NOT LISTED FOR SALE

1523 Circle Dr Annapolis, MD 21409

Estimated Value: $918,000 - $1,189,000

5 Beds
3.5 Baths
4,364 Sq Ft
$255/Sq Ft Est. Value

Last Sold October 10, 2019

Last sale price $780,000 $179 Per Sq Ft

Est. 43% increase in value since last sale

Current estimated payment $6,487/month

13 Days on Market

Highlights

  • Boat Ramp
  • Beach
  • Canoe or Kayak Water Access
  • Arnold Elementary School Rated 10
  • Home fronts navigable water
  • Heated In Ground Pool

About This Home

As of October 2019

Dreaming of a home with charm, character and relaxed elegance? This updated 5BR home in a premier waterfront community on the Severn River is ready to welcome you home! Beautifully set on a tree-lined lot that features a heated, in-ground pool, this home embraces outdoor living with two deck areas and a screened-in porch. A great room with vaulted ceiling and custom stone fireplace will become a favorite spot to relax as well as entertain. Recent updates and additions enhance the charm of one of the oldest homes in Winchester on the Severn! From the renovated master bath enhanced with sea-glass tile to the neutral palette, hardwood floors and modern lighting, you ll instantly feel at home. Beautiful, open plan kitchen features new tile walls and stainless appliances. Five bedrooms including one on the main level and a bedroom and full bath in the basement mean plenty of room for everyone; and with a garage, fully finished basement, and mudroom, you ll also have plenty of storage! A detached garage building could also be your new home office or workshop. Freshly repainted, with updated systems including roof and HVAC, you can move right in and start enjoying the community beach and access to the B&A Trail! Winchester features a community marina, beach, boat ramp and pavilion. Broadneck Schools! Just 5 miles to downtown Annapolis and Severna Park, and convenient to Baltimore, BWI, Ft.Meade/NSA and DC. Welcome home!

Last Agent to Sell the Property

Jennifer Holden

(443) 803-7620 jen@thejenholdengroup.com Compass License #639966 Listed on: 08/23/2019

Compass

Co-Listed By

Megan Koppe

(301) 367-2621 megan@thejenholdengroup.com Compass License #0652721

Last Buyer's Agent

Pamela Tierney

(443) 822-9079 ptierney@lnf.com Coldwell Banker Realty License #585041

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,071

Year Built

  • Built in 1950 | Remodeled in 2006

Lot Details

  • 0.69 Acre Lot
  • Home fronts navigable water
  • Electric Fence
  • Landscaped
  • Wooded Lot
  • Backs to Trees or Woods
  • Back and Side Yard
  • Property is in very good condition
  • Property is zoned R2

HOA Fees

  • $18 Monthly HOA Fees

Parking

  • 4 Garage Spaces | 2 Direct Access and 2 Detached
  • 5 Open Parking Spaces
  • Second Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Cape Cod Architecture
  • Entry on the 1st floor
  • Architectural Shingle Roof
  • Vinyl Siding
  • Passive Radon Mitigation

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Chair Railings
  • Crown Molding
  • Vaulted Ceiling
  • Recessed Lighting
  • Corner Fireplace
  • Stone Fireplace
  • Window Screens
  • Sliding Doors
  • Mud Room
  • Great Room
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Home Office
  • Screened Porch
  • Storm Doors

Kitchen

  • Gourmet Kitchen
  • Gas Oven or Range
  • Range Hood
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Wine Rack

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Front Loading Dryer
  • Front Loading Washer

Finished Basement

  • Heated Basement
  • Connecting Stairway
  • Interior Basement Entry
  • Shelving
  • Basement Windows

Outdoor Features

  • Heated In Ground Pool
  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Swimming Allowed
  • Deck
  • Screened Patio
  • Outbuilding

Schools

  • Broadneck High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heat Pump System
  • Multi-Tank Natural Gas Water Heater
  • Septic Tank
  • Community Sewer or Septic
  • Fiber Optics Available
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 020390910533600

Community Details

Overview

  • Winchester On The Severn Subdivision

Amenities

  • Picnic Area

Recreation

  • Boat Ramp
  • Pier or Dock
  • 1 Community Docks
  • Mooring Area
  • Beach
  • Community Basketball Court
  • Community Playground
  • Pool Membership Available
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,071

Year Built

Built in 1950 | Remodeled in 2006

Lot Details

0

HOA Fees

$18 per month

Parking

4

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Exclusions: light fixtures in master bedroom and office
  • Inclusions: electric fence
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 8/24/2019 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1950
  • Year Renovated: 2006
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer - Front Loading, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Washer - Front Loading, Water Heater
  • Entry Floor: 1
  • Flooring Type: Carpet, Ceramic Tile, Hardwood
  • Interior Amenities: Carpet, Combination Dining/Living, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Walk-In Closet(s), Wine Storage, Wood Floors, Chair Railings, Crown Moldings
  • Window Features: Screens
  • Fireplace Features: Corner, Stone
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Storm, Sliding Glass
  • Wall Ceiling Types: Vaulted Ceilings
  • Foundation Details: Passive Radon Mitigation
  • Levels Count: 3+
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Great Room, Mud Room, Office, Primary Bathroom, Full Bath, Half Bath, Screened Porch
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Partial, Fully Finished, Heated, Interior Access, Shelving, Windows
  • Laundry Type: Main Floor
  • Total Sq Ft: 4364
  • Living Area Sq Ft: 4364
  • Price Per Sq Ft: 316.04
  • Above Grade Finished Sq Ft: 2593
  • Below Grade Finished Sq Ft: 1771
  • Total Below Grade Sq Ft: 1771
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: 2nd Garage
  • Construction Materials: Vinyl Siding
  • Exterior Features: Outbuilding(s)
  • Pool Features: Heated, In Ground
  • Roof: Architectural Shingle
  • Spa: No
  • Water Access Features: Canoe/Kayak, Private Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Severn River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Personal
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 4.00
  • Garage: Yes
  • Open Parking Spaces Count: 5
  • Parking Features: Paved Driveway
  • Garage Features: Garage Door Opener, Garage - Side Entry, Inside Access
  • Attached Garage Spaces: 2
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Attached Garage, Detached Garage, Driveway

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Zoned
  • Heating Fuel: Natural Gas
  • Heating Type: Heat Pump(s), Zoned
  • Heating: Yes
  • Hot Water: Multi-Tank, Natural Gas
  • Sewer/Septic System: Septic Exists, Community Septic Tank, Private Septic Tank
  • Utilities: Cable Tv Available, Fiber Optics Available, Natural Gas Available, Phone Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 210.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Beach, Bike Trail, Boat Ramp, Mooring Area, Pier/Dock, Picnic Area, Pool Mem Avail, Tot Lots/Playground
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • High School Source: Listing Agent
  • School District Source: Listing Agent
  • High School: BROADNECK

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Fencing: Electric
  • Lot Features: Backs To Trees, Landscaping, Sideyard(s), Rear Yard, Trees/Wooded
  • Lot Size Acres: 0.69
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 29880.00
  • Outdoor Living Structures: Deck(s), Porch(es), Screened
  • Property Condition: Very Good
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 6071.00
  • Assessor Parcel Number: 020390910533600
  • County Tax Payment Frequency: Annually
  • Tax Year: 2018

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 23, 2019
Closed on
Oct 10, 2019
Sold by
Neill Daniel J O and Neill Cynthia O
Bought by
Dent Marcus E and Dent Katherine M
Seller's Agent
Jennifer Holden
Compass
Buyer's Agent
Pamela Tierney
Coldwell Banker Realty
List Price
$819,500
Sold Price
$780,000
Premium/Discount to List
-$39,500
-4.82%
Current Estimated Value
$1,114,221

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$334,221
Avg. Annual Appreciation
5.81%
Original Mortgage
$702,000
Outstanding Balance
$613,722
Interest Rate
3.4%
Mortgage Type
New Conventional
Estimated Equity
$500,499

Purchase Details

Closed on
Dec 30, 2011
Sold by
Chomo Robert G and Chomo Christina A
Bought by
Oneill Daniel J and Oneill Cynthia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$494,500
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 11, 2008
Sold by
Erson Garry L
Bought by
Chomo Robert G and Chomo Christina A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$640,000
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 14, 2008
Sold by
Erson Garry L
Bought by
Chomo Robert G and Chomo Christina A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$640,000
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 19, 2001
Sold by
Anderson Garry L
Bought by
Anderson Garry L

Purchase Details

Closed on
Mar 28, 2001
Sold by
Anderson Garry L
Bought by
Anderson Garry L and Anderson Shannon
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dent Marcus E $780,000 Sage Title Group Llc
Oneill Daniel J $730,000 Mid Maryland Title Company I
Chomo Robert G $800,000 --
Chomo Robert G $800,000 --
Anderson Garry L -- --
Anderson Garry L -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dent Marcus E $702,000
Previous Owner Oneill Daniel J $494,500
Previous Owner Chomo Robert G $640,000
Previous Owner Chomo Robert G $640,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/10/2019 10/10/19 Sold $780,000 -4.8% $179 / Sq Ft
09/05/2019 09/05/19 Pending -- -- --
09/05/2019 09/05/19 For Sale $819,500 +5.1% $188 / Sq Ft
09/05/2019 09/05/19 Off Market $780,000 -- --
08/23/2019 08/23/19 For Sale $819,500 -- $188 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,196 $793,033 -- --
2024 $8,196 $716,300 $313,400 $402,900
2023 $7,991 $697,733 $0 $0
2022 $7,097 $679,167 $0 $0
2020 $5,703 $508,200 $290,400 $217,800
2019 $11,859 $508,200 $290,400 $217,800
2018 $5,745 $566,600 $318,400 $248,200
2017 $3,502 $559,167 $0 $0
2016 -- $551,733 $0 $0
2015 -- $544,300 $0 $0
2014 -- $544,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA410942

Bright MLS

APN: 03-909-10533600