$359,900

1505 Terra Ceia Bay Cir Unit 39 Palmetto, FL 34221

Estimated payment $2,889/month

Total Views 50
3 Beds
2 Baths
1,659 Sq Ft
$217 Price per Sq Ft

Highlights

  • On Golf Course
  • Home fronts a pond
  • Pond View
  • Fishing Pier
  • Gated Community
  • 6.13 Acre Lot

About This Home

Absolutely Incredible Condo — The Best Location in Terra Ceia Bay!
This 3-bedroom, 2-bath move-in ready beauty sits right on the golf course overlooking Hole #18 and a gorgeous pond filled with amazing wildlife. It’s peaceful, it’s private, and it’s perfect. The air conditioned Florida Room was designed as part of the condo to maximize those stunning views and bring the outdoors in — truly smart design.
Inside, it’s first-class all the way: quartz kitchen countertops, marble baths countertops, plantation shutters, skylight, and luxury vinyl plank flooring with elegant 4.25” ogee baseboards. The community? Fantastic — you’ve got a 500-foot fishing pier on beautiful Terra Ceia Bay, scenic mangrove walkways, great golf, tennis, pickleball, and a clubhouse that’s always buzzing with fun — bingo, trivia, bar poker, tiki, dining. Low condo fees include cable, internet, landscaping, and building maintenance. It’s a tremendous value — a real gem and one of the best opportunities in Terra Ceia Bay!

Listing Agent

Taren Myrick

WAGNER REALTY Brokerage Phone: 941-727-2800 License #3490221 Listed on: 10/30/2025

WAGNER REALTY

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $6,431

Year Built

  • Built in 1997

Lot Details

  • Home fronts a pond
  • On Golf Course
  • East Facing Home
  • Landscaped

HOA Fees

  • $460 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Property Views

  • Pond
  • Golf Course

Home Design

  • Entry on the 1st floor
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,659 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Blinds
  • Family Room Off Kitchen
  • Living Room
  • Sun or Florida Room
  • Luxury Vinyl Tile Flooring

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Stone Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

Schools

  • Palmetto Elementary-Mn School
  • Lincoln Middle School
  • Palmetto High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Additional Features

  • Accessible Full Bathroom
  • Reclaimed Water Irrigation System
  • Fishing Pier

Listing and Financial Details

Community Details

Overview

  • Association fees include cable TV, common area taxes, escrow reserves fund, insurance, internet, maintenance structure, ground maintenance, management, pest control, trash
  • Stacia Searcy Association, Phone Number (941) 315-8044
  • Visit Association Website
  • Bay Estates North Condominium Community
  • Bay Estates North Subdivision
  • The community has rules related to allowable golf cart usage in the community, no truck, recreational vehicles, or motorcycle parking

Amenities

  • Restaurant
  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts

Pet Policy

  • 1 Pet Allowed

Security

  • Gated Community
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$6,431

Year Built

Built in 1997

Lot Details

0

HOA Fees

$460 per month

Parking

2

Listing Details

  • HOA Fee Includes: Cable TV, Common Area Taxes, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Management, Pest Control, Trash
  • Property Type: Residential
  • Property Sub Type: Condominium
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1659
  • Lot Size Acres: 6.13
  • New Construction: No
  • Year Built: 1997
  • Accessibility Features: Accessible Full Bath
  • Building Area Total: 2075
  • Lot Size Sq Ft: 267144
  • Status: Active
  • Ownership: Condominium
  • Entry Level: 1
  • Escrow State: FL
  • Floor Number: 1
  • Minimum Lease: 2 Months
  • Number Of Pets: 1
  • RATIO Current Price By Calculate: 216.94
  • Water Access YN: 0
  • Condo Fees Term: Quarterly
  • Amenities Additional Fees: Terra Ceia Bay Golf Course is public and offers a variety of membership options
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Bay/Harbor Front,Dock,Fishing,Waterfront
  • Attribution Contact: 941-727-2800
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Window Features: Skylight(s), Blinds
  • Living Area Meters: 154.13

Exterior Features

  • Direction Faces: East
  • Roof: Shingle
  • Pool Private: No
  • View: Golf Course, Water
  • Waterfront: Yes
  • Road Surface Type: Paved
  • Water Extras: Fishing Pier
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Other
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Clubhouse, Gated Community - No Guard, Golf Carts OK, Golf, Irrigation-Reclaimed Water, No Truck/RV/Motorcycle Parking, Restaurant, Tennis Court(s)
  • Association Amenities: Gated
  • Association Name: Stacia Searcy
  • Phone: 941-315-8044
  • Association: No
  • Security: Gated Community, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Buyers' agent to confirm pet restrictions with Cams by Stacia
  • Condo Fees: 1380
  • Condo Land Included YN: 0
  • Max Pet Weight: 0
  • Association Email: stacia@cam-ss.com
  • Monthly Condo Fee Amount: 460
  • Pet Size: Small (16-35 Lbs.)
  • Association URL: http://cam-ss.com/

Fee Information

  • Total Annual Fees: 5520.00
  • Total Monthly Fees: 460.00

Schools

  • Elementary School: Palmetto Elementary-MN
  • High School: Palmetto High
  • Middle Or Junior School: Lincoln Middle

Lot Info

  • Zoning: PDH
  • Parcel Number: 2412715951
  • Additional Parcels: No
  • Lot Features: Landscaped, Level, On Golf Course, Paved
  • Flood Zone Code: AE

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyers agent to verify lease restrictions with Cams By Stacia

Tax Info

  • Tax Annual Amount: 6431.06
  • Tax Book Number: 1518-2421
  • Tax Lot: 39
  • Tax Other Annual Assessment Amount: 725

Multi Family

  • Waterfront Features: Pond
  • Approval Process: Submit application and credit authorization to Cams by Stacia along with fee for both

Matterport 3D Tour

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,431 $289,000 -- $289,000
2024 $6,431 $318,750 -- $318,750
2023 $6,220 $327,250 $0 $327,250
2022 $2,447 $130,775 $0 $0
2021 $2,349 $126,966 $0 $0
2020 $2,413 $125,213 $0 $0
2019 $2,365 $122,398 $0 $0
2018 $2,329 $120,116 $0 $0
2017 $2,165 $117,645 $0 $0
2016 $2,124 $115,225 $0 $0
2015 $1,920 $114,424 $0 $0
2014 $1,920 $113,516 $0 $0
2013 $1,954 $111,838 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/30/2025 10/30/25 For Sale $359,900 -- $217 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Warranty Deed $117,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $75,000 Purchase Money Mortgage
Source: Public Records

About the Listing Agent

Taren Myrick
Taren Myrick

WAGNER REALTY

(941) 588-7038

Section Image

Taren, a Florida native with 30 years of experience as a Realtor, has found her paradise in the SW Gulf Coast of Florida. She is deeply passionate about the area due to its abundance of activities and attractions. However, what she loves most is the diversity it offers, as she gets to interact with people from all over the world on a daily basis.

Taren finds great joy in assisting individuals in making the transition to paradise. By taking charge of the intricate details and ensuring

View Taren's Profile

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Source: Stellar MLS

MLS Number: A4668835

Stellar MLS

APN: 24127-1595-1

Florida Manatee County Palmetto 34221

1505 Terra Ceia Bay Cir Unit 39, Palmetto, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.



Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

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Taren Myrick
Taren Myrick
Listing Agent Section Image
WAGNER REALTY
(941) 588-7038