NOT LISTED FOR SALE

1505 Optimist Ct Belleville, IL 62220

Estimated Value: $211,000 - $238,793

3 Beds
3 Baths
2,280 Sq Ft
$100/Sq Ft Est. Value

Last Sold December 20, 2023

Last sale price $220,000 $96 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $1,659/month

39 Days on Market

Highlights

  • Traditional Architecture
  • Home Office
  • 2 Car Attached Garage
  • Engineered Wood Flooring
  • Stainless Steel Appliances
  • Brick or Stone Veneer Front Elevation

About This Home

As of December 2023

Welcome to this spacious and stunning 3-bedroom home, complete with a bonus room and three full baths. Every inch of this property is designed to maximize comfort and functionality. The heart of this home is the remodeled kitchen (2020) which offers modern convenience found in the custom cabinetry, generously sized sink, crisp backsplash and stainless steel appliances. The addition in 2018 brought a spacious dining room, a welcoming patio and master suite that's nothing short of spectacular.
The dining room offers a perfect place for holiday gatherings. Find your personal oasis for relaxation in the master suite. You'll love the luxurious features, including a walk-in shower, soaking tub and an oversized vanity. Main floor also features 2 additional bedrooms, bonus room/office, generous living room and 2 more full baths. Lastly, the basement, partially finished and complete with a bar, is the perfect place for entertainment. Don't miss the chance to make this house your dream home!

Last Agent to Sell the Property

Janell Schmittling

Homes By Janell License #471.020450 Listed on: 11/08/2023

Last Buyer's Agent

Caleb Davis

Keller Williams Marquee License #475.183443

Keller Williams Marquee

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,769

Year Built

  • Built in 1970

Lot Details

  • 0.43 Acre Lot
  • Lot Dimensions are 49.34 x 97.51 x 130 x 139 x 114.31
  • Wood Fence

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Brick or Stone Veneer Front Elevation

Interior Spaces

  • 1-Story Property
  • Living Room
  • Home Office
  • Partially Finished Basement
  • Sump Pump

Kitchen

  • Gas Oven
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Engineered Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Shed

Schools

  • Belleville Dist 118 Elementary And Middle School
  • Belleville High School-West

Utilities

  • Cooling Available
  • Forced Air Heating System
  • Dual Heating Fuel

Community Details

  • Recreational Area

Listing and Financial Details

  • Assessor Parcel Number 08-29.0-408-015

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,769

Year Built

Built in 1970

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1970
  • Property Sub-Type: Residential
  • ResoLotFeatures: Fencing, Wood Fence
  • Lot Size Acres: 0.43
  • Co List Office Mls Id: MARHBJN01
  • Co List Office Phone: 7262242
  • Co List Office Phone: 7262242
  • Subdivision Name: Veile Sub
  • Above Grade Finished Sq Ft: 1800
  • Architectural Style: Traditional
  • Carport Y N: No
  • Reso Fireplace Features: None
  • Unit Levels: One
  • Age: 53
  • Special Areas: Bonus Room,Family Room,Main Floor Laundry
  • Style Description: Ranch
  • MAR_RoomFloorCovering: Wood Engineered
  • MAR_RoomFloorCovering: Carpeting
  • MAR_RoomFloorCovering: Carpeting
  • MAR_RoomFloorCovering: Wood Engineered
  • MAR_RoomFloorCovering: Wood Engineered
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Partially Finished, Rec/Family Area, Sump Pump
  • Interior Amenities: Carpets, Walk-in Closet(s), Some Wood Floors
  • Appliances: Dishwasher, Dryer, Microwave, Gas Oven, Refrigerator, Stainless Steel Appliance(s), Washer
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 480
  • Fireplace: No
  • Main Level Bathrooms: 3
  • Fireplace Location: None

Beds/Baths

  • Bedroom Description: Divided Bdr Flr Plan,Possible Extra Bdr,Main Floor Primary,Primary Bdr. Suite

Exterior Features

  • Pool Private: No
  • Waterfront: No
  • Disclosures: Unknown, Occupancy Perm Req
  • Construction Type: Fl Brick/Stn Veneer
  • Other Structures: Shed(s)

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Attached Garage: Yes
  • Parking Features: Attached Garage
  • Total Parking Spaces: 2
  • Driveway: Concrete

Utilities

  • Sewer: Public Sewer
  • Cooling: Electric
  • Heating: Dual, Forced Air
  • HeatingYN: Yes
  • Water Source: Public

Schools

  • Elementary School: BELLEVILLE DIST 118
  • Junior High Dist: Belleville DIST 118
  • High School: Belleville High School-West
  • Middle Or Junior School: BELLEVILLE DIST 118

Lot Info

  • Lot Dimensions: 49.34 x 97.51 x 130 x 139 x 114.31
  • Lot Size Sq Ft: 18731
  • Parcel Number: 08-29.0-408-015

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 2769
  • Prop Asses Cty Tx: 0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 8, 2023
Closed on
Dec 19, 2023
Sold by
Ruffino Evan E and Ruffino Jaimie
Bought by
Smith Alexandrea and Luke Nona Elizabeth
Seller's Agent
Janell Schmittling
Homes By Janell
Buyer's Agent
Caleb Davis
Keller Williams Marquee
List Price
$215,000
Sold Price
$220,000
Premium/Discount to List
$5,000
2.33%
Views
120
Current Estimated Value
$248,961

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$28,961
Avg. Annual Appreciation
1.77%
Original Mortgage
$207,137
Outstanding Balance
$203,784
Interest Rate
7.63%
Mortgage Type
VA
Estimated Equity
$24,164

Purchase Details

Closed on
Dec 5, 2019
Sold by
Ruffino Evan E and Ruffino Jaime
Bought by
Ruffino Evan E and Ruffino Jamie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,000
Interest Rate
3.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 19, 2013
Sold by
Wilhelm Kevin R
Bought by
Ruffino Evan E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,316
Interest Rate
4.37%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 5, 2007
Sold by
Fannie Mae
Bought by
Wilhelm Kevin R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,297
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 18, 2006
Sold by
Lynn Michael C
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Nov 7, 2005
Sold by
Lynn Dana M
Bought by
Lynn Michael C

Purchase Details

Closed on
Sep 17, 2004
Sold by
Smith Jerry L and Smith Susan K
Bought by
Lynn Michael C and Lynn Dana M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,920
Interest Rate
6.08%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smith Alexandrea $209,000 Town & Country Title
Ruffino Evan E -- Timios Inc
Ruffino Evan E $120,500 Old Title & Escrow Svc Inc
Wilhelm Kevin R -- Fatic
Federal National Mortgage Association -- None Available
Lynn Michael C -- --
Lynn Michael C $120,000 Freedom Land Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Smith Alexandrea $207,137
Previous Owner Ruffino Evan E $108,000
Previous Owner Ruffino Evan E $118,316
Previous Owner Wilhelm Kevin R $80,297
Previous Owner Lynn Michael C $95,920
Closed Lynn Michael C $17,985
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/20/2023 12/20/23 Sold $220,000 +2.3% $96 / Sq Ft
12/18/2023 12/18/23 Pending -- -- --
11/08/2023 11/08/23 For Sale $215,000 -- $94 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,208 $62,546 $7,563 $54,983
2023 $3,740 $53,418 $7,459 $45,959
2022 $2,769 $40,241 $6,794 $33,447
2021 $2,717 $38,589 $6,515 $32,074
2020 $2,611 $35,937 $6,067 $29,870
2019 $2,695 $37,851 $6,309 $31,542
2018 $2,638 $36,885 $6,148 $30,737
2017 $2,579 $35,903 $5,984 $29,919
2016 $2,585 $34,666 $5,778 $28,888
2014 $2,457 $36,967 $6,049 $30,918
2013 $2,536 $36,967 $6,049 $30,918
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS23066775

MARIS MLS

APN: 08-29.0-408-015