NOT LISTED FOR SALE

15 River St Loudon, TN 37774

Estimated Value: $187,000 - $222,000

2 Beds
1 Bath
870 Sq Ft
$232/Sq Ft Est. Value

Sale Details

Date Sold: August 13, 2025

Last sale price $207,000 $238 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $1,128 / mo

3 Days on Market

Highlights

  • Lake Front
  • Wood Flooring
  • Cottage
  • Stream or River on Lot
  • No HOA
  • Covered Patio or Porch

About This Home

As of August 2025

Charming Riverfront Cottage in Downtown Loudon.

A cozy one-level cottage full of charm and potential, nestled right on the banks of the Tennessee River. Built in 1910, this 2-bedroom, 1-bath home offers timeless character with modern comfort, including central heat and air, vinyl flooring, and a large tub/shower combo.

Enjoy your morning coffee or evening unwind on the covered front porch while taking in serene waterfront views. The metal roof and low-maintenance vinyl siding make for easy ownership, whether you're a first-time buyer, investor, or someone seeking the peaceful lifestyle of riverside living.

Located just a short walk from the local favorite Monkey Town Brewing, this location puts you in the heart of downtown Loudon's vibrant yet relaxed community. Whether you're looking for a full-time residence, rental investment, or a weekend retreat on the water, this one checks the boxes.

Don't miss the chance to own affordable waterfront property in East Tennessee!

Last Agent to Sell the Property

Robbie Baker

eXp Realty, LLC License #363879 Listed on: 07/10/2025

eXp Realty, LLC

Last Buyer's Agent

Jarred Henson

eXp Realty, LLC License #381480

eXp Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $817

Year Built

  • Built in 1910

Lot Details

  • 9,583 Sq Ft Lot
  • Lake Front

Parking

  • On-Street Parking

Home Design

  • Cottage
  • Frame Construction
  • Vinyl Siding

Interior Spaces

  • 870 Sq Ft Home
  • Insulated Windows
  • Living Room
  • Wood Flooring
  • Lake Views
  • Crawl Space
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Range

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Access To Lake
  • Stream or River on Lot
  • Covered Patio or Porch

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 033O B 010.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$817

Year Built

Built in 1910

Lot Details

9,583 Sq Ft Lot

Listing Details

  • Directions: https://maps.app.goo.gl/cf3WC2GmCXe41Ldk9
  • Property Sub Type: Single Family Residence
  • Prop. Type: Single Family
  • Year Built: 1910
  • Road Frontage Type: Lakefront
  • Lot Size Acres: 0.22
  • Architectural Style: Cottage
  • Property Attached Yn: No
  • Lot Description:Waterfront Access: Yes
  • View:Lakefront2: Yes
  • Contract Info:List PriceSqFt2: 229.77
  • General Property Description:Fireplace: No
  • General Property Description:SqFt - Main Lvl: 870.0
  • General Property Description:HOA: No
  • General Property Description:Basement: No
  • General Property Description:Bonus Room: No
  • AtchdDtchd Type:Detached: Yes
  • Siding:Vinyl2: Yes
  • Cooling:Central Cooling: Yes
  • Floors:Hardwood: Yes
  • Fuel:Electric: Yes
  • Heat:Central: Yes
  • Dining Area:Eat-in Kitchen: Yes
  • Appliances Refrigerators: Yes
  • Misc Features:WasherDryer Connect: Yes
  • Sewer:Public Sewer: Yes
  • Water:Public: Yes
  • Lot Description:River: Yes
  • Location Tax Legal Info:Property Sub-Type: Residential
  • Special Features: None

Interior Features

  • Appliances: Range, Refrigerator
  • Basement YN: No
  • Has Basement: Crawl Space
  • Fireplace: No
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: None
  • Flooring: Hardwood
  • Interior Amenities: Eat-in Kitchen
  • Window Features: Windows - Insulated
  • Basement:Crawl Space: Yes
  • Appliances Range: Yes
  • Fireplace:None15: Yes

Exterior Features

  • Lot Features: Lake/Water Access, River
  • Construction Type: Vinyl Siding, Frame
  • Patio And Porch Features: Porch - Covered
  • Construction:Frame: Yes
  • Exterior Features:Porch - Covered: Yes
  • Exterior Features:Windows - Insulated: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: On-Street Parking
  • GarageParking:On-Street Parking: Yes

Utilities

  • Cooling: Central Cooling
  • Sewer: Public Sewer
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Water Source: Public

Lot Info

  • Lot Size Sq Ft: 9583.2
  • Parcel #: 033O B 010.00

Tax Info

  • Tax Annual Amount: 817.23

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 10, 2025
Closed on
Aug 13, 2025
Sold by
Bought by
Seller's Agent
Robbie Baker
eXp Realty, LLC
Buyer's Agent
Jarred Henson
eXp Realty, LLC
List Price
$199,900
Sold Price
$207,000
Premium/Discount to List
$7,100
3.55%
Views
17
Current Estimated Value
$201,624

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,376
Avg. Annual Appreciation
-3.05%
Original Mortgage
$213,831
Outstanding Balance
$213,644
Interest Rate
6.67%
Mortgage Type
VA
Estimated Equity
-$12,020

Purchase Details

Listed on
Sep 22, 2021
Closed on
Jan 14, 2022
Sold by
Bought by
List Price
$199,900
Sold Price
$140,000
Premium/Discount to List
-$59,900
-29.96%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.54%
Original Mortgage
$97,000
Interest Rate
3.11%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 8, 2017
Sold by
Bought by

Purchase Details

Closed on
Dec 29, 2003
Sold by
Bought by

Purchase Details

Closed on
Apr 16, 1997
Bought by

Purchase Details

Closed on
Oct 19, 1994
Bought by

Purchase Details

Closed on
Jan 1, 1984
Bought by
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$207,000 Sterling & Wilson Title
$207,000 Sterling & Wilson Title
$140,000 New Title Company Name
-- --
-- None Available
-- --
$31,000 --
$22,000 --
$20,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $213,831
Closed $213,831
Previous Owner $97,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/13/2025 08/13/25 Sold $207,000 +3.6% $238 / Sq Ft
07/13/2025 07/13/25 Pending -- -- --
07/10/2025 07/10/25 For Sale $199,900 +42.8% $230 / Sq Ft
01/14/2022 01/14/22 Sold $140,000 -30.0% $161 / Sq Ft View Prior Sale
12/03/2021 12/03/21 Pending -- -- --
09/22/2021 09/22/21 For Sale $199,900 -- $230 / Sq Ft
Source: East Tennessee REALTORS® MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $488 $27,625 $9,025 $18,600
2024 $723 $27,625 $9,025 $18,600
2023 $723 $27,625 $0 $0
2022 $723 $27,625 $9,025 $18,600
2021 $559 $21,350 $5,425 $15,925
2020 $295 $21,350 $5,425 $15,925
2019 $295 $9,725 $2,850 $6,875
2018 $289 $9,725 $2,850 $6,875
2017 $289 $9,725 $2,850 $6,875
2016 $280 $9,225 $2,850 $6,375
2015 $280 $9,225 $2,850 $6,375
2014 $280 $9,225 $2,850 $6,375
Source: Public Records

Agents Affiliated with this Home

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Map

Source: East Tennessee REALTORS® MLS

MLS Number: 1307925

East Tennessee REALTORS® MLS

APN: 033O-B-010.00

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