Seller's Agent in 2026
Heather Spinosa
MIHARA & ASSOCIATES INC.
(813) 960-2300
117 Total Sales
1485 Overlea St Clearwater, FL 33755
Clearwater AreaEstimated Value: $319,000 - $392,699
3
Beds
2
Baths
1,340
Sq Ft
$259/Sq Ft
Est. Value
Highlights
- Traditional Architecture
- Wood Flooring
- No HOA
- Dunedin Highland Middle School Rated 9+
- Separate Formal Living Room
- Front Porch
About This Home
As of February 2026MOTIVATED SELLER | TURNKEY CLEARWATER HOME | SOLAR + IMPACT WINDOWS | NO HOA | NON-FLOOD ZONE Seller is motivated—bring offers. This move-in-ready Clearwater home offers a rare combination of energy efficiency, storm protection, and location with NO HOA, NO CDD, and NO FLOOD INSURANCE required. This 3-bedroom, 2-bath single-family home features a 1-car garage, extended driveway, and a high-and-dry non-flood-zone lot—a major advantage for insurance savings and long-term value. Major buyer highlights shoppers search for that this home comes with: Paid-off solar panels (2022) = LOW electric bills Hurricane impact windows ($16K+) with transferable warranties Updated roof (2019), HVAC (2019), water heater (2025) Fully fenced backyard with room for a pool No HOA / No CDD fees The interior offers an open, functional layout with a spacious living area, split-bedroom floor plan, and a dedicated dining space. The kitchen is upgraded with granite countertops, stainless steel appliances, soft-close cabinets, USB/USB-C outlets, and convenient garage access—ideal for everyday living and entertaining. Step outside to an oversized fenced yard featuring a brick patio, perfect for outdoor dining, entertaining, pets, or future outdoor upgrades. Location matters: minutes to Clearwater Beach, downtown Clearwater, shopping, dining, hospitals, and major roadways. Easy access to Tampa, St. Pete, and area airports. This property checks every box for primary homeowners, second-home buyers, and investors seeking a low-maintenance, insurance-friendly Florida home. Turnkey. Energy-efficient. High and dry. Priced to sell.
Schedule your showing today.
Last Agent to Sell the Property
MIHARA & ASSOCIATES INC. Brokerage Phone: 813-960-2300 License #3494794 Listed on: 10/22/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,950
Year Built
- Built in 1956
Lot Details
- 9,561 Sq Ft Lot
- Lot Dimensions are 73x131
- North Facing Home
- Wood Fence
Parking
- 1 Car Attached Garage
- Ground Level Parking
- Driveway
- On-Street Parking
Home Design
- Traditional Architecture
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 1,340 Sq Ft Home
- Ceiling Fan
- Blinds
- Family Room
- Separate Formal Living Room
- Crawl Space
- Laundry in Garage
Kitchen
- Range Hood
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Exterior Lighting
- Private Mailbox
- Front Porch
Schools
- Sandy Lane Elementary School
- Dunedin Highland Middle School
- Clearwater High School
Utilities
- Central Heating and Cooling System
- High Speed Internet
- Phone Available
- Cable TV Available
Community Details
- No Home Owners Association
- Highland Terrace Manor Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 3 / G
- Assessor Parcel Number 11-29-15-39258-007-0030
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 22, 2025
Closed on
Feb 6, 2026
Sold by
Otto Yackel
Bought by
Seller's Agent
Heather Spinosa
MIHARA & ASSOCIATES INC.
Buyer's Agent
Nick Anderson
HIGH POINT REALTY INC
List Price
$346,000
Sold Price
$330,000
Premium/Discount to List
-$16,000
-4.62%
Views
459
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,675
Avg. Annual Appreciation
9.95%
Original Mortgage
$297,000
Outstanding Balance
$295,557
Interest Rate
6.18%
Mortgage Type
New Conventional
Estimated Equity
$52,118
Purchase Details
Listed on
Nov 22, 2022
Closed on
Feb 1, 2023
Sold by
Denise Garret and Denise Abigail
Bought by
Yackel Edward O
Seller's Agent
Maryann Spearman
BHHS FLORIDA PROPERTIES GROUP
Buyer's Agent
Kristen Millar
MUSGRAVE GROUP LLC
List Price
$329,900
Sold Price
$319,000
Premium/Discount to List
-$10,900
-3.3%
Views
13
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.13%
Original Mortgage
$298,050
Interest Rate
6.27%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 24, 2019
Sold by
Bay Area Services Llc
Bought by
Denise Garret and Denise Abigail
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,500
Interest Rate
3.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 25, 2014
Sold by
Miller R
Bought by
Bay Area Trust Services Llc
Purchase Details
Closed on
Aug 17, 2006
Sold by
Mitchell Pat
Bought by
Miller R and Trust #1485
Purchase Details
Closed on
Sep 24, 2004
Sold by
Benion Caroline A
Bought by
Mitchell Pat and Land Trust #1485 Trust
Purchase Details
Closed on
Feb 2, 1996
Sold by
Carolyn A Carey Tr
Bought by
Benion Caroline A
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $330,000 | Investment Title | ||
| Yackel Edward O | $319,000 | -- | |
| Denise Garret | $175,000 | Great American Title Llc | |
| Bay Area Trust Services Llc | -- | None Available | |
| Miller R | -- | None Available | |
| Mitchell Pat | $60,000 | Countrywide Title Company | |
| Benion Caroline A | $54,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $297,000 | ||
| Closed | Yackel Edward O | $298,050 | |
| Previous Owner | Denise Garret | $157,500 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/06/2026 02/06/26 | Sold | $330,000 | -2.2% | $246 / Sq Ft | |
| 01/19/2026 01/19/26 | Pending | -- | -- | -- | |
| 01/08/2026 01/08/26 | Price Changed | $337,500 | -0.4% | $252 / Sq Ft | |
| 12/30/2025 12/30/25 | Price Changed | $339,000 | -1.7% | $253 / Sq Ft | |
| 12/18/2025 12/18/25 | Price Changed | $345,000 | -0.3% | $257 / Sq Ft | |
| 12/14/2025 12/14/25 | For Sale | $346,000 | 0.0% | $258 / Sq Ft | |
| 12/06/2025 12/06/25 | Pending | -- | -- | -- | |
| 12/01/2025 12/01/25 | Price Changed | $346,000 | -0.6% | $258 / Sq Ft | |
| 11/15/2025 11/15/25 | Price Changed | $348,000 | -0.6% | $260 / Sq Ft | |
| 10/22/2025 10/22/25 | For Sale | $350,000 | +9.7% | $261 / Sq Ft | |
| 02/01/2023 02/01/23 | Sold | $319,000 | 0.0% | $238 / Sq Ft | View Prior Sale |
| 12/19/2022 12/19/22 | Pending | -- | -- | -- | |
| 12/16/2022 12/16/22 | Price Changed | $319,000 | -3.3% | $238 / Sq Ft | |
| 11/22/2022 11/22/22 | For Sale | $329,900 | -- | $246 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,225 | $312,351 | ||
| 2024 | $2,781 | $303,548 | $98,659 | $204,889 |
| 2023 | $2,781 | $186,549 | $0 | $0 |
| 2022 | $2,692 | $181,116 | $0 | $0 |
| 2021 | $2,715 | $175,841 | $0 | $0 |
| 2020 | $2,701 | $173,413 | $0 | $0 |
| 2019 | $1,908 | $105,271 | $49,545 | $55,726 |
| 2018 | $1,629 | $77,899 | $0 | $0 |
| 2017 | $1,494 | $77,564 | $0 | $0 |
| 2016 | $1,364 | $68,241 | $0 | $0 |
| 2015 | $1,241 | $58,610 | $0 | $0 |
| 2014 | $1,451 | $75,191 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Heather Spinosa
-
Nick Anderson
Buyer's Agent in 2026
Nick Anderson
HIGH POINT REALTY INC
(727) 688-2495
10 Total Sales
-
Maryann Spearman
Seller's Agent in 2023
Maryann Spearman
BHHS FLORIDA PROPERTIES GROUP
(727) 709-2374
166 Total Sales
-
Kristen Millar
Buyer's Agent in 2023
Kristen Millar
MUSGRAVE GROUP LLC
(321) 439-9321
36 Total Sales
Map
Source: Stellar MLS
MLS Number: TB8440451
APN: 11-29-15-39258-007-0030
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Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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