$281,000
SOLD DEC 31, 2025

14865 Willow St Grafton, IL 62037

4 Beds
3 Baths
2,430 Sq Ft
30,013 Sq Ft Lot

Recently Sold

$116 Per Sq Ft

12% Below List Price

188 Days on Market

Highlights

  • Waterfront
  • Community Lake
  • Ranch Style House
  • Lake Privileges
  • Center Hall Plan
  • Partially Wooded Lot

About This Home

As of December 2025

Beautifully updated home with peaceful lake views and spacious layout- this Grafton beauty is far more than meets the eye. Meticulously maintained and trend-forward, this spacious home offers the room you need. The main floor features newer LVP flooring, all-new trim, and solid doors throughout. The large living area flows into an eat-in kitchen with custom hand-crafted countertops and open shelving. Step out to a massive new 12x47 patio with a sunshade, party lights, handcrafted privacy fence with adjustable panels, and stunning views of the lake.
You’ll find 3 bedrooms on the main level, including a primary suite with double closets, plus 2 updated full bathrooms and a wide hallway that enhances accessibility. A charming main-floor laundry completes the main level. The finished walkout basement includes a large 4th bedroom with private walk-out, 3 bonus rooms, all with closets, perfect for office/hobby space, large family room, full bathroom. The oversized 2+ car garage offers a massive workshop area, insulation, vapor barrier, drywall, and newer door. Storage shed stays. Major mechanicals are solid: furnace & A/C (22); Water heater (20); Thermostats (24); Nayadic septic w/ new aerator & recent cleaning (25) Additional perks include established garden area nurtured with compost, fiber optic internet, stocked lake. Truly move-in ready! Whether you're hosting on the patio or relaxing by the lake, this home combines comfort, quality, and character in one incredible package.

Last Agent to Sell the Property

Amy Hillery

Landmark Realty License #475147705 Listed on: 06/26/2025

Last Buyer's Agent

Kristina Woolsey

Market Pro Realty, Inc License #471022466

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,940

Year Built

  • Built in 1994 | Remodeled

Lot Details

  • 30,013 Sq Ft Lot
  • Lot Dimensions are 150x200
  • Waterfront
  • Property fronts a private road
  • Landscaped
  • Irregular Lot
  • Gentle Sloping Lot
  • Partially Wooded Lot
  • Garden
  • Back Yard

HOA Fees

  • $40 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Workshop in Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Brick Veneer
  • Blown-In Insulation
  • Architectural Shingle Roof
  • Vinyl Siding
  • Radon Mitigation System

Interior Spaces

  • Historic or Period Millwork
  • Woodwork
  • Ceiling Fan
  • Sliding Doors
  • Panel Doors
  • Center Hall Plan
  • Family Room
  • Living Room
  • Bonus Room
  • Workshop
  • Attic or Crawl Hatchway Insulated

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Stone Countertops

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Easy To Use Faucet Levers

Laundry

  • Laundry Room
  • Laundry on main level
  • Electric Dryer Hookup

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Finished Basement Bathroom
  • Basement Storage

Home Security

  • Storm Doors
  • Carbon Monoxide Detectors

Accessible Home Design

  • Accessible Hallway
  • Visitable
  • Doors with lever handles

Eco-Friendly Details

  • Energy-Efficient Insulation

Outdoor Features

  • Lake Privileges
  • Covered Patio or Porch
  • Fire Pit
  • Shed

Schools

  • Jersey Dist 100 Elementary And Middle School
  • Jerseyville High School

Utilities

  • Forced Air Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • Aerobic Septic System
  • Septic Tank

Community Details

  • Association fees include common area maintenance
  • Spring Valley Association
  • Community Lake

Listing and Financial Details

  • Assessor Parcel Number 08-060-005-00

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,940

Year Built

Built in 1994 | Remodeled

Lot Details

0.69 Acres

HOA Fees

$40 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Cross Street: Rt 3
  • Year Built: 1994
  • Accessibility Features: Accessible Hallway(s), Lever Style Door Handles, Visitable
  • Directions: Route 3 to Willow St
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: Electric Dryer Hookup, Laundry Room, Main Level
  • ResoLotFeatures: Adjoins Common Ground, Back Yard, Garden, Gentle Sloping, Irregular Lot, Landscaped, Some Trees
  • Lot Size Acres: 0.689
  • Road Frontage Type: Private Road
  • Road Surface Type: Gravel
  • Water Body Name: Private
  • ResoSecurityFeatures: Carbon Monoxide Detector(s)
  • Reso Association Amenities: Lake
  • Co List Office Phone: 618-466-1513
  • MLS Status: Closed
  • Subdivision Name: Spring Valley Estates
  • Above Grade Finished Sq Ft: 1290
  • Architectural Style: Patio, Ranch, Traditional
  • Carport Y N: No
  • Unit Levels: One
  • New Construction: No
  • Efficiency: Insulation, Thermostat
  • Property Attached Yn: No
  • ResoPropertyCondition: Updated/Remodeled
  • Reso Structure Type: House
  • Financial Info Electric: Ameren
  • MIS_RoomFlooring: Luxury Vinyl Tile
  • MIS_AboveGradeFinishedAreaSrchSqFt: 1290.00
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • PreviousStatus: Pending
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Carpeting
  • MIS_PoolYN: 0
  • MIS_BelowGradeFinishedAreaSrchSqFt: 1140.00
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Carpeting
  • MIS_AuctionYN: 0
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom, Exterior Entry, Finished, Full, Interior Entry, Radon Mitigation, Sleeping Area, Storage Space, Walk-Out Access
  • Interior Amenities: Ceiling Fan(s), Center Hall Floorplan, Custom Cabinetry, Eat-in Kitchen, Lever Faucets, Natural Woodwork, Solid Surface Countertop(s), Special Millwork, Stone Counters, Workshop/Hobby Area
  • Appliances: Dishwasher, Microwave, Range Hood, Electric Range, Refrigerator, Electric Water Heater
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1140
  • Door Features: Panel Door(s), Sliding Door(s), Storm Door(s)
  • Fireplace: No
  • Flooring: Carpet, Varies, Vinyl
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 1
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Fencing: None
  • Roof: Architectural Shingle
  • Waterfront Features: Lake Privileges
  • Waterfront: Yes
  • Disclosures: Flood Plain No, HOA/Condo Disclosure Available, Seller Property Disclosure
  • Home Warranty: No
  • Construction Type: Attic/Crawl Hatchway(s) Insulated, Blown-In Insulation, Brick Veneer, Vinyl Siding
  • Exterior Features: Fire Pit, Garden, Storage
  • Other Structures: Shed(s)
  • Patio And Porch Features: Covered, Front Porch, Patio, See Remarks

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Parking Features: Concrete, Garage, Garage Door Opener, Garage Faces Side, Workshop in Garage

Utilities

  • Sewer: Aerobic Septic, Septic Tank
  • Cooling: Central Air, Electric
  • Heating: Electric, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 480
  • Senior Community: No
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Spring Valley

Fee Information

  • Association Fee Includes: Common Area Maintenance

Schools

  • Elementary School: JERSEY DIST 100
  • Junior High Dist: Jersey DIST 100
  • High School: Jerseyville
  • Middle Or Junior School: JERSEY DIST 100

Lot Info

  • Lot Dimensions: 150X200
  • Parcel Number: 08-060-005-00

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 3940

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 26, 2025
Closed on
Dec 31, 2025
Sold by
Monroe Misti N and Maddox Misti N
Bought by
Root Lydia and Root Brandon
Seller's Agent
Amy Hillery
Landmark Realty
Buyer's Agent
Kristina Woolsey
Market Pro Realty, Inc
List Price
$319,000
Sold Price
$281,000
Premium/Discount to List
-$38,000
-11.91%
Views
317

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
28.12%
Original Mortgage
$266,950
Outstanding Balance
$266,691
Interest Rate
6.13%
Mortgage Type
New Conventional
Estimated Equity
$30,791

Purchase Details

Listed on
Sep 27, 2018
Closed on
Sep 16, 2019
Sold by
Lustick Kevin E and Lustick Tracy L
Bought by
Monroe Misti N
Seller's Agent
Tricia Sisk
Coldwell Banker Brown Realtors
Buyer's Agent
Linda Wheaton
Coldwell Banker Brown Realtors
List Price
$185,000
Sold Price
$164,000
Premium/Discount to List
-$21,000
-11.35%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.92%
Original Mortgage
$161,029
Interest Rate
5.62%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 25, 2018
Sold by
Schwegel Peter J and Schwegel Tammy L
Bought by
Lustick Kelvin E and Lustick Tracy L

Purchase Details

Closed on
Mar 24, 2010
Sold by
Grafton United Methodist Church
Bought by
Hass Irene
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $281,000 Community Title
Warranty Deed $164,000 Community Title & Escrow
Warranty Deed $149,500 Community Title & Escrow
Warranty Deed $83,333 --
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $266,950 New Conventional
Previous Owner $161,029 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/31/2025 12/31/25 Sold $281,000 -4.9% $116 / Sq Ft
10/02/2025 10/02/25 Price Changed $295,500 -1.5% $122 / Sq Ft
09/16/2025 09/16/25 Price Changed $299,900 -2.0% $123 / Sq Ft
09/02/2025 09/02/25 Price Changed $306,000 -2.2% $126 / Sq Ft
08/26/2025 08/26/25 Price Changed $313,000 -0.9% $129 / Sq Ft
07/29/2025 07/29/25 Price Changed $316,000 -0.9% $130 / Sq Ft
06/26/2025 06/26/25 For Sale $319,000 +94.5% $131 / Sq Ft
09/16/2019 09/16/19 Sold $164,000 -0.6% $67 / Sq Ft View Prior Sale
07/26/2019 07/26/19 Pending -- -- --
07/17/2019 07/17/19 Price Changed $165,000 -2.4% $68 / Sq Ft
04/12/2019 04/12/19 Price Changed $169,000 -3.4% $70 / Sq Ft
02/18/2019 02/18/19 Price Changed $175,000 -2.8% $72 / Sq Ft
10/23/2018 10/23/18 Price Changed $180,000 -2.7% $74 / Sq Ft
09/27/2018 09/27/18 For Sale $185,000 -- $76 / Sq Ft
Source: MARIS MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,253 $74,525 $7,185 $67,340
2023 $3,940 $69,005 $6,655 $62,350
2022 $3,985 $66,350 $6,400 $59,950
2021 $3,773 $62,300 $6,010 $56,290
2020 $2,933 $58,775 $5,670 $53,105
2019 $2,933 $48,645 $5,545 $43,100
2018 $2,871 $48,645 $5,545 $43,100
2017 $2,975 $48,285 $5,505 $42,780
2016 $3,003 $48,285 $5,505 $42,780
2015 -- $48,285 $5,505 $42,780
2014 -- $48,360 $5,515 $42,845
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS25044304

MARIS MLS

APN: 08-060-005-00

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