NOT LISTED FOR SALE

Estimated Value: $266,131

2 Beds
3 Baths
1,220 Sq Ft
$218/Sq Ft Est. Value

Sale Details

Date Sold: September 8, 2025

Last sale price $335,000 $275 Per Sq Ft

Est. 21% decrease in value since last sale

Current estimated payment $1,683 / mo

40 Days on Market

Highlights

  • No HOA
  • Ceiling Fan
  • 1 Car Garage
  • Luxury Vinyl Tile Flooring

About This Home

As of September 2025

Remodeled duplex featuring a 2-bedroom, 2-bathroom unit and a separate efficiency studio, situated on a generously sized lot. Conveniently located just three blocks from the bus stop, five blocks from downtown St. Cloud and City Hall, and only seven blocks from St. Cloud Lakefront. Upstairs has been re-framed to create two bedrooms and an additional bathroom in the main unit. The property has been extensively updated with completely new vinyl siding, windows, and doors, plus a new metal roof on both the main home and detached garage. New exterior and interior stairs have been installed, along with a full re-pipe of the home's hot and cold plumbing using CPVC and fully updated electrical wiring. Comfort and energy efficiency are enhanced with brand new Mitsubishi Mini Split HVAC and heating units throughout. Both units include brand new GE appliances - including a washer and dryer in the main unit and a 2-in-1 washer/dryer in the efficiency studio. Interior upgrades feature new LVP flooring and drywall throughout. Both kitchens have been fully remodeled with shaker-style, soft-close cabinets, and all three bathrooms have been updated with modern finishes. With two fully updated living spaces, this property is an excellent opportunity for rental income - live in one unit while the other occupied unit generates income, or rent both for strong cash flow in a growing location.

Last Agent to Sell the Property

Kim Meredith-Hampton

COMPASS FLORIDA LLC Brokerage Phone: 727-295-0000 License #601196 Listed on: 06/21/2025

COMPASS FLORIDA LLC

Last Buyer's Agent

Stellar Non-Member Agent

STELLAR NON-MEMBER OFFICE

STELLAR NON-MEMBER OFFICE
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Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $2,616

Year Built

  • Built in 1909

Lot Details

  • 10,498 Sq Ft Lot
  • The property's road front is unimproved

Parking

  • 1 Car Garage

Home Design

  • Duplex
  • Metal Roof
  • Concrete Siding
  • Block Exterior

Interior Spaces

  • 1,220 Sq Ft Home
  • Ceiling Fan
  • Luxury Vinyl Tile Flooring
  • Crawl Space
  • Laundry in unit

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 3 Bathrooms

Schools

  • Lakeview Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Ductless Heating Or Cooling System

Community Details

  • No Home Owners Association
  • 1,388 Sq Ft Building
  • St Cloud 2Nd Town Of Subdivision

Listing and Financial Details

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$2,616

Year Built

Built in 1909

Lot Details

10,498 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential Income
  • Property Sub Type: Duplex
  • Construction Materials: Block, Concrete, Other
  • Fireplace: No
  • Living Area: 1220
  • Lot Size Acres: 0.24
  • New Construction: No
  • Year Built: 1909
  • Building Area Total: 1388
  • Lot Size Sq Ft: 10498
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 128.95
  • Escrow City: Winter Park
  • Escrow State: FL
  • Escrow Street Name: W. Canton Ave. Suite 216
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 274.59
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Attribution Contact: 727-295-0000
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl
  • Interior Amenities: Ceiling Fans(s)
  • Foundation Details: Crawlspace
  • Total Bedrooms: 2
  • Living Area Meters: 113.34

Exterior Features

  • Exterior Features: Sidewalk
  • Roof: Metal
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Unimproved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0095G

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Garage Spaces: 1

Utilities

  • Utilities: Public
  • Cooling: Ductless
  • Heating: Ductless
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public
  • Individually Metered: Electric,Water

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Pet Restrictions: Verify with municipality for up to date restrictions.

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Lakeview Elem (K 5)
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: SR2
  • Parcel Number: 01-26-30-0001-0043-0105
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Additional Lease Restrictions: Verify with municipality for up to date restrictions.

Multi Family

  • Number Of Units Total: 2
  • Approval Process: Verify with municipality for up to date restrictions.
  • Total Num Buildings: 1
  • Unit Count: 2

Tax Info

  • Tax Annual Amount: 2616
  • Tax Block: 43
  • Tax Book Number: B-33
  • Tax Lot: 8

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 21, 2025
Closed on
Sep 8, 2025
Sold by
Bought by
Seller's Agent
Kim Meredith-Hampton
COMPASS FLORIDA LLC
Buyer's Agent
Stellar Non-Member Agent
STELLAR NON-MEMBER OFFICE
List Price
$395,000
Sold Price
$335,000
Premium/Discount to List
-$60,000
-15.19%
Views
61
Current Estimated Value
$266,131

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$68,869
Avg. Annual Appreciation
-22.13%
Original Mortgage
$328,932
Outstanding Balance
$326,310
Interest Rate
6.72%
Mortgage Type
FHA
Estimated Equity
-$60,179

Purchase Details

Listed on
Nov 1, 2023
Closed on
Feb 12, 2024
Sold by
Bought by
Seller's Agent
Brenda Terrell
GODWIN REALTY GROUP
Buyer's Agent
Maria McKee
PREMIER SOTHEBYS INT'L REALTY
List Price
$219,000
Sold Price
$185,000
Premium/Discount to List
-$34,000
-15.53%
Views
191

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
45.97%

Purchase Details

Closed on
Sep 16, 2022
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
4.99%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Aug 22, 2022
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
4.99%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Mar 31, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,250
Interest Rate
8.95%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Downtown Saint Cloud, FL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$335,000 None Listed On Document
$185,000 Stewart Title
$130,000 Stewart Title
$70,000 Stewart Title
$152,300 Big Apple Title & Trust Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $328,932
Previous Owner $130,000
Previous Owner $152,250
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/08/2025 09/08/25 Sold $335,000 0.0% $275 / Sq Ft
08/10/2025 08/10/25 Rented $1,100 0.0% --
07/31/2025 07/31/25 Pending -- -- --
07/22/2025 07/22/25 Under Contract -- -- --
07/14/2025 07/14/25 Price Changed $355,000 -3.8% $291 / Sq Ft
06/30/2025 06/30/25 Price Changed $369,000 -6.6% $302 / Sq Ft
06/21/2025 06/21/25 For Sale $395,000 0.0% $324 / Sq Ft
05/29/2025 05/29/25 For Rent $1,100 0.0% --
02/12/2024 02/12/24 Sold $185,000 -7.5% $152 / Sq Ft View Prior Sale
02/02/2024 02/02/24 Pending -- -- --
01/22/2024 01/22/24 Price Changed $199,900 -7.0% $164 / Sq Ft
01/21/2024 01/21/24 Price Changed $215,000 -1.8% $176 / Sq Ft
01/08/2024 01/08/24 For Sale $219,000 0.0% $180 / Sq Ft
12/12/2023 12/12/23 Pending -- -- --
11/20/2023 11/20/23 Price Changed $219,000 -8.8% $180 / Sq Ft
11/01/2023 11/01/23 For Sale $240,000 -- $197 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,616 $140,900 $70,000 $70,900
2024 $2,293 $161,400 $70,000 $91,400
2023 $2,293 $126,900 $60,000 $66,900
2022 $1,513 $99,300 $52,000 $47,300
2021 $1,340 $78,000 $40,000 $38,000
2020 $1,252 $74,800 $40,500 $34,300
2019 $1,151 $67,200 $37,800 $29,400
2018 $1,073 $63,400 $37,800 $25,600
2017 $940 $49,200 $28,800 $20,400
2016 $852 $43,200 $25,100 $18,100
2015 $872 $43,300 $25,100 $18,200
2014 $856 $42,300 $23,400 $18,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8399386

Stellar MLS

APN: 01-26-30-0001-0043-0105

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