Seller's Agent in 2021
Mary Fitzgerald
Cummings & Co Realtors
(410) 960-8103
54 in this area
96 Total Sales
1523 Cottage Ln Towson, MD 21286
Estimated Value: $331,000 - $358,000
3
Beds
2
Baths
1,800
Sq Ft
$191/Sq Ft
Est. Value
Highlights
- Eat-In Gourmet Kitchen
- Traditional Floor Plan
- 2 Fireplaces
- Colonial Architecture
- Wood Flooring
- No HOA
About This Home
As of April 2021Must See this END of Group in Loch Raven Village!...One of the Largest Models on Quiet Cottage Lane!....NEW Granite Eat-In Kitchen w/Custom Cabinetry!...NEW 2nd Flr FULL BA w/Built-In Vanity!...New 2nd FULL BA - Lower Level..... Recently Remodeled Finished Lower Level!.....Hwd Floors & 2 Decorative Fireplaces in the Finished Lower Level and Living Room!....Charming Bay Window in DR adds an abundance of Sunlight!.....Oversized Yard with Parking Pad convenience and storage shed....... Pride of Ownership with Recent Renovations, Replacement Windows, NEW HVAC System, and Exterior Chimney all Re-Built.....Awnings available for Front/Rear Privacy/Shade.....Loch Raven Village has Social Activities & Covenants to keep their Community strong. Covenants can be found online at https://www.lochravenvillage.com....... Avail ASAP in time for Spring!!
Last Agent to Sell the Property
(410) 960-8103 marypatfitzgeraldrealtor@gmail.com Cummings & Co. Realtors Listed on: 03/17/2021
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $3,150
Year Built
- Built in 1958
Lot Details
- 4,884 Sq Ft Lot
Parking
- Off-Street Parking
Home Design
- Colonial Architecture
- Brick Exterior Construction
Interior Spaces
- Property has 3 Levels
- Traditional Floor Plan
- Chair Railings
- Crown Molding
- Wainscoting
- Recessed Lighting
- 2 Fireplaces
- Family Room
- Living Room
- Formal Dining Room
- Partially Finished Basement
Kitchen
- Eat-In Gourmet Kitchen
- Built-In Microwave
- Extra Refrigerator or Freezer
- Dishwasher
- Upgraded Countertops
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Front Loading Dryer
- Front Loading Washer
Utilities
- Forced Air Heating and Cooling System
- Natural Gas Water Heater
Community Details
- No Home Owners Association
- Loch Raven Village Subdivision
Listing and Financial Details
- Tax Lot 41
- Assessor Parcel Number 04090911471340
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 17, 2021
Closed on
May 10, 2021
Sold by
Ripley Jennifer and The Jennifer Ripley Revocable
Bought by
Debinski Dawn
Seller's Agent
Mary Fitzgerald
Cummings & Co. Realtors
Buyer's Agent
Mary Beth Swidersky
Cummings & Co. Realtors
List Price
$280,000
Sold Price
$291,500
Premium/Discount to List
$11,500
4.11%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$51,628
Avg. Annual Appreciation
3.60%
Original Mortgage
$218,625
Outstanding Balance
$197,506
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$145,622
Purchase Details
Closed on
Apr 25, 2019
Sold by
Ripley Jennifer
Bought by
Ripley Jennifer and The Jennifer Ripley Revocable
Purchase Details
Closed on
Jun 5, 2017
Sold by
Ripley Douglas and Ripley Jennifer
Bought by
Ripley Jennifer
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$192,500
Interest Rate
4.02%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 12, 2007
Sold by
Walters Hugh K
Bought by
Ripley Douglas and Ripley Jennifer
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,000
Interest Rate
6.3%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 29, 2007
Sold by
Walters Hugh K
Bought by
Ripley Douglas and Ripley Jennifer
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,000
Interest Rate
6.3%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 25, 2002
Sold by
Walters Hugh K
Bought by
Walters Hugh K
Purchase Details
Closed on
Nov 30, 1992
Sold by
Kline Albert V
Bought by
Walters Hugh K
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Debinski Dawn | $291,500 | C&C Title | |
| Ripley Jennifer | -- | Accommodation | |
| Ripley Jennifer | -- | None Available | |
| Ripley Douglas | $265,000 | -- | |
| Ripley Douglas | $265,000 | -- | |
| Walters Hugh K | -- | -- | |
| Walters Hugh K | $121,700 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Debinski Dawn | $218,625 | |
| Previous Owner | Ripley Jennifer | $192,500 | |
| Previous Owner | Ripley Douglas | $212,000 | |
| Previous Owner | Ripley Douglas | $212,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/27/2021 04/27/21 | Sold | $291,500 | +4.1% | $162 / Sq Ft |
| 03/20/2021 03/20/21 | For Sale | $280,000 | -3.9% | $156 / Sq Ft |
| 03/19/2021 03/19/21 | Off Market | $291,500 | -- | -- |
| 03/19/2021 03/19/21 | Pending | -- | -- | -- |
| 03/17/2021 03/17/21 | For Sale | $280,000 | -- | $156 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,694 | $256,700 | $75,000 | $181,700 |
| 2024 | $3,694 | $248,367 | $0 | $0 |
| 2023 | $1,796 | $240,033 | $0 | $0 |
| 2022 | $3,379 | $231,700 | $75,000 | $156,700 |
| 2021 | $3,226 | $226,133 | $0 | $0 |
| 2020 | $2,673 | $220,567 | $0 | $0 |
| 2019 | $2,606 | $215,000 | $75,000 | $140,000 |
| 2018 | $3,093 | $213,533 | $0 | $0 |
| 2017 | $3,131 | $212,067 | $0 | $0 |
| 2016 | $3,035 | $210,600 | $0 | $0 |
| 2015 | $3,035 | $210,600 | $0 | $0 |
| 2014 | $3,035 | $210,600 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Mary Fitzgerald
-
Mary Beth Swidersky
Buyer's Agent in 2021
Mary Beth Swidersky
Cummings & Co Realtors
(410) 804-7344
36 in this area
158 Total Sales
Map
Source: Bright MLS
MLS Number: MDBC522606
APN: 09-0911471340
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