$225,000

Estimated payment $1,497/month

Total Views 1,707
4 Beds
2 Baths
3,496 Sq Ft
$64 Price per Sq Ft

About This Home

Welcome to 1521 Garfield Court, St. Cloud—a charming, legal duplex in an outstanding location just minutes from Lake George, St. Cloud State University, and downtown St. Cloud. Whether you're looking to expand your investment portfolio or owner-occupy while generating rental income, this well-maintained property is a fantastic opportunity. The spacious main-level unit features 3 bedrooms, 1 full bathroom, beautiful hardwood floors, original oak trim, a generous kitchen with a dinette area, and a large bonus family room/seasonal porch offering additional living space. This unit is clean, move-in ready, and was previously rented for $1,250 per month. The upper-level unit offers 1 bedroom and 1 full bathroom with charming views of the surrounding neighborhood. It is currently rented for $800 per month, providing immediate rental income. The shared basement includes laundry facilities and ample storage for both units. Outside you'll find a 1-car detached garage, a private backyard, and attractive curb appeal. The property is well maintained inside and out, has a current rental license, and features reasonable 2026 property taxes of just $3,144. A turnkey duplex in a desirable location with strong rental history and excellent owner-occupant or investment potential.

Listing Agent

Roxie Knight

Core Realty LLC Brokerage Phone: 7632604222 Listed on: 07/24/2026

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $3,144

Year Built

  • Built in 1930

Parking

  • 1 Car Detached Garage

Home Design

  • Duplex
  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • 2-Story Property

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Bathrooms

Unfinished Basement

  • Block Basement Construction
  • Laundry in Basement

Additional Features

  • Lot Dimensions are 41x126
  • Forced Air Heating System

Community Details

  • 2 Units
  • Garfields Add Subdivision

Listing and Financial Details

  • The owner pays for sewer, trash collection, water
  • Assessor Parcel Number 82471310000

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$3,144

Year Built

Built in 1930

Lot Details

5,227 Sq Ft Lot

Parking

1

Listing Details

  • Type: Residential Income
  • Property Subtype 1: Duplex Up and Down
  • Outside Features: Vinyl
  • Garage Spaces: 1
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Association Amenities: None
  • Year Built: 1930
  • Above Grade Finished Sq Ft: 2048
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Attribution Contact: 7632604222
  • Special Features: None
  • Property Sub Type: MultiFamily

Interior Features

  • Basement: Block, Unfinished
  • Living Area: 3496
  • Below Grade Finished Sq Ft: 1448
  • Owner Pays: Sewer, Trash Collection, Water
  • Basement YN: Yes

Beds/Baths

  • Total Bedrooms: 4

Exterior Features

  • Foundation Details: Block

Garage/Parking

  • Parking Features: Detached Garage

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • LaundryFeatures: In Basement
  • Fuel: Natural Gas

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 3202539333

Lot Info

  • Waterfront YN: No
  • Lot Size: 41x126
  • Land Lease: No
  • Additional Parcels: No
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Units Total: 2

Tax Info

  • Tax Year: 2026
  • Assessor Parcel Number: 82471310000
  • Tax Annual Amount: 3144
  • TaxWithAssessments: 3144

Multi Family

  • TenantPays: Electricity, Gas
  • Number Of Refrigerators: Two

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,144 $171,600 $25,000 $146,600
2025 $3,144 $171,600 $25,000 $146,600
2024 $2,512 $152,500 $25,000 $127,500
2023 $1,736 $152,500 $25,000 $127,500
2022 $1,346 $117,000 $25,000 $92,000
2021 $2,072 $117,000 $25,000 $92,000
2020 $2,028 $117,000 $25,000 $92,000
2019 $1,914 $111,000 $25,000 $86,000
2018 $1,856 $99,400 $25,000 $74,400
2017 $1,134 $97,900 $25,000 $72,900
2016 $1,100 $0 $0 $0
2015 $1,128 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/11/2026 08/11/26 For Sale $225,000 +105.7% $64 / Sq Ft
04/30/2013 04/30/13 Sold $109,375 -18.9% $53 / Sq Ft View Prior Sale
03/14/2013 03/14/13 Pending -- -- --
03/05/2012 03/05/12 For Sale $134,900 -- $66 / Sq Ft
Source: NorthstarMLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $129,000 Misc Company
Source: Public Records

Source: NorthstarMLS

MLS Number: 7112660

NorthstarMLS

APN: 82.47131.0000

Your Personal Tour Guide

Ask me questions while you tour the home.