NOT LISTED FOR SALE

15 S Waverly Terrace Cumberland, MD 21502

Estimated Value: $81,000 - $149,000

4 Beds
2 Baths
1,600 Sq Ft
$62/Sq Ft Est. Value

Last Sold May 24, 2019

Last sale price $8,161 $5 Per Sq Ft

Est. 1,108% increase in value since last sale

Current estimated payment $559/month

About This Home

As of May 2019

Single family home with a city view. Walk to downtown, post office, train station. Ownership opportunity for owner occupant or investor. This property is subject to a 5% buyer's premium pursuant to the Auction Terms & Conditions (minimums may apply). .This is a reserve auction and all offers are subject to seller approval.

Last Agent to Sell the Property

Dennis White

(301) 707-3799 ucwh01@gmail.com Homes & Land Real Estate License #RM420344 Listed on: 03/07/2019

Last Buyer's Agent

Dennis White

(301) 707-3799 ucwh01@gmail.com Homes & Land Real Estate License #RM420344 Listed on: 03/07/2019

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1915

Lot Details

  • 4,502 Sq Ft Lot
  • Property is zoned ZRC

Parking

  • On-Street Parking

Home Design

  • Brick Exterior Construction

Interior Spaces

  • 1,600 Sq Ft Home
  • Property has 3 Levels
  • Basement

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • 2 Full Bathrooms

Utilities

  • Heating System Uses Oil
  • Hot Water Heating System

Community Details

  • No Home Owners Association
  • North Cumberland Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0122010344

Home Details

Home Type

Single Family

Year Built

Built in 1915

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bi-Level
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Year Built: 1915
  • Remarks Public: Single family home with a city view. Walk to downtown, post office, train station. Ownership opportunity for owner occupant or investor. This property is subject to a 5% buyer's premium pursuant to the Auction Terms & Conditions (minimums may apply). .This is a reserve auction and all offers are subject to seller approval.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Levels Count: 3+
  • Basement: Yes
  • Total Sq Ft: 1600
  • Living Area Sq Ft: 1600
  • Price Per Sq Ft: 6.25
  • Above Grade Finished Sq Ft: 1600
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 15

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 4
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: No
  • Heating Fuel: Oil
  • Heating Type: Hot Water
  • Heating: Yes
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • School District Key: 121140562208
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 42800.00
  • Land Assessed Value: 4000.00
  • Land Use Code: 010
  • Lot Size Acres: 0.10
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4502.00
  • Year Assessed: 2018
  • Zoning: ZRC
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14930690
  • Tax Annual Amount: 940.00
  • Assessor Parcel Number: 0122010344
  • Tax Total Finished Sq Ft: 1600
  • County Tax Payment Frequency: Annually
  • Tax Year: 2018
  • Close Date: 05/24/2019

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 7, 2019
Closed on
May 24, 2019
Sold by
Fannie Mae
Bought by
Real Estate Development Opportunity Corp
Seller's Agent
Dennis White
Homes & Land Real Estate
Buyer's Agent
Dennis White
Homes & Land Real Estate
List Price
$10,000
Sold Price
$8,162
Premium/Discount to List
-$1,838
-18.38%
Current Estimated Value
$98,621

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$90,459
Avg. Annual Appreciation
47.78%

Purchase Details

Closed on
Jan 3, 2019
Sold by
Benson Debra J and Benson Floyd P
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Jun 1, 2000
Sold by
Swandol Roland James
Bought by
Benson Ii Floyd P Welsh Debra J

Purchase Details

Closed on
May 17, 1983
Sold by
Middleton Ronald A
Bought by
Swandol Roland James

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$20,000
Interest Rate
12.59%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Real Estate Development Opportunity Corp $8,161 Gemini Title & Escrow Llc
Federal National Mortgage Association $19,000 None Available
Benson Ii Floyd P Welsh Debra J $35,000 --
Swandol Roland James $20,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Swandol Roland James $20,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/24/2019 05/24/19 Sold $8,162 -18.4% $5 / Sq Ft
04/24/2019 04/24/19 Pending -- -- --
04/16/2019 04/16/19 For Sale $10,000 +22.5% $6 / Sq Ft
04/07/2019 04/07/19 Off Market $8,162 -- --
04/03/2019 04/03/19 Price Changed $10,000 -37.1% $6 / Sq Ft
03/07/2019 03/07/19 For Sale $15,900 +98.8% $10 / Sq Ft
06/01/2016 06/01/16 Sold $8,000 -20.0% $5 / Sq Ft View Prior Sale
05/17/2016 05/17/16 Pending -- -- --
04/04/2016 04/04/16 Price Changed $10,000 -44.1% $6 / Sq Ft
01/21/2015 01/21/15 For Sale $17,900 -- $11 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $411 $48,033 $0 $0
2024 $411 $43,867 $0 $0
2023 $369 $39,700 $4,000 $35,700
2022 $368 $39,700 $4,000 $35,700
2021 $371 $39,700 $4,000 $35,700
2020 $435 $46,800 $4,000 $42,800
2019 $437 $46,800 $4,000 $42,800
2018 $441 $46,800 $4,000 $42,800
2017 $448 $48,500 $0 $0
2016 $226 $47,200 $0 $0
2015 $430 $45,900 $0 $0
2014 $430 $44,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Dennis White

    Seller's Agent in 2019

    Dennis White

    Homes & Land Real Estate

    (301) 707-3799

    66 Total Sales

    Dennis White
    Section Image

  • M

    Seller's Agent in 2016

    Mark Manges

    The American Real Estate Co.

    (240) 362-6670

    1 Total Sale

    Mark Manges
    Section Image
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Map

Source: Bright MLS

MLS Number: MDAL130114

Bright MLS

APN: 22-010344

Maryland Allegany County Cumberland 21502

15 S Waverly Terrace, Cumberland, MD

This home is located at 15 S Waverly Terrace, Cumberland, MD 21502 since 07 March 2019 and is currently estimated at $98,621, approximately $61 per square foot. This property was built in 1915. 15 S Waverly Terrace is a home located in Allegany County with nearby schools including West Side Elementary School, Braddock Middle School, and Allegany High School.

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