NOT LISTED FOR SALE

15 Terben Ct Thurmont, MD 21788

Estimated Value: $344,000 - $384,000

3 Beds
2 Baths
1,764 Sq Ft
$206/Sq Ft Est. Value

Last Sold November 29, 2021

Last sale price $310,000 $176 Per Sq Ft

Est. 17% increase in value since last sale

Current estimated payment $2,282/month

3 Days on Market

Highlights

  • Deck
  • Raised Ranch Architecture
  • No HOA
  • Open Floorplan
  • Attic
  • 1 Car Direct Access Garage

About This Home

As of November 2021

Charming 3 bed 2 bath rancher located in a quiet neighborhood. Recently updated with laminate wood flooring upstairs, carpet in bedrooms and basement, tile flooring in bathrooms and recessed lighting in living room! Open floor plan, stainless steel appliances, attached garage, spacious rooms, and level backyard with deck and shed. Close to numerous parks, fields, walking/hiking trails, covered bridges, trout streams, restaurants, grocery stores and more. Conveniently located near Cunningham Falls State Park, Ski Liberty Mountain Resort, Catoctin Zoo, multiple wineries, orchards, and parks allows fun for all!

Last Agent to Sell the Property

TJ Kerman

LPT Realty, LLC License #672859 Listed on: 10/23/2021

LPT Realty, LLC

Last Buyer's Agent

Kimberly Bowers

J&B Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,953

Year Built

  • Built in 1993 | Remodeled in 2020

Lot Details

  • 8,640 Sq Ft Lot
  • Level Lot
  • Cleared Lot
  • Property is in excellent condition
  • Property is zoned R2

Parking

  • 1 Car Direct Access Garage
  • 2 Driveway Spaces
  • Basement Garage
  • Parking Storage or Cabinetry
  • Garage Door Opener
  • On-Street Parking

Home Design

  • Raised Ranch Architecture
  • Brick Exterior Construction
  • Shingle Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Ceiling Fan
  • Double Pane Windows
  • Window Screens
  • Sliding Doors
  • Insulated Doors
  • Six Panel Doors
  • Washer
  • Attic

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

Finished Basement

  • Heated Basement
  • Side Exterior Basement Entry
  • Sump Pump
  • Laundry in Basement
  • Basement with some natural light

Home Security

  • Storm Doors
  • Flood Lights

Eco-Friendly Details

  • Energy-Efficient Appliances

Outdoor Features

  • Deck
  • Shed
  • Porch

Schools

  • Thurmont Elementary And Middle School
  • Catoctin High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Colonial Heights Subdivision

Listing and Financial Details

  • Tax Lot 19
  • Assessor Parcel Number 1115351586

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,953

Year Built

Built in 1993 | Remodeled in 2020

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Raised Ranch/Rambler
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2021-10-23
  • Federal Flood Zone: No
  • Year Built: 1993
  • Year Renovated: 2020
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: Charming 3 bed 2 bath rancher located in a quiet neighborhood. Recently updated with laminate wood flooring upstairs, carpet in bedrooms and basement, tile flooring in bathrooms and recessed lighting in living room! Open floor plan, stainless steel appliances, attached garage, spacious rooms, and level backyard with deck and shed. Close to numerous parks, fields, walking/hiking trails, covered bridges, trout streams, restaurants, grocery stores and more. Conveniently located near Cunningham Falls State Park, Ski Liberty Mountain Resort, Catoctin Zoo, multiple wineries, orchards, and parks allows fun for all!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Disposal, Exhaust Fan, Icemaker, Oven/Range - Electric, Refrigerator, Washer, Water Heater, Microwave, Built-In Microwave
  • Flooring Type: Laminate Plank
  • Interior Amenities: Floor Plan - Traditional, Attic, Carpet, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Living
  • Window Features: Double Pane, Screens
  • Fireplace: No
  • Door Features: Six Panel, Sliding Glass, Storm, Insulated
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Concrete Perimeter
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Outside Entrance, Side Entrance, Sump Pump, Daylight, Partial, Fully Finished, Heated, Improved
  • Laundry Type: Basement
  • Total Sq Ft: 2128
  • Living Area Sq Ft: 1764
  • Price Per Sq Ft: 296.05
  • Above Grade Finished Sq Ft: 1064
  • Below Grade Finished Sq Ft: 700
  • Below Grade Sq Ft: 364
  • Total Below Grade Sq Ft: 1064
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 15

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Combination, Brick
  • Exterior Features: Flood Lights, Street Lights
  • Roof: Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Basement Garage, Additional Storage Area, Covered Parking, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Driveway, Attached Garage, On Street
  • Number of Spaces in Driveway: 2

Utilities

  • Refuse: 88.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s), Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available, Sewer Available, Water Available, Electric Available
  • Water Source: Public
  • Internet Services: Other

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: FREDERICK COUNTY PUBLIC SCHOOLS
  • Elementary School: THURMONT
  • Middle School: THURMONT
  • High School: CATOCTIN
  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139693024
  • School District Source: Listing Agent
  • Elementary School: THURMONT
  • High School: CATOCTIN
  • Middle Or Junior School: THURMONT

Lot Info

  • Additional Parcels: No
  • Improvement Assessed Value: 159400.00
  • Land Assessed Value: 52000.00
  • Land Use Code: 010
  • Lot Features: Cleared, Level
  • Lot Size Acres: 0.20
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 8640.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Excellent
  • Year Assessed: 2021
  • Zoning: R2
  • In City Limits: Yes

Green Features

  • Efficiency: Appliances
  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets Allowed: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 11529986
  • Tax Annual Amount: 2953.00
  • Assessor Parcel Number: 1115351586
  • Tax Lot: 19
  • Tax Total Finished Sq Ft: 1764
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020
  • Close Date: 11/29/2021

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 14, 2016
Closed on
Jan 20, 2017
Sold by
Presting Construction Llc
Bought by
Kerman Terry Martin
Seller's Agent
Bert Newcomer
Kelley Real Estate Professionals
Buyer's Agent
Non Member Member
Metropolitan Regional Information Systems, Inc.
List Price
$229,900
Sold Price
$202,500
Premium/Discount to List
-$27,400
-11.92%
Current Estimated Value
$363,913

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$161,413
Avg. Annual Appreciation
6.83%
Original Mortgage
$198,831
Outstanding Balance
$164,555
Interest Rate
3.75%
Mortgage Type
FHA
Estimated Equity
$193,149

Purchase Details

Listed on
Jan 28, 2016
Closed on
Apr 20, 2016
Sold by
Secretary Department Of Housing & Urban
Bought by
Prestige Construction Llc
Seller's Agent
Douglas Gardiner
Long & Foster Real Estate, Inc.
Buyer's Agent
Bert Newcomer
Kelley Real Estate Professionals
List Price
$196,000
Sold Price
$142,500
Premium/Discount to List
-$53,500
-27.3%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
61.83%
Original Mortgage
$148,800
Interest Rate
3.71%
Mortgage Type
Stand Alone First

Purchase Details

Closed on
Aug 28, 2015
Sold by
Pnc Bank National Association
Bought by
The Secretary Of Housing & Urban Develop

Purchase Details

Closed on
Aug 27, 2015
Sold by
Derflinger Michael T and Derflinger Brenda J
Bought by
Pnc Bank National Association

Purchase Details

Closed on
Aug 3, 2005
Sold by
Larsen Mark G
Bought by
Derflinger Michael T and Derflinger Brenda J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,041
Interest Rate
5.63%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 20, 2005
Sold by
Larsen Mark G
Bought by
Derflinger Michael T and Derflinger Brenda J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,041
Interest Rate
5.63%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 18, 1993
Sold by
Ogle R Benjamin
Bought by
Larsen Mark G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,850
Interest Rate
7.38%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kerman Terry Martin $202,500 Olde Towne Title Inc
Prestige Construction Llc $142,500 Fidelity Natl Title Ins Co
The Secretary Of Housing & Urban Develop $184,040 Attorney
Pnc Bank National Association $184,040 Attorney
Derflinger Michael T $245,000 --
Derflinger Michael T $245,000 --
Larsen Mark G $123,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kerman Terry Martin $198,831
Closed Kerman Terry J $7,000
Previous Owner Prestige Construction Llc $148,800
Previous Owner Prestige Construction Llc $148,800
Previous Owner Derflinger Michael T $46,500
Previous Owner Derflinger Michael T $243,041
Previous Owner Derflinger Michael T $243,041
Previous Owner Larsen Mark G $123,850
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/29/2021 11/29/21 Sold $310,000 -1.6% $176 / Sq Ft
10/23/2021 10/23/21 For Sale $315,000 +55.6% $179 / Sq Ft
01/20/2017 01/20/17 Sold $202,500 +1.3% $95 / Sq Ft
12/07/2016 12/07/16 Pending -- -- --
11/18/2016 11/18/16 Price Changed $199,900 -4.8% $94 / Sq Ft
10/19/2016 10/19/16 Price Changed $209,900 -4.5% $99 / Sq Ft
09/30/2016 09/30/16 Price Changed $219,900 -4.3% $103 / Sq Ft
09/14/2016 09/14/16 For Sale $229,900 +61.3% $108 / Sq Ft
04/27/2016 04/27/16 Sold $142,500 -17.4% $134 / Sq Ft
03/30/2016 03/30/16 Pending -- -- --
03/16/2016 03/16/16 Price Changed $172,480 -12.0% $162 / Sq Ft
01/28/2016 01/28/16 For Sale $196,000 -- $184 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,640 $261,000 -- --
2024 $3,640 $236,200 $0 $0
2023 $3,207 $211,400 $52,000 $159,400
2022 $3,126 $205,867 $0 $0
2021 $2,962 $200,333 $0 $0
2020 $4,007 $194,800 $52,000 $142,800
2019 $2,774 $184,633 $0 $0
2018 $2,575 $174,467 $0 $0
2017 $2,380 $164,300 $0 $0
2016 $3,032 $158,233 $0 $0
2015 $3,032 $152,167 $0 $0
2014 $3,032 $146,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDFR2000481

Bright MLS

APN: 15-351586