NOT LISTED FOR SALE

Estimated Value: $319,000 - $335,000

3 Beds
2 Baths
1,456 Sq Ft
$224/Sq Ft Est. Value

Last Sold September 29, 2022

Last sale price $299,500 $206 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $1,969/month

7 Days on Market

Highlights

  • Vaulted Ceiling
  • Ranch Style House
  • 2 Car Attached Garage
  • Carey Ridge Elementary School Rated A
  • Thermal Windows
  • Eat-In Kitchen

About This Home

As of September 2022

Pristine, updated ranch home in popular Silver Thorne! Spacious open concept floor-plan features lots of windows for plenty of natural light throughout. Inviting front porch opens up to spacious Great Room w/ vaulted ceiling & cozy gas fireplace. Dining Room/Living Room w/ great view of backyard connects to bright eat-in Kitchen w/ ample cabinet space. Three bedrooms w/ 2 full baths. Primary ensuite has WIC. New flooring, paint, kitchen appliances, and fixtures in 2021. New A/C and hot water heater in 2022. Within walking distance to Cool Creek Park and Nature Center! Close commuting to US 31, shopping, and entertainment.

Last Agent to Sell the Property

Lisa Ruggles

Keller Williams Indy Metro NE Listed on: 08/23/2022

Keller Williams Indy Metro NE

Last Buyer's Agent

Paige Corbett

Own It Realty LLC

Own It Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,330

Year Built

  • Built in 1998

Lot Details

  • 7,405 Sq Ft Lot
  • Back Yard Fenced

HOA Fees

  • $20 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Ranch Style House
  • Slab Foundation
  • Vinyl Construction Material

Interior Spaces

  • 1,456 Sq Ft Home
  • Woodwork
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Thermal Windows
  • Great Room with Fireplace
  • Attic Access Panel
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Vinyl Plank

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater
  • Water Softener is Owned
  • Cable TV Available

Community Details

  • Association fees include insurance, maintenance, management
  • Silver Thorne Subdivision
  • Property managed by ASSOCIA
  • The community has rules related to covenants, conditions, and restrictions

Listing and Financial Details

  • Assessor Parcel Number 291018004083000015

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,330

Year Built

Built in 1998

Lot Details

0

HOA Fees

$20 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2021
  • Year Built: 1998
  • Building Area Total: 1456
  • Garage Y N: Yes
  • Lot Size Acres: 0.17
  • Subdivision Name: SILVER THORNE
  • Inspection Warranties: General
  • Transaction Type: Sale
  • Website: rugglesrg.com
  • MBR_AttributionContact: lisaruggles@kw.com
  • Special Features: None

Interior Features

  • Basement: No
  • Appliances: Electric Cooktop, Dishwasher, Dryer, Disposal, Microwave, Electric Oven, Refrigerator, Washer
  • Levels: One
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Great Room
  • Fireplaces: 1
  • Interior Amenities: Attic Access, Vaulted Ceiling(s), Walk-in Closet(s), Windows Thermal, Wood Work Painted
  • Other Equipment: Smoke Detector, Water-Softener Owned
  • Areas Interior: Foyer Small,Laundry Room Main Level
  • Eating Area: Separate Room,Other Eating Area
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 2
  • Sq Ft Main Upper: 1456
  • Main Level Sq Ft: 1456
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 0
  • Master Bedroom Description: Closet Walk in,TubFull with Shower
  • Kitchen Features: Kitchen Eat In
  • Below Grade Sq Ft: 0
  • Upper Level Sq Ft: 0

Exterior Features

  • Construction Materials: Vinyl With Brick
  • Disclosures: Not Applicable
  • Exterior Features: Driveway Concrete, Fence Full Rear
  • Foundation Details: Slab
  • Association Maintained Building Exterior: 0
  • Porch: Deck Main Level,Covered Porch

Garage/Parking

  • Garage Spaces: 2
  • Fuel: Gas
  • Garage Parking Description: Attached
  • Garage Parking Other: Garage Door Opener

Utilities

  • Sewer: Sewer Connected
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Forced Air
  • Water Source: Public
  • Solid Waste: 0
  • Utility Options: Cable Available
  • Water Heater: Gas

Condo/Co-op/Association

  • Association Fee: 235
  • Association Fee Frequency: Annually
  • Management Company Name: ASSOCIA
  • Management Company Phone: 317-875-5600
  • H O A Disclosures: Covenants & Restrictions

Fee Information

  • Association Fee Includes: Insurance, Maintenance, Management

Lot Info

  • Property Attached Yn: No
  • Parcel Number: 291018004083000015
  • Acres: <1/4 Acre
  • Lot Information: Sidewalks,Storm Sewer,Street Lights,Trees Small
  • Lot Number: 118
  • Lot Size: 70x120

Green Features

  • Green Certification Y N: 0

Tax Info

  • Tax Annual Amount: 2330
  • Semi Annual Property Tax Amt: 1165
  • Tax Exemption: HomesteadTaxExemption,MortageTaxExemption

MLS Schools

  • School District: Westfield-Washington

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 23, 2022
Closed on
Oct 4, 2022
Sold by
Ruggles Lisa and Ruggles Brad
Bought by
Giocolo Michael and Cowan Lindsey
Seller's Agent
Lisa Ruggles
Keller Williams Indy Metro NE
Buyer's Agent
Paige Corbett
Own It Realty LLC
List Price
$299,500
Sold Price
$299,500
Views
71
Current Estimated Value
$326,526

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,026
Avg. Annual Appreciation
2.64%
Original Mortgage
$269,550
Outstanding Balance
$257,090
Interest Rate
5.55%
Mortgage Type
New Conventional
Estimated Equity
$69,436

Purchase Details

Listed on
Jun 29, 2021
Closed on
Sep 14, 2021
Sold by
Ruggles Lisa
Bought by
Ruggles Lisa and Ruggles Brad
Seller's Agent
Lisa Ruggles
Keller Williams Indy Metro NE
Buyer's Agent
Lisa Ruggles
Keller Williams Indy Metro NE
Sold Price
$1,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,250
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 29, 2021
Closed on
Aug 27, 2021
Sold by
Ruggles Lisa
Bought by
Ruggles Lisa and Ruggles Brad
Seller's Agent
Lisa Ruggles
Keller Williams Indy Metro NE
Buyer's Agent
Lisa Ruggles
Keller Williams Indy Metro NE
Sold Price
$1,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,250
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 31, 2021
Closed on
Apr 20, 2021
Sold by
Durbin Steven and Estate Of Roberta Durbin
Bought by
Ruggles Lisa
Seller's Agent
Karen Carlson
F.C. Tucker Company
Buyer's Agent
Lisa Ruggles
Keller Williams Indy Metro NE
List Price
$197,500
Sold Price
$216,000
Premium/Discount to List
$18,500
9.37%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.05%

Purchase Details

Closed on
Aug 29, 2005
Sold by
Haughey Lynn M
Bought by
Durbin Jesse and Durbin Roberta A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,000
Interest Rate
6.01%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Dec 15, 2003
Sold by
Bowersox Mark D and Bowersox Christina M
Bought by
Haughey Lynn M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,350
Interest Rate
6.03%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 7, 2001
Sold by
Maus Richard E
Bought by
Bowersox Mark D and Bowersox Christina M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Giocolo Michael -- Chicago Title
Ruggles Lisa -- None Listed On Document
Ruggles Lisa -- None Available
Ruggles Lisa $216,000 Chicago Title Co Llc
Durbin Jesse -- --
Haughey Lynn M -- --
Bowersox Mark D -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Giocolo Michael $269,550
Previous Owner Ruggles Lisa $164,250
Previous Owner Ruggles Lisa $164,250
Previous Owner Durbin Jesse $108,000
Previous Owner Haughey Lynn M $63,350
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/29/2022 09/29/22 Sold $299,500 0.0% $206 / Sq Ft
08/31/2022 08/31/22 Pending -- -- --
08/29/2022 08/29/22 Off Market $299,500 -- --
08/23/2022 08/23/22 For Sale $299,500 0.0% $206 / Sq Ft
07/23/2021 07/23/21 Rented -- -- --
07/12/2021 07/12/21 Under Contract -- -- --
06/29/2021 06/29/21 For Rent $1,800 0.0% --
04/20/2021 04/20/21 Sold $216,000 +9.4% $148 / Sq Ft View Prior Sale
03/31/2021 03/31/21 Pending -- -- --
03/31/2021 03/31/21 For Sale $197,500 -- $136 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,048 $281,100 $53,600 $227,500
2023 $3,073 $270,400 $53,600 $216,800
2022 $2,698 $233,700 $53,600 $180,100
2021 $2,330 $197,500 $53,600 $143,900
2020 $2,209 $186,100 $53,600 $132,500
2019 $2,036 $172,100 $36,700 $135,400
2018 $1,887 $160,000 $36,700 $123,300
2017 $1,656 $150,000 $36,700 $113,300
2016 $1,552 $140,800 $36,700 $104,100
2014 $1,442 $131,900 $36,700 $95,200
2013 $1,442 $132,000 $36,700 $95,300
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 21874170

MIBOR Broker Listing Cooperative®

APN: 29-10-18-004-083.000-015