$475,000
UNDER CONTRACT

Estimated payment $2,995/month

Total Views 213,860
3 Beds
2 Baths
2,520 Sq Ft
$188 Price per Sq Ft

Highlights

  • Eat-In Gourmet Kitchen
  • Colonial Architecture
  • Traditional Floor Plan
  • Spring Ridge Elementary School Rated A-
  • Deck
  • 5-minute walk to Bonita W. Maas Park

About This Home

Live in the heart of Downtown Frederick in a gorgeous home that's priced to sell! This home appraised for $550k before the basement was updated, so it's a steal at $475,000! This sun-filled, hard-to-find standalone home in the Historic District perfectly blends historic charm with modern updates — just steps from North Market Street’s vibrant shops, restaurants, and bars, and less than a half mile to Baker Park and the scenic Carroll Creek Promenade.
Inside, the renovated kitchen (2019) features granite countertops, stainless steel appliances, and a brand-new Family Hub refrigerator with internet and touchscreen — perfect for meal planning or streaming your favorite music while you cook. Fresh paint, updated flooring, and custom closets throughout make this home move-in ready. The primary suite, redesigned in 2024 with a custom closet system, is a true retreat. The newly finished basement offers versatile living space — perfect for a family room, home office, gym, or guest area — with a modern laundry room featuring new appliances, cabinetry, and butcher block counters, plus a full bathroom (updated 2019). Step outside to enjoy your private brick patio, upper-level balcony, and new decking (2024) — ideal for relaxing or entertaining friends. Additional updates include a new electric panel and a mini-splits were added in 2025 to provide warmth in the winter and cooling in the summer! Parking is convenient with one city parking permit included, plus one rental space available in the back lot (subject to availability and additional cost). No HOA or condo fees! Located near the MARC train, multiple bus routes, and parks, this home delivers the perfect combination of downtown convenience, historic charm, and modern comfort.

Listing Agent

Charlotte Savoy

(443) 858-2723 charlotte@thesavoyteam.com The KW Collective Listed on: 09/25/2025

The KW Collective

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,982

Year Built

  • Built in 1900 | Remodeled in 2025

Lot Details

  • 1,050 Sq Ft Lot
  • Historic Home
  • Property is zoned DBO

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Block Foundation

Interior Spaces

  • Property has 4 Levels
  • Traditional Floor Plan
  • Built-In Features
  • Crown Molding
  • Beamed Ceilings
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Family Room
  • Living Room
  • Formal Dining Room
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Area or Nook
  • Stove
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops

Flooring

  • Wood
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • On-Street Parking
  • Parking Lot
  • Rented or Permit Required
  • Unassigned Parking

Outdoor Features

  • Deck
  • Patio
  • Porch

Schools

  • Spring Ridge Elementary School
  • Governor Thomas Johnson Middle School
  • Governor Thomas Johnson High School

Utilities

  • Ductless Heating Or Cooling System
  • Window Unit Cooling System
  • Radiator
  • Vented Exhaust Fan
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 1102102528

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,982

Year Built

Built in 1900 | Remodeled in 2025

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: Yes
  • New Construction: No
  • Story List: Lower 1, Upper 1
  • Expected On Market: 9/25/2025 12:00:00 AM
  • Year Built: 1900
  • Year Renovated: 2025
  • Automatically Close On Close Date: No
  • Special Features: 4226
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Icemaker, Refrigerator, Stainless Steel Appliances, Stove, Washer
  • Flooring Type: Ceramic Tile, Luxury Vinyl Plank, Wood
  • Interior Amenities: Breakfast Area, Built-Ins, Ceiling Fan(s), Crown Moldings, Dining Area, Exposed Beams, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Gourmet, Kitchen - Table Space, Pantry, Upgraded Countertops, Wood Floors
  • Fireplace: No
  • Wall Ceiling Types: 9'+ Ceilings
  • Foundation Details: Block
  • Levels Count: 4
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Full Bath
  • Basement: Yes
  • Basement Type: Full, Fully Finished
  • Total Sq Ft: 2520
  • Living Area Sq Ft: 2520
  • Price Per Sq Ft: 282.74
  • Above Grade Finished Sq Ft: 1680
  • Below Grade Finished Sq Ft: 840
  • Total Below Grade Sq Ft: 840
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Unassigned, Rented/Permit Required
  • Type Of Parking: On Street, Parking Lot

Utilities

  • Refuse: 88.00
  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ductless/Mini-Split, Window Unit(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Radiator
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: SPRING RIDGE
  • High School: GOVERNOR THOMAS JOHNSON
  • Middle Or Junior School: GOVERNOR THOMAS JOHNSON

Lot Info

  • Lot Size Acres: 0.02
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1050.00
  • Outdoor Living Structures: Deck(s), Patio(s), Porch(es)
  • Zoning: DBO
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5982.00
  • Assessor Parcel Number: 1102102528
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Matterport 3D Tour

Floorplans

Map

Range of Values:

--
Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,885 $367,000 $135,000 $232,000
2024 $4,885 $323,333 $0 $0
2023 $4,514 $279,667 $0 $0
2022 $4,276 $236,000 $95,000 $141,000
2021 $4,160 $229,233 $0 $0
2020 $4,061 $222,467 $0 $0
2019 $3,902 $215,700 $82,000 $133,700
2018 $3,826 $214,500 $0 $0
2017 $3,828 $215,700 $0 $0
2016 $3,948 $212,100 $0 $0
2015 $3,948 $212,100 $0 $0
2014 $3,948 $212,100 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/09/2025 11/09/25 Price Changed $475,000 -5.0% $188 / Sq Ft
10/17/2025 10/17/25 Price Changed $500,000 -4.8% $198 / Sq Ft
10/09/2025 10/09/25 Price Changed $525,000 -1.9% $208 / Sq Ft
09/25/2025 09/25/25 For Sale $535,000 +40.8% $212 / Sq Ft
04/30/2021 04/30/21 Sold $380,000 0.0% $226 / Sq Ft View Prior Sale
03/24/2021 03/24/21 Pending -- -- --
02/18/2021 02/18/21 For Sale $380,000 -- $226 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $380,000 First American
Deed $149,000 --
Deed $52,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $368,600 New Conventional
Previous Owner $47,500 No Value Available
Closed -- No Value Available
Source: Public Records

About the Listing Agent

Charlotte Savoy

The KW Collective

(227) 232-9571

Section Image

Hi! I'm Charlotte Savoy, and I am a native of Maryland. I began my real estate career in 1999 and am proud to have established myself as a respected leader & innovator in the industry. Our mission at The Savoy Team at The KW Collective is to be your trusted advisor for “all things real estate” while building a relationship-driven business that thrives on referrals provided by everyone we serve.

Since 2004, my team has been ranked among the Top 10 Teams at all Real Estate brokerages in

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Source: Bright MLS

MLS Number: MDFR2069944

Bright MLS

APN: 02-102528