$2,600,000
OPEN SUN 11AM - 2PM $50K PRICE DROP

1498 S Fletcher Ave Fernandina Beach, FL 32034

Estimated payment $15,991/month

Total Views 3,757
3 Beds
2 Baths
1,893 Sq Ft
$1,373 Price per Sq Ft

Highlights

  • Beach Front
  • Open Floorplan
  • No HOA
  • Emma Love Hardee Elementary School Rated A-
  • Sun or Florida Room
  • Tile Flooring

About This Home

Welcome to your own slice of Old Florida charm! Nestled in the highly sought-after Miramar Beach community of Fernandina Beach, this direct oceanfront cottage is truly a coastal treasure. Lovingly maintained by its current owners, this home has been the setting for countless family gatherings and is now ready to welcome a new generation to create lasting memories by the sea. Step inside to find a light-filled interior that perfectly blends comfort, style, and coastal charm. From sunrise views over the Atlantic to the soothing sound of waves, every detail of this cottage captures the essence of relaxed beachside living. Enjoy your private oceanfront boardwalk, where sandy toes and salty breezes await just steps from your door. Whether you’re seeking a peaceful retreat or a timeless family getaway, this Fernandina Beach gem offers the perfect balance of serenity and seaside charm.

Listing Agent

Carol Sullivan

LIGHTHOUSE REALTY ASSOCIATES, Brokerage Phone: 904-471-3400 License #3021659 Listed on: 10/17/2025

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $27,609

Year Built

  • Built in 1978

Lot Details

  • 10,228 Sq Ft Lot
  • Lot Dimensions are 75x150
  • Beach Front
  • West Facing Home

Home Design

  • Slab Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,893 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Sliding Doors
  • Combination Dining and Living Room
  • Sun or Florida Room
  • Tile Flooring
  • Beach Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Exterior Lighting

Utilities

  • Central Heating and Cooling System
  • Humidity Control

Community Details

  • No Home Owners Association
  • Miramar Beach Sec 01 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$27,609

Year Built

Built in 1978

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Frame
  • Fireplace: No
  • Living Area: 1893
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 1978
  • Building Area Total: 1893
  • Lot Size Sq Ft: 10228
  • Status: Active
  • Street Direction: S
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 175.87
  • Escrow State: FL
  • Minimum Lease: 1 Month
  • RATIO Current Price By Calculate: 1373.48
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 904-471-3400
  • Tax Year: 2024
  • Special Features: 4097

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan
  • Appliances Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Living Area Meters: 175.87

Exterior Features

  • Direction Faces: West
  • Exterior Features: Lighting, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: Yes
  • Road Surface Type: Paved
  • Water Access: Beach
  • Water View: Beach
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12089C0243G

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No

Utilities

  • Utilities: Electricity Available, Sewer Connected, Water Connected
  • Cooling: Central Air, Humidity Control
  • Heating: Central, Electric
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: RES
  • Parcel Number: 00-00-31-1460-0014-0000
  • Additional Parcels: No
  • Lot Dimensions: 75x150
  • Flood Zone Code: VE*

Rental Info

  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: 1 month lease restriction

Tax Info

  • Tax Annual Amount: 27609.06
  • Tax Block: 0
  • Tax Book Number: 2-61
  • Tax Lot: 14

Multi Family

  • Waterfront Features: Beach Front

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $30,185 $1,733,750 $1,425,000 $308,750
2024 $25,863 $1,533,804 $1,237,500 $296,304
2023 $25,863 $1,409,622 $1,125,000 $284,622
2022 $23,659 $1,408,627 $1,125,000 $283,627
2021 $21,523 $1,152,622 $900,000 $252,622
2020 $19,912 $1,020,859 $825,000 $195,859
2019 $19,958 $1,022,150 $825,000 $197,150
2018 $18,028 $947,008 $0 $0
2017 $15,582 $781,797 $0 $0
2016 $14,695 $712,071 $0 $0
2015 $13,274 $647,337 $0 $0
2014 $13,076 $633,155 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/19/2025 11/19/25 Price Changed $2,600,000 -1.9% $1,373 / Sq Ft
10/17/2025 10/17/25 For Sale $2,650,000 -- $1,400 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $650,000 Osceola Land Title Inc
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- Attorney
Warranty Deed $1,100,000 Osceola Land Title Inc
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $880,000 Purchase Money Mortgage
Source: Public Records

Source: Stellar MLS

MLS Number: FC313479

Stellar MLS

APN: 00-00-31-1460-0014-0000