Terra Cotta Lofts Building 1501 Locust St Unit 1102 Saint Louis, MO 63103
Downtown West NeighborhoodEstimated payment $1,291/month
Highlights
- Rooftop Deck
- Elevator
- Atrium Doors
- City Lights View
- 1-Story Property
- 2-minute walk to Lucas Garden Park
About This Home
Welcome home to the historic Terra Cotta Lofts, where stunning city views meet modern luxury and a truly incredible financing opportunity! This beautifully updated 1-bedroom, 1-bath unit offers the perfect blend of style and downtown St. Louis living.
Recently Updated with gorgeous countertops, sleek black appliances, and custom cabinetry, offering both beauty and function.
Enjoy spectacular views of Washington Avenue and the iconic City Museum from the expansive living room windows. This is urban living at its finest!
?Unheard-of Financing Advantage: Secure this fantastic condo with an assumable FHA mortgage at an unbelievable 2.83% interest rate! Don't miss this chance to lock in a payment far below current market rates.
The current owner's total monthly payment for PITI (Principal, Interest, Taxes, Insurance) and HOA is under $1,200, making downtown living exceptionally affordable.
?Walk out your door into the heart of the action! Located in the vibrant Loft District, you are just minutes from the new St. Louis CITY SC Soccer Stadium (CITYPARK) and surrounded by the best restaurants, bars, and entertainment on Washington Avenue. Enjoy a short walk to Busch Stadium and all the premier amenities that downtown St. Louis has to offer.
?Don't let this rare combination of prime location, modern updates, and an assumable low-interest loan slip away! Schedule your showing today.
Disclaimer: Buyer must qualify for the FHA assumable mortgage. Contact your lender or agent for details on the assumption process and equity requirements.
Listing Agent
Keller Williams Realty St. Louis License #2011041747 Listed on: 12/08/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $1,693
Year Built
- Built in 1917
HOA Fees
- $495 Monthly HOA Fees
Home Design
- Brick Exterior Construction
Interior Spaces
- 980 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Atrium Doors
- City Lights Views
Kitchen
- Electric Oven
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 1 Bedroom
- 1 Full Bathroom
Laundry
- Laundry in unit
- Stacked Washer and Dryer
Parking
- Garage
- Assigned Parking
Location
- City Lot
Schools
- Jefferson Elem. Elementary School
- Yeatman-Liddell Middle School
- Vashon High School
Utilities
- Forced Air Heating and Cooling System
- 220 Volts
- Phone Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 0827-00-0350-0
Community Details
Overview
- Association fees include electricity, insurance, management, sewer, trash
- Terra Cotta Lofts Association
- Community Parking
Amenities
- Elevator
Map
About Terra Cotta Lofts Building
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,693 | $20,720 | -- | $20,720 |
| 2024 | $1,611 | $19,360 | -- | $19,360 |
| 2023 | $1,611 | $19,360 | $0 | $19,360 |
| 2022 | $1,714 | $18,620 | $0 | $18,620 |
| 2021 | $1,714 | $18,620 | $0 | $18,620 |
| 2020 | $1,751 | $18,620 | $0 | $18,620 |
| 2019 | $1,746 | $18,620 | $0 | $18,620 |
| 2018 | $1,716 | $17,690 | $0 | $17,690 |
| 2017 | $1,690 | $17,690 | $0 | $17,690 |
| 2016 | $1,787 | $18,620 | $0 | $18,620 |
| 2015 | $1,631 | $18,620 | $0 | $18,620 |
| 2014 | $1,406 | $15,830 | $0 | $15,830 |
| 2013 | -- | $15,830 | $0 | $15,830 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/08/2025 12/08/25 | For Sale | $124,900 | +16.2% | $127 / Sq Ft | |
| 03/03/2021 03/03/21 | Sold | -- | -- | -- | View Prior Sale |
| 01/21/2021 01/21/21 | Pending | -- | -- | -- | |
| 01/11/2021 01/11/21 | Price Changed | $107,500 | -2.2% | $110 / Sq Ft | |
| 10/08/2020 10/08/20 | For Sale | $109,900 | +15.7% | $112 / Sq Ft | |
| 08/01/2019 08/01/19 | Sold | -- | -- | -- | View Prior Sale |
| 06/16/2019 06/16/19 | Pending | -- | -- | -- | |
| 06/12/2019 06/12/19 | For Sale | $95,000 | 0.0% | $90 / Sq Ft | |
| 06/13/2017 06/13/17 | Rented | $950 | 0.0% | -- | |
| 06/06/2017 06/06/17 | Under Contract | -- | -- | -- | |
| 05/15/2017 05/15/17 | For Rent | $950 | -- | -- |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $105,500 | True Title Company Llc | |
| Warranty Deed | $99,000 | Investors Title Company | |
| Warranty Deed | -- | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $103,588 | FHA | |
| Previous Owner | $97,206 | FHA | |
| Previous Owner | $148,800 | Purchase Money Mortgage |
Source: MARIS MLS
MLS Number: MIS25079701
APN: 0827-00-0350-0
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