148 Stearns St Gulf Breeze, FL 32561
Estimated payment $1,890/month
Highlights
- Very Popular Property
- Updated Kitchen
- High Ceiling
- Gulf Breeze Elementary School Rated A-
- Traditional Architecture
- Granite Countertops
About This Home
Tucked away on a quiet, private street in Gulf Breeze Proper, this completely remodeled 2-bedroom, 2-bath townhome blends modern comfort with timeless warmth and, best of all, there is no HOA. Gulf Breeze is one of the most sought-after communities along the Gulf Coast, known for its top-rated schools, small-town charm, and close proximity to Pensacola Beach and Downtown Pensacola. Step inside to soaring vaulted ceilings and a 72-inch fan that fills the living room with light and air. Every detail has been thoughtfully updated: a 3-year-old roof and AC, a brand-new water heater (2025), and a fully redesigned kitchen with soft-close drawers, deep pantry storage, and a stunning Forno range with French doors and convection/air-fry features that make cooking a joy. The deep farmhouse sink and stainless KitchenAid refrigerator complete the picture. Downstairs, a cozy bedroom opens to a private backyard with a storage shed, while the guest bath features granite countertops, a handmade vessel sink, and a deep soaking tub. Upstairs, the primary suite feels like a retreat with its walk-in tiled shower, remote bidet, dressing area, and barn doors leading to a versatile loft with an added closet. Outside, thoughtful touches like front and back floodlights, storage shed, and a full privacy fence make this home move-in ready and easy to love. With no HOA restrictions, this property offers flexibility for a full-time residence, second home, or long-term/short term rental opportunity. Here, you can enjoy the coastal lifestyle and all of the amenities Gulf Breeze is known for, quiet mornings, friendly walks, great parks, and sunsets. AND you are just minutes from the beach!
Townhouse Details
Home Type
- Townhome
Year Built
- Built in 1994
Lot Details
- 3,485 Sq Ft Lot
- Privacy Fence
- Back Yard Fenced
Home Design
- Traditional Architecture
- Slab Foundation
- Frame Construction
- Shingle Roof
Interior Spaces
- 1,168 Sq Ft Home
- 2-Story Property
- High Ceiling
- Ceiling Fan
- Combination Kitchen and Dining Room
- Storage
- Washer and Dryer Hookup
- Tile Flooring
Kitchen
- Updated Kitchen
- Eat-In Kitchen
- Dishwasher
- Granite Countertops
Bedrooms and Bathrooms
- 2 Bedrooms
- Remodeled Bathroom
- 2 Full Bathrooms
Parking
- 1 Parking Space
- Driveway
Schools
- Gulf Breeze Elementary And Middle School
- Gulf Breeze High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 043S290010000000190
Matterport 3D Tour
Floorplans
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $803 | $208,974 | $100,000 | $108,974 |
| 2024 | $775 | $100,071 | -- | -- |
| 2023 | $775 | $97,156 | $0 | $0 |
| 2022 | $744 | $94,326 | $0 | $0 |
| 2021 | $730 | $91,579 | $0 | $0 |
| 2020 | $722 | $90,315 | $0 | $0 |
| 2019 | $696 | $88,284 | $0 | $0 |
| 2018 | $685 | $86,638 | $0 | $0 |
| 2017 | $676 | $84,856 | $0 | $0 |
| 2016 | $666 | $83,111 | $0 | $0 |
| 2015 | $752 | $87,347 | $0 | $0 |
| 2014 | $756 | $86,654 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/03/2026 01/03/26 | Price Changed | $349,000 | +2.6% | $299 / Sq Ft |
| 11/25/2025 11/25/25 | Price Changed | $340,000 | -2.6% | $291 / Sq Ft |
| 11/09/2025 11/09/25 | For Sale | $349,000 | -- | $299 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $220,000 | Emerald Coast Title | |
| Special Warranty Deed | $85,000 | Attorney | |
| Trustee Deed | -- | Attorney | |
| Warranty Deed | $172,000 | -- | |
| Warranty Deed | $96,000 | -- | |
| Warranty Deed | $88,000 | -- | |
| Warranty Deed | $83,900 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $100,000 | Seller Take Back | |
| Previous Owner | $68,000 | Purchase Money Mortgage | |
| Previous Owner | $137,600 | Purchase Money Mortgage | |
| Previous Owner | $97,920 | VA | |
| Previous Owner | $88,000 | VA | |
| Previous Owner | $71,900 | No Value Available |
About the Listing Agent
Jenny brings honesty, energy, hard work, and creative service into every detail of your real estate transaction. She thrives on establishing a close relationship with her clients and believes in clear communication. Jenny Rushing has a strong commitment to excellence in customer service. As an active volunteer in the community, she is good at welcoming new residents to the area and is passionate about the needs and goals of the client.
Jenny's Other Listings
Source: Pensacola Association of REALTORS®
MLS Number: 673363
APN: 04-3S-29-0010-00000-0190
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