features:Storage Only: Yes
  • Appliances:Gas Water Heater: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Central Vacuum: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Gas Log: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Sound System: Yes

Exterior Features

  • Lot Features: Cul-De-Sac, Lake On Lot, Pond On Lot, Split Possible, Sprinklers In Front, Sprinklers In Rear
  • View: Creek/Stream, Other
  • View: Yes
  • Waterfront: No
  • Disclosures: Flood Insurance May Be Required
  • Home Warranty: No
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Covered, Deck, Patio, Porch
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Split Possible: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Insulated Windows: Yes
  • Window Features:Aluminum Frames: Yes
  • Accessibility Features:Grip-Accessible Features: Yes
  • Accessibility Features:Adaptable Bathroom Walls: Yes
  • Lot Features:Lake On Lot: Yes
  • Lot Features:Pond On Lot: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener, Garage Faces Side, Off Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Off Street: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Side: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Security: Security System, Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Pond
  • Senior Community: No
  • Association Fee: 430.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 430.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: Tiger Creek Elementary
  • High School: Ringgold High School
  • Middle Or Junior School: Ringgold Middle

Lot Info

  • Lot Size Sq Ft: 40510.8
  • Additional Parcels: No
  • Parcel #: 0065a-023
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3065.03

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 18, 2024
Sold by
Cummings Robert Lee
Bought by
Cummings Robert Lee and Cummings Shelley Hope
Current Estimated Value
$633,231

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Outstanding Balance
$73,724
Interest Rate
7.1%
Mortgage Type
New Conventional
Estimated Equity
$559,507

Purchase Details

Closed on
Oct 5, 2022
Sold by
Lane Christina
Bought by
Cummings Robert Lee

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$490,800
Interest Rate
5.89%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 19, 2022
Closed on
Jul 14, 2022
Sold by
Mathis Thomas R
Bought by
Cummings Robert Lee and Lane Christina
Seller's Agent
David Gardiner
Crye-Leike, REALTORS
Buyer's Agent
Jeremy Landreth
Bridge City Realty, LLC
List Price
$600,000
Sold Price
$590,000
Premium/Discount to List
-$10,000
-1.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.93%
Original Mortgage
$560,500
Interest Rate
5.78%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 25, 2007
Sold by
Mathis Donal D
Bought by
Mathis Thomas R

Purchase Details

Closed on
Feb 26, 1999
Bought by
Whited Heather D
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cummings Robert Lee -- --
Cummings Robert Lee -- --
Cummings Robert Lee $590,000 --
Mathis Thomas R $378,400 --
Whited Heather D $36,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cummings Robert Lee $75,000
Previous Owner Cummings Robert Lee $490,800
Previous Owner Cummings Robert Lee $560,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/14/2022 07/14/22 Sold $590,000 -1.7% $164 / Sq Ft
05/07/2022 05/07/22 Pending -- -- --
04/19/2022 04/19/22 For Sale $600,000 -- $167 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,512 $237,630 $26,000 $211,630
2024 $5,079 $238,139 $26,000 $212,139
2023 $4,144 $185,104 $26,000 $159,104
2022 $3,205 $146,484 $26,000 $120,484
2021 $2,993 $146,484 $26,000 $120,484
2020 $3,048 $131,732 $26,000 $105,732
2019 $3,000 $131,732 $26,000 $105,732
2018 $3,205 $129,732 $24,000 $105,732
2017 $3,056 $127,121 $24,000 $103,121
2016 $3,015 $119,459 $24,000 $95,459
2015 -- $119,459 $24,000 $95,459
2014 -- $119,459 $24,000 $95,459
2013 -- $119,459 $24,000 $95,459
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1353513

Greater Chattanooga REALTORS®

APN: 0065A-023

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