$498,500
SOLD JUN 22, 2026

1505 White Cloud Dr S Isle, MN 56342

3 Beds
2 Baths
1,596 Sq Ft
0.27 Acre Lot

Sale Details

Date Sold: June 22, 2026

$312 Per Sq Ft

28 Days on Market

Highlights

  • Lake Front
  • 1 Fireplace
  • Electric Vehicle Home Charger
  • Heated Floors
  • 1 Car Detached Garage
  • No Interior Steps

About This Home

As of June 2026

Furnished 3 Bed, 2 Bath | Modern Malone Island Rambler with Mille Lacs Lake Channel Frontage, No Flood Zone. Potential STR investment opportunity. Here is your opportunity to experience a blend of modern efficiency and "island life" on highly sought-after Malone Island. This stunning 2023-built rambler features three bedrooms and two bathrooms and has been seldom used, ensuring it remains in "like-new" pristine condition for its next owner. This home provides the ultimate in convenience and peace of mind with city water, city sewer, and natural gas already connected—rare and highly valuable amenities for lakefront living. With the rare advantage of protected channel frontage, this home provides calm waters for your boat and a beautiful view that hints at the expansive Mille Lacs Lake just beyond. The shoreline is reinforced with riprap, adding both durability and peace of mind against erosion. Every detail of this three-bedroom, two-bathroom residence reflects the quality of new construction, featuring 9-foot walls throughout that create a spacious and open atmosphere. The home is highlighted by an energy-efficient natural gas in-floor heating system, and for ultimate convenience, the climate can be monitored, adjusted, or scheduled remotely to ensure a warm welcome. The heart of the home is a bright and airy sunroom that serves as a seamless transition to the outdoors, where a large cement patio awaits. This outdoor living space is already equipped with a dedicated electrical hook-up for a future hot tub, providing an ideal spot to unwind after a day on the water. This property is also a true hobbyist’s dream, featuring a detached, oversized one-car heated and insulated garage with 9-foot walls to accommodate larger equipment or storage needs. The garage comes ready with 220V power for heavy-duty tools or EV charging, and the garage heating system and garage door are also equipped with remote technology, allowing you to control from anywhere via your smartphone. The front of the home boasts an expansive gravel parking lot with plenty of room for guests and toys, and the area is uniquely equipped with an RV power plug and a convenient sewer drain. Located in the heart of a premier recreation destination, this home provides unparalleled access to the best of Northern Minnesota. You can enjoy a short, scenic pontoon ride to the beautiful beaches of Father Hennepin State Park or head out for world-class walleye fishing on the "Big Lake" within seconds. For winter enthusiasts, the protected channel is a starting point for ice fishing, and the nearby Soo Line Trail provides endless miles for snowmobiling and 4x4 excursions. Whether you are looking for a permanent residence or a high-end seasonal retreat, this Malone Island gem combines the peace of a protected bay with the modern amenities today's buyers demand. From summer boating to winter trail riding, this is the ultimate headquarters for your lakeside lifestyle. Note: all appliances and window curtains are included, most furnitures can be negotiated.

Last Agent to Sell the Property

Steven Koleno

Beycome Brokerage Realty LLC Listed on: 03/31/2026

Last Buyer's Agent

Sean Sander

Redfin Corporation

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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,411

Year Built

  • Built in 2023

Lot Details

  • Lot Dimensions are 181.17x70
  • Lake Front

HOA Fees

  • $27 Monthly HOA Fees

Parking

  • 1 Car Detached Garage
  • Electric Vehicle Home Charger

Home Design

  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 1,596 Sq Ft Home
  • 1-Story Property
  • 1 Fireplace
  • Heated Floors

Bedrooms and Bathrooms

  • 3 Bedrooms

Accessible Home Design

  • Doors with lever handles
  • No Interior Steps
  • Accessible Pathway

Utilities

  • Mini Split Air Conditioners

Community Details

  • Association fees include dock, ground maintenance
  • Malone Island Association, Phone Number (612) 760-4307
  • Malone Island Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 205600120

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,411

Year Built

Built in 2023

Lot Details

0.27 Acres

HOA Fees

$27 per month

Parking

1

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Ductless Mini-Split
  • Outside Features: Vinyl
  • Garage Spaces: 1
  • Accessibility Features: Door Lever Handles, No Stairs External, No Stairs Internal
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Fee Frequency: Annually
  • Year Built: 2023
  • Above Grade Finished Sq Ft: 1596
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Living Area: 1596
  • Fireplace: Yes
  • Basement YN: No

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • PoolFeatures: None
  • Foundation Details: Slab

Garage/Parking

  • Parking Features: Detached Garage

Utilities

  • Heating: In-Floor Heating
  • Sewer: City Sewer/Connected
  • Fuel: Electric, Natural Gas

Condo/Co-op/Association

  • HOA Fee Includes: Dock, Maintenance Grounds
  • Phone: 6127604307
  • Association Fee: 320
  • Association: Yes

Association/Amenities

  • HOA Management Co: Malone Island Association

Schools

  • Junior High Dist: Isle
  • SchoolDistrictPhone: 3206763146

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 181.17x70
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Tax Info

  • Tax Year: 2026
  • Assessor Parcel Number: 205600120
  • Tax Annual Amount: 6411
  • TaxWithAssessments: 5888

Multi Family

  • WaterfrontFeatures: Lake Front

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 31, 2026
Closed on
Jun 22, 2026
Sold by
Bought by
Seller's Agent
Steven Koleno
Beycome Brokerage Realty LLC
Buyer's Agent
Sean Sander
Redfin Corporation
List Price
$498,500
Sold Price
$498,500
Views
46

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.37%
Original Mortgage
$123,500
Outstanding Balance
$123,500
Interest Rate
6.36%
Mortgage Type
New Conventional
Estimated Equity
$370,442

Purchase Details

Closed on
Jan 29, 2021
Sold by
Bought by
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $498,500 First American Title
Warranty Deed $79,900 North American Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $123,500 New Conventional
Previous Owner $245,000 Construction
Previous Owner $130,000 Credit Line Revolving
Previous Owner $250,000 Credit Line Revolving
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/22/2026 06/22/26 Sold $498,500 0.0% $312 / Sq Ft
04/28/2026 04/28/26 Pending -- -- --
03/31/2026 03/31/26 For Sale $498,500 -- $312 / Sq Ft
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,426 $439,200 $132,300 $306,900
2024 $2,958 $396,100 $126,200 $269,900
2023 $1,366 $200,100 $121,200 $78,900
2022 $682 $73,200 $73,200 $0
2021 $638 $30,000 $30,000 $0
2020 $694 $30,000 $30,000 $0
2019 $660 $30,000 $30,000 $0
2018 $506 $30,000 $30,000 $0
2017 $502 $30,000 $30,000 $0
2016 $536 $0 $0 $0
2015 $2,336 $0 $0 $0
2014 $2,336 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 7045925

NorthstarMLS

APN: 20-560-0120

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