$349,000

148 Stearns St Gulf Breeze, FL 32561

Estimated payment $1,890/month

Total Views 45,664
2 Beds
2 Baths
1,168 Sq Ft
$299 Price per Sq Ft

Highlights

  • Very Popular Property
  • Updated Kitchen
  • High Ceiling
  • Gulf Breeze Elementary School Rated A-
  • Traditional Architecture
  • Granite Countertops

About This Home

Tucked away on a quiet, private street in Gulf Breeze Proper, this completely remodeled 2-bedroom, 2-bath townhome blends modern comfort with timeless warmth and, best of all, there is no HOA. Gulf Breeze is one of the most sought-after communities along the Gulf Coast, known for its top-rated schools, small-town charm, and close proximity to Pensacola Beach and Downtown Pensacola. Step inside to soaring vaulted ceilings and a 72-inch fan that fills the living room with light and air. Every detail has been thoughtfully updated: a 3-year-old roof and AC, a brand-new water heater (2025), and a fully redesigned kitchen with soft-close drawers, deep pantry storage, and a stunning Forno range with French doors and convection/air-fry features that make cooking a joy. The deep farmhouse sink and stainless KitchenAid refrigerator complete the picture. Downstairs, a cozy bedroom opens to a private backyard with a storage shed, while the guest bath features granite countertops, a handmade vessel sink, and a deep soaking tub. Upstairs, the primary suite feels like a retreat with its walk-in tiled shower, remote bidet, dressing area, and barn doors leading to a versatile loft with an added closet. Outside, thoughtful touches like front and back floodlights, storage shed, and a full privacy fence make this home move-in ready and easy to love. With no HOA restrictions, this property offers flexibility for a full-time residence, second home, or long-term/short term rental opportunity. Here, you can enjoy the coastal lifestyle and all of the amenities Gulf Breeze is known for, quiet mornings, friendly walks, great parks, and sunsets. AND you are just minutes from the beach!

Listing Agent

Jenny Rushing

Berkshire Hathaway Home Services PenFed Realty Listed on: 11/09/2025

Berkshire Hathaway Home Services PenFed Realty

Townhouse Details

Home Type

  • Townhome

Year Built

  • Built in 1994

Lot Details

  • 3,485 Sq Ft Lot
  • Privacy Fence
  • Back Yard Fenced

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,168 Sq Ft Home
  • 2-Story Property
  • High Ceiling
  • Ceiling Fan
  • Combination Kitchen and Dining Room
  • Storage
  • Washer and Dryer Hookup
  • Tile Flooring

Kitchen

  • Updated Kitchen
  • Eat-In Kitchen
  • Dishwasher
  • Granite Countertops

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Remodeled Bathroom
  • 2 Full Bathrooms

Parking

  • 1 Parking Space
  • Driveway

Schools

  • Gulf Breeze Elementary And Middle School
  • Gulf Breeze High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 043S290010000000190

Townhouse Details

Home Type

Townhome

Year Built

Built in 1994

Lot Details

0

Listing Details

  • Stories: 2
  • Parcel Number: 043S290010000000190
  • Property Type: Residential Attached
  • Year Built: 1994
  • Electric: Copper Wiring
  • Property Sub Type: Res Attached
  • Horses: No
  • Lot Size Acres: 0.08
  • Lot Size: 30X119
  • Road Surface Type: Paved
  • Subdivision Name: None
  • Directions: Hwy 98 to Daniel Dr then right on Joachim and right on Stearns.
  • Architectural Style: Traditional
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: No
  • Property Attached Yn: Yes
  • Kitchen Level: First
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Dishwasher, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Tile
  • Interior Amenities: Storage, Ceiling Fan(s), High Ceilings, High Speed Internet
  • Living Area: 1168
  • Bedroom/Bathroom Features: Remodeled
  • Dining Room Features: Eat-in Kitchen, Kitchen/Dining Combo
  • Living Room Living Room Level: First
  • Room Kitchen Features: Remodeled, Granite Counters, Pantry

Exterior Features

  • Roof: Shingle, See Remarks
  • Fencing: Back Yard, Privacy
  • Pool Features: None
  • Construction Type: Frame
  • Foundation Details: Slab
  • Property Condition: Resale

Garage/Parking

  • Open Parking: Yes
  • Parking Features: Driveway
  • Total Parking Spaces: 1

Utilities

  • Heating: Central
  • Cooling: Central Air, Ceiling Fan(s)
  • Sewer: Public Sewer
  • Laundry Features: W/D Hookups
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Annually
  • Association: No

Schools

  • Elementary School: Gulf Breeze
  • High School: Gulf Breeze
  • Middle Or Junior School: GULF BREEZE

Lot Info

  • Lot Size Sq Ft: 3484.8
  • Zoning Description: Res Single

Matterport 3D Tour

Floorplans

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $803 $208,974 $100,000 $108,974
2024 $775 $100,071 -- --
2023 $775 $97,156 $0 $0
2022 $744 $94,326 $0 $0
2021 $730 $91,579 $0 $0
2020 $722 $90,315 $0 $0
2019 $696 $88,284 $0 $0
2018 $685 $86,638 $0 $0
2017 $676 $84,856 $0 $0
2016 $666 $83,111 $0 $0
2015 $752 $87,347 $0 $0
2014 $756 $86,654 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/03/2026 01/03/26 Price Changed $349,000 +2.6% $299 / Sq Ft
11/25/2025 11/25/25 Price Changed $340,000 -2.6% $291 / Sq Ft
11/09/2025 11/09/25 For Sale $349,000 -- $299 / Sq Ft
Source: Pensacola Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $220,000 Emerald Coast Title
Special Warranty Deed $85,000 Attorney
Trustee Deed -- Attorney
Warranty Deed $172,000 --
Warranty Deed $96,000 --
Warranty Deed $88,000 --
Warranty Deed $83,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $100,000 Seller Take Back
Previous Owner $68,000 Purchase Money Mortgage
Previous Owner $137,600 Purchase Money Mortgage
Previous Owner $97,920 VA
Previous Owner $88,000 VA
Previous Owner $71,900 No Value Available
Source: Public Records

About the Listing Agent

Jenny Rushing

Berkshire Hathaway Home Services PenFed Realty

(448) 233-3942

Section Image

Jenny brings honesty, energy, hard work, and creative service into every detail of your real estate transaction. She thrives on establishing a close relationship with her clients and believes in clear communication. Jenny Rushing has a strong commitment to excellence in customer service. As an active volunteer in the community, she is good at welcoming new residents to the area and is passionate about the needs and goals of the client.

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Source: Pensacola Association of REALTORS®

MLS Number: 673363

Pensacola Association of REALTORS®

APN: 04-3S-29-0010-00000-0190