1521 Banner Elk St Valrico, FL 33594
Estimated payment $4,304/month
Highlights
- Oak Trees
- Open Floorplan
- Mud Room
- Durant High School Rated A-
- High Ceiling
- Stone Countertops
About This Home
Seller offering $10,000 credit towards buyer's closing costs and/or interest rate buy-down!
Welcome to the most affordable five-bedroom home currently available within 10 miles!
Spread out in over 4,000 square feet of interior living space, featuring three and a half bathrooms, a spacious open-plan living/dining/kitchen area, an additional family/game room, and more.
The chef’s kitchen includes stainless steel appliances, granite countertops, an oversized island with seating for four, and two walk-in pantries.
An informal dining area separates the kitchen from the spacious living room, which features two sliding glass doors leading to the screened paver porch—one a triple-panel slider that retracts fully, seamlessly blending indoor and outdoor spaces during cooler weather or when hosting guests.
The main level also includes a formal living room, a half bath, a spacious mudroom, and a laundry/utility room.
Upstairs, double doors open to the spacious primary suite, featuring a tray ceiling, a double-sided walk-in closet, and a large bathroom with an extra-long double vanity, a glass-enclosed shower, a private toilet area, and three additional linen/storage closets.
The bonus family/game room, also upstairs, provides easy access to four guest bedrooms and two guest bathrooms.
Both upstairs bathrooms are large and feature a spacious vanity separated from the shower/tub and toilet.
Three guest bedrooms include walk-in closets, and two additional upstairs walk-in closets provide ample climate-controlled storage.
The three-car garage provides the necessary storage for vehicles, equipment, and tools, with the single-door bay easily convertible to a climate-controlled gym, office, or additional living space.
With storms in mind, the current owner upgraded the exterior electrical panel for direct generator hookup, enabling easy powering of nearly the entire home.
Additional updates made in 2024 include new 25-year exterior paint, a water heater, a water softener, and front landscape lighting.
The Highlands Reserve neighborhood is conveniently located less than 10 minutes from grocery stores, restaurants, and other retail services; 12 minutes from Brandon Hospital; and 30 minutes from Tampa International Airport.
Listing Agent
PINEYWOODS REALTY LLC Brokerage Phone: 813-225-1890 License #3230263 Listed on: 08/15/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,377
Year Built
- Built in 2017
Lot Details
- 9,343 Sq Ft Lot
- Lot Dimensions are 70x133
- East Facing Home
- Vinyl Fence
- Oversized Lot
- Irrigation Equipment
- Oak Trees
- Property is zoned PD
HOA Fees
- $72 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Bi-Level Home
- Slab Foundation
- Frame Construction
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 4,054 Sq Ft Home
- Open Floorplan
- High Ceiling
- Ceiling Fan
- ENERGY STAR Qualified Windows
- Blinds
- Sliding Doors
- Mud Room
- Family Room Off Kitchen
- Living Room
- Formal Dining Room
- Inside Utility
- Laundry Room
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
- Stone Countertops
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bedroom Upstairs
- Split Bedroom Floorplan
- Walk-In Closet
Home Security
- Home Security System
- Fire and Smoke Detector
Eco-Friendly Details
- Energy-Efficient Appliances
- Energy-Efficient HVAC
Outdoor Features
- Covered Patio or Porch
- Rain Gutters
Schools
- Nelson Elementary School
- Mulrennan Middle School
- Durant High School
Utilities
- Central Heating and Cooling System
- Thermostat
- Underground Utilities
- Electric Water Heater
- High Speed Internet
Community Details
- Vanguard Property Management Association
- Visit Association Website
- Highlands Reserve Ph 2 Subdivision
- On-Site Maintenance
- The community has rules related to deed restrictions, no truck, recreational vehicles, or motorcycle parking
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 42
- Assessor Parcel Number U-32-29-21-A3N-000000-00042.0
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,684 | $417,374 | -- | -- |
| 2023 | $7,453 | $405,217 | $0 | $0 |
| 2022 | $7,178 | $393,415 | $0 | $0 |
| 2021 | $6,987 | $381,956 | $65,400 | $316,556 |
| 2020 | $6,297 | $344,525 | $0 | $0 |
| 2019 | $6,129 | $335,162 | $65,400 | $269,762 |
| 2018 | $6,282 | $340,431 | $0 | $0 |
| 2017 | $1,300 | $53,722 | $0 | $0 |
| 2016 | $647 | $18,686 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/09/2025 09/09/25 | Price Changed | $679,500 | -2.2% | $168 / Sq Ft | |
| 08/15/2025 08/15/25 | For Sale | $695,000 | +71.6% | $171 / Sq Ft | |
| 01/29/2020 01/29/20 | Sold | $405,000 | -1.2% | $100 / Sq Ft | View Prior Sale |
| 01/06/2020 01/06/20 | Pending | -- | -- | -- | |
| 12/08/2019 12/08/19 | Price Changed | $409,990 | -1.2% | $101 / Sq Ft | |
| 11/10/2019 11/10/19 | Price Changed | $414,990 | -1.2% | $102 / Sq Ft | |
| 11/03/2019 11/03/19 | Price Changed | $419,990 | -1.2% | $104 / Sq Ft | |
| 10/20/2019 10/20/19 | Price Changed | $425,000 | -2.3% | $105 / Sq Ft | |
| 10/16/2019 10/16/19 | Price Changed | $434,990 | -1.1% | $107 / Sq Ft | |
| 10/03/2019 10/03/19 | For Sale | $439,990 | -- | $109 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $405,000 | Priority Natl Ttl Svcs Inc | |
| Special Warranty Deed | $360,200 | Pgp Title Of Florida Inc |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $324,000 | New Conventional | |
| Previous Owner | $371,931 | VA |
Source: Stellar MLS
MLS Number: TB8417487
APN: U-32-29-21-A3N-000000-00042.0
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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