NOT LISTED FOR SALE

14950 Vista Ridge Cir Derby, IN 47525

Estimated Value: $311,000 - $368,841

4 Beds
3 Baths
3,520 Sq Ft
$96/Sq Ft Est. Value

Last Sold January 04, 2023

Last sale price $326,000 $93 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $2,035/month

45 Days on Market

Highlights

  • Above Ground Pool
  • Open Floorplan
  • Traditional Architecture
  • Primary Bedroom Suite
  • Vaulted Ceiling
  • Backs to Open Ground

About This Home

As of January 2023

This beautiful home is located in Derby Indiana! Home was built in 2008 but the seller has done so many updates in the last 3 years, including the finished basement in 2021, it is just like new through out! This touch star home sits in Vista Ridge. ICF constructed home has 6" concrete walls with 2.5" insulation that gives it energy star ratings! This home is all about high efficiency with its structure, heating, air, doors, windows and utility bills are amazingly low. ICF structures are resistant to storms, fire, water and termites. Home offers 4 bed rooms, 3 full baths, 2 kitchens, 2 living rooms, includes all appliances in both kitchens along with washer and dryer in laundry on main level, could have additional laundry in basement if needed. This home could easily be setup for 2 families with the basement having its own finished living area. On the main level you have 3 bed rooms, 2 full baths, laundry, custom kitchen with solid surface counters, large island, open living room with all new luxury vinyl plank flooring on the entire main level and basement level. Large master en suite with abundant closet space, walk in shower, double sinks along with water closet. Crown molding with white trim, 6 panel doors in every room, all cabinets in kitchen and baths are custom and consistent through out the home. Basement offers kitchen, living room, full bath, huge bedroom with walk in closet and storage areas. Displayed for your showing make sure you read the featured article done on this home and builder explaining how unique this home really is! Seller also added all the landscaping along with decking, above ground pool, and yard barn. It truly is a beautiful property with wonderful valley views in fall, winter and spring, property feels very secluded. There are 2 other lots that could be considered if interested that sits next to this property owned by the seller.

Last Agent to Sell the Property

Phyllis LaGrange

Key Associates Signature Realty Listed on: 10/17/2022

Last Buyer's Agent

Denise Jarboe

Keller Williams Elite

Keller Williams Elite

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,666

Year Built

  • Built in 2008

Lot Details

  • 2 Acre Lot
  • Backs to Open Ground
  • Private Streets
  • Rural Setting
  • Landscaped
  • Level Lot

HOA Fees

  • $23 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Planned Development
  • Poured Concrete
  • Shingle Roof
  • Vinyl Construction Material

Interior Spaces

  • 1-Story Property
  • Open Floorplan
  • Crown Molding
  • Vaulted Ceiling
  • Ceiling Fan
  • Electric Fireplace
  • Double Pane Windows
  • Insulated Doors
  • Entrance Foyer
  • Laminate Flooring
  • Fire and Smoke Detector
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Kitchen Island
  • Solid Surface Countertops
  • Built-In or Custom Kitchen Cabinets

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Double Vanity
  • Bathtub with Shower
  • Separate Shower

Finished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Fireplace in Basement
  • 1 Bathroom in Basement
  • 1 Bedroom in Basement

Parking

  • Gravel Driveway
  • Off-Street Parking

Eco-Friendly Details

  • Energy-Efficient Windows
  • Energy-Efficient HVAC
  • Energy-Efficient Insulation
  • Energy-Efficient Doors

Outdoor Features

  • Above Ground Pool
  • Covered Deck

Schools

  • Perry Central Elementary And Middle School
  • Perry Central High School

Utilities

  • Central Air
  • High-Efficiency Furnace
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 62-08-32-400-015.000-010

Community Details

Overview

  • Vista Ridge Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,666

Year Built

Built in 2008

Lot Details

0

HOA Fees

$23 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 2008
  • Age: 14
  • Style: One Story
  • Architectural Style: Traditional
  • Total Number of Rooms: 11
  • Total Number of Rooms Below Grade: 4
  • Bedrooms: 4
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 3
  • Total Full Bathrooms: 3
  • Legal Description: 007-00607-00 32-5-1 PT SE SE 2A VISTA RIDGE PHASE II LOT 14
  • Parcel Number ID: 62-08-32-400-015.000-010
  • Platted: Yes
  • Amenities: Ceiling Fan(s), Ceilings-Vaulted, Closet(s) Walk-in, Countertops-Solid Surf, Crown Molding, Deck Covered, Deck Open, Detector-Smoke, Eat-In Kitchen, Foyer Entry, Kitchen Island, Landscaped, Open Floor Plan, Six Panel Doors, Split Br Floor Plan, Twin Sink Vanity, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite, Main Floor Laundry, Custom Cabinetry
  • Improvmnts In Last5 Yrs: Yes
  • Location: Rural
  • Number Below Grade Bedrooms: 1
  • Planned Unit Dev: Yes
  • Road Access: Private
  • Road Surface: Gravel
  • Sp Lp Percent: 104.32
  • Year Taxes Payable: 2022
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 3970
  • Total Finished Sq Ft: 3520
  • Above Grade Finished Sq Ft: 2066
  • Below Grade Finished Sq Ft: 1454
  • Below Grade Sq Ft: 450
  • Price Per Sq Ft: 157.79
  • Basement: Yes
  • Basement Foundation: Full Basement, Finished, Outside Entrance
  • Basement Material: Poured Concrete
  • Fireplace: Family Rm, Electric, Basement
  • Flooring: Laminate
  • Living Great Room: Dimensions: 21x15, On Level: Main
  • Kitchen: Dimensions: 16x14, On Level: Main
  • Recreation Room: On Level: Basement
  • Bedroom 1: Dimensions: 20x14, On Level: Main
  • Bedroom 2: Dimensions: 12x9, On Level: Main
  • Bedroom 3: Dimensions: 11x9, On Level: Main
  • Bedroom 4: Dimensions: 14x18, On Level: Basement
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 2
  • Total Below Grade Sq Ft: 1904

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Shingle
  • Outbuilding1: Shed, Dimensions: 16x10
  • Pool: Above Ground
  • Pool: Yes

Garage/Parking

  • Driveway: Gravel
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Electric
  • Sewer: Septic
  • Water Utilities: Public
  • Electric Company: Southern Indiana Power
  • Water Company: And-Tro Water Authority
  • Hvac: High Efficiency Furnace
  • Laundry: Dimensions: Mainx5, On Level: 8

Condo/Co-op/Association

  • Association Restrictions: Yes
  • Association Fees: 275
  • Association Fees Frequency: Annually

Schools

  • School District: Perry Central Community Schools
  • Elementary School: Perry Central
  • Middle School: Perry Central
  • High School: Perry Central
  • Elementary School: Perry Central

Lot Info

  • Lot Description: Level, Slope, 0-2.9999
  • Lot Dimensions: 2 acres
  • Estimated Lot Sq Ft: 87120
  • Estimated Lot Size Acres: 2

Green Features

  • Energy Efficient: Doors, HVAC, Insulation, Windows
  • Energy Efficient Windows/Doors: Double Pane Windows, Insulated Doors

Tax Info

  • Annual Taxes: 1666.44
  • Exemptions: Homestead, Mortgage

MLS Schools

  • High School: Perry Central
  • Middle School: Perry Central
  • School District: Perry Central Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 17, 2022
Closed on
Jan 4, 2023
Sold by
Snyder Matthew K
Bought by
Flint Richard Noel and Flint Melissa J
Seller's Agent
Phyllis LaGrange
Key Associates Signature Realty
Buyer's Agent
Denise Jarboe
Keller Williams Elite
List Price
$312,500
Sold Price
$326,000
Premium/Discount to List
$13,500
4.32%
Views
64
Current Estimated Value
$328,081

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,081
Avg. Annual Appreciation
-1.26%
Original Mortgage
$96,000
Outstanding Balance
$93,521
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$221,919

Purchase Details

Closed on
Sep 16, 2020
Sold by
Estate Of Dennis R Etienne
Bought by
Snyder Matthew K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$192,936
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 27, 2019
Sold by
Clark Joshua W and Clark Holly L
Bought by
Snyder Matthew K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,536
Interest Rate
4.37%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Flint Richard Noel $326,000 --
Snyder Matthew K -- None Available
Snyder Matthew K $180,000 True Title Service
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Flint Richard Noel $96,000
Previous Owner Snyder Matthew K $192,936
Previous Owner Snyder Matthew K $176,536
Previous Owner Clark Joshua W $337,464
Previous Owner Clark Joshua W $21,250
Previous Owner Clark Joshua $10,000
Previous Owner Clark Joshua W $156,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/04/2023 01/04/23 Sold $326,000 +4.3% $93 / Sq Ft
12/01/2022 12/01/22 Pending -- -- --
10/17/2022 10/17/22 For Sale $312,500 -- $89 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,595 $257,100 $19,600 $237,500
2023 $2,241 $229,700 $19,600 $210,100
2022 $1,850 $189,400 $19,600 $169,800
2021 $1,666 $168,700 $19,600 $149,100
2020 $1,324 $159,300 $19,600 $139,700
2019 $897 $126,200 $18,700 $107,500
2018 $2,265 $123,400 $18,500 $104,900
2017 $809 $120,600 $18,500 $102,100
2016 $792 $121,700 $18,500 $103,200
2014 $492 $92,700 $18,500 $74,200
2013 $492 $92,600 $18,500 $74,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202243137

Indiana Regional MLS

APN: 62-08-32-400-015.000-010