NOT LISTED FOR SALE

14970 Vista Ridge Cir Derby, IN 47525

Estimated Value: $264,000 - $296,000

3 Beds
2 Baths
1,431 Sq Ft
$196/Sq Ft Est. Value

Last Sold September 04, 2021

Last sale price $220,000 $154 Per Sq Ft

Est. 29% increase in value since last sale

Current estimated payment $1,822/month

5 Days on Market

Highlights

  • Primary Bedroom Suite
  • Open Floorplan
  • Backs to Open Ground
  • Waterfront
  • Traditional Architecture
  • Cathedral Ceiling

About This Home

As of September 2021

Wonderful setting for this Vista Ridge property with river views, located in Derby Indiana. 3 bed/2 full baths, 3.5 acres, 1 car detached garage, master en suit and laundry on main level, great porches to hang out on! River views really open up in fall and winter, great lighting in this home with so many windows! Brand new carpet in all bedrooms along with landscaping and sidewalks.

Last Agent to Sell the Property

Phyllis LaGrange

Key Associates Signature Realty Listed on: 07/28/2021

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,170

Year Built

  • Built in 2003

Lot Details

  • 3.51 Acre Lot
  • Waterfront
  • Backs to Open Ground
  • Private Streets
  • Rural Setting
  • Landscaped
  • Level Lot

HOA Fees

  • $23 Monthly HOA Fees

Parking

  • 1 Car Detached Garage
  • Gravel Driveway
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Shingle Roof
  • Vinyl Construction Material

Interior Spaces

  • 1,431 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Water Views
  • Crawl Space
  • Laminate Countertops

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • 2 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Laundry on main level
  • Electric Dryer Hookup

Outdoor Features

  • Covered patio or porch

Schools

  • Perry Central Elementary And Middle School
  • Perry Central High School

Utilities

  • Heat Pump System
  • The river is a source of water for the property
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 62-15-05-200-022.000-005

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,170

Year Built

Built in 2003

Lot Details

0

HOA Fees

$23 per month

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 2003
  • Age: 18
  • Style: One Story
  • Architectural Style: Traditional
  • Total Number of Rooms: 6
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: 005-00776-00 PT NE NE 5-6-1 1.34A & PT NW NW 4-6-1 2.17A (TOTAL 3.51A) VISTA RIDGE PHASE II LOT 15
  • Parcel Number ID: 62-15-05-200-022.000-005
  • Platted: Yes
  • Amenities: Ceiling-Cathedral, Ceiling Fan(s), Countertops-Laminate, Dryer Hook Up Electric, Landscaped, Open Floor Plan, Patio Open, Porch Covered, Tub/Shower Combination, Main Level Bedroom Suite, Main Floor Laundry
  • Improvmnts In Last5 Yrs: Yes
  • Location: Rural
  • Road Access: Private
  • Road Surface: Gravel
  • Sp Lp Percent: 100
  • Year Taxes Payable: 2020
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1431
  • Total Finished Sq Ft: 1431
  • Above Grade Finished Sq Ft: 1431
  • Price Per Sq Ft: 153.74
  • Basement Foundation: Crawl
  • Flooring: Carpet, Laminate, Tile
  • Kitchen: Dimensions: 12x8, On Level: Main
  • Bedroom 1: Dimensions: 16x12, On Level: Main
  • Bedroom 2: Dimensions: 17x7, On Level: Main
  • Bedroom 3: Dimensions: 12x11, On Level: Upper
  • Number of Main Level Full Bathrooms: 2

Exterior Features

  • Exterior: Brick, Vinyl
  • Roof Material: Shingle
  • Outbuilding1: None
  • Water Name: Ohio River

Garage/Parking

  • Driveway: Gravel
  • Garage Type: Detached
  • Garage Number Of Cars: 1
  • Garage Size: Dimensions: 24x16
  • Garage Sq Ft: 384
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Heat Pump
  • Heating Fuel: Electric, Heat Pump
  • Sewer: Septic
  • Water Utilities: Public
  • Electric Company: Southern Indiana Power
  • Water Company: And-Tro Water Authority
  • Water Type: River

Condo/Co-op/Association

  • Association Restrictions: Yes
  • Association Fees: 275
  • Association Fees Frequency: Annually

Schools

  • School District: Perry Central Community Schools
  • Elementary School: Perry Central
  • Middle School: Perry Central
  • High School: Perry Central
  • Elementary School: Perry Central

Lot Info

  • Lot Description: Level, Rolling, Slope, 3-5.9999, Water View
  • Lot Dimensions: 0.000
  • Estimated Lot Sq Ft: 152896
  • Estimated Lot Size Acres: 3.51

Tax Info

  • Annual Taxes: 1170.28
  • Exemptions: Homestead, Mortgage

MLS Schools

  • High School: Perry Central
  • Middle School: Perry Central
  • School District: Perry Central Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 28, 2021
Closed on
Sep 2, 2021
Sold by
Ransom Natalie K and Biever Natalie K
Bought by
Sturm Robert G and Sturm Patricia A
Seller's Agent
Phyllis LaGrange
Key Associates Signature Realty
List Price
$220,000
Sold Price
$220,000
Current Estimated Value
$283,239

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$63,239
Avg. Annual Appreciation
4.10%

Purchase Details

Listed on
Jan 8, 2017
Closed on
Apr 17, 2017
Sold by
Marsii Frank and Even Rita Marsili
Bought by
Biever Natalie K
Seller's Agent
Rita Marsili
F.C. TUCKER EMGE
Buyer's Agent
Lisa Fisher
CENTURY 21 ARNOLD & ASSOCIATES
List Price
$175,000
Sold Price
$168,500
Premium/Discount to List
-$6,500
-3.71%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.26%
Original Mortgage
$170,202
Interest Rate
4.21%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 20, 2016
Sold by
Perry Coun Alan Malone
Bought by
Marsili Frank and Marsili Rita

Purchase Details

Listed on
Feb 6, 2013
Closed on
Aug 9, 2013
Sold by
Lock Jennifer
Bought by
Sommer Carl Aaron
Seller's Agent
Brenda Graves
DIXON'S AUCTION/REALTY
Buyer's Agent
Brenda Graves
DIXON'S AUCTION/REALTY
List Price
$159,000
Sold Price
$139,000
Premium/Discount to List
-$20,000
-12.58%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.28%

Purchase Details

Closed on
Apr 7, 2008
Sold by
Sommer Kenneth W and Sommer Pamela J
Bought by
Lock Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,200
Interest Rate
6.1%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sturm Robert G $220,000 None Available
Biever Natalie K -- None Available
Marsili Frank $78,800 --
Sommer Carl Aaron $139,000 --
Lock Jennifer -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Biever Natalie K $170,202
Previous Owner Lock Jennifer $128,400
Previous Owner Lock Jennifer $127,200
Previous Owner Sommer Kenneth $38,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/04/2021 09/04/21 Sold $220,000 0.0% $154 / Sq Ft
08/02/2021 08/02/21 Pending -- -- --
07/28/2021 07/28/21 For Sale $220,000 +30.6% $154 / Sq Ft
04/17/2017 04/17/17 Sold $168,500 -3.7% $115 / Sq Ft
02/16/2017 02/16/17 Pending -- -- --
01/08/2017 01/08/17 For Sale $175,000 +25.9% $120 / Sq Ft
08/14/2013 08/14/13 Sold $139,000 -12.6% $95 / Sq Ft
06/04/2013 06/04/13 Pending -- -- --
02/06/2013 02/06/13 For Sale $159,000 -- $109 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,981 $154,200 $33,500 $120,700
2023 $1,399 $153,400 $33,500 $119,900
2022 $1,468 $155,000 $33,500 $121,500
2021 $1,347 $141,400 $30,000 $111,400
2020 $1,170 $141,400 $30,000 $111,400
2019 $1,124 $141,400 $28,700 $112,700
2018 $1,161 $143,700 $28,300 $115,400
2017 $1,093 $142,000 $28,300 $113,700
2016 $1,068 $143,300 $28,300 $115,000
2014 $981 $134,800 $28,300 $106,500
2013 $981 $134,300 $28,300 $106,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202130653

Indiana Regional MLS

APN: 62-15-05-200-022.000-005